Envelope: Budget Planner

Envelope budgeting & expense

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Envelope is manual cash-envelope budgeting. We never see your money — your data stays on your iPhone. Give every dollar a job. Create envelopes for Groceries, Gas, Rent, Fun and more, assign each a monthly amount, and watch beautiful Activity-style rings deplete as you spend. No bank login. No Plaid. No server. No subscription rage. WHY ENVELOPE - Pay once, own it forever. - Zero bank link, ever. Envelope never connects to a bank, never transmits transactions, and stores everything on your device. - Beautiful budget rings. See what's left at a glance; the ring goes red the moment you overspend. FREE - Up to 3 envelopes - Current month budgeting - Manual spend entry with instant ring updates PRO (one-time $19.99 lifetime) - Unlimited envelopes - Full month-by-month history - CSV import with on-device smart categorize — works with any bank export (Chase, BofA, Wells, Apple Card, Revolut, Wise). No Plaid, no OAuth, no login. - Goal and sinking-fund envelopes with targets - CloudKit family sharing for a household budget PRIVATE BY DESIGN No analytics. No third-party SDKs. No tracking. The only network feature is optional iCloud sync for family sharing, which stays inside your own iCloud account. Manual budgeting, the way cash envelopes were meant to work — now on your iPhone.

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Performance improvements and minor fixes.

The developer, jiahao zhang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • jiahao zhang
    Size
    • 859.1 KB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 Envelope: Budget Planner