Mont - Finances

Your finances, with AI

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Your money and debts, one app. Chat with your AI to log spending, keep budgets on track, and follow a payoff plan that actually ends. Own your money. See where it goes, understand why, and build a plan, with an AI coach that gets your finances and helps you control them. SEE WHERE YOUR MONEY ACTUALLY GOES Clear charts break your spending down by category, by month, by account. Your whole financial picture on one screen. No spreadsheets, no guesswork. AN AI COACH THAT KNOWS YOUR NUMBERS Ask Mont anything: why your spending jumped, whether you can afford something, how the month is really going. Then take it further. Build a savings strategy, plan a payoff, decide what to do with what's left. Every answer comes from your own data, not generic advice. SCAN A RECEIPT, LOG IT INSTANTLY Point your camera and Mont files the transaction: amount, merchant, category, all of it. No typing, no spreadsheets. BRING IN YOUR BANK STATEMENTS Upload a statement and Mont reads it, categorizes every transaction, and folds it into your budgets and reports automatically. BUDGETS AND SAVINGS, SIDE BY SIDE Set monthly limits for groceries, dining, and everything else, and watch your savings goals grow right next to them. GET OUT OF DEBT, WITH A PLAN Every card and loan in one place, with a debt-free date you can trust. Two ways to pay them down, and Mont recommends one: save the most, or clear the smallest first for quick wins. It runs both on your numbers and shows what the other would cost you. Set what you can add on top of the minimums and watch the date move. And when your payments are not covering the interest, Mont says so plainly. KNOW HOW YOUR MONTH WENT Weekly and monthly reports turn your money into plain language: savings rate, safety net, credit use. Every insight comes with analysis you can keep exploring in chat. Your money is already telling you something. Mont helps you hear it. Terms of use: https://getmontapp.com/terms Privacy policy: https://getmontapp.com/privacy

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Mont is now focused entirely on your money. Tasks, calendar and health are gone. What's left is the part you actually opened Mont for: what your money is doing, and what to do about it today. A NEW HOME Home used to be a grid of widgets that repeated the Finances tab. Now it reads like a briefing. • Safe to spend, right under the greeting: what you can really spend before your next paycheck. • Your full daily briefing, with the day's first actions one tap away. • Needs attention: a short, ranked list of what's actually worth a decision today. • What changed since yesterday, in one line. • This month, recent activity and your last 7 days of spending, so even a quiet day shows the money moving. THE DAILY BRIEFING IS NOW FOR EVERYONE Free accounts read the full briefing. Premium adds the AI written version and lets you ask follow-up questions about it. FINANCES, DECLUTTERED Home answers "what should I do today." Finances answers "what's true, and let me manage it." Nothing is duplicated between them anymore. Recommended debt payments moved into the This month checklist in Debts, with one tap to pay a credit card. A BETTER FIRST RUN Setup takes about two minutes and ends with an actual plan: your accounts, your debts with a real payoff date, and a budget built from your income. Day one now opens with a briefing that reads your plan back to you instead of an empty screen. The tour is shorter, and Mont explains why it wants to send notifications before iOS asks. A CALMER LOOK Card outlines are gone across the app. Softer surfaces, clearer grouping, less visual noise. FIXES • Budget categories stay in the order you set them. • Hiding or reordering the Daily Spending section now saves. • The Quick Actions widget lays out correctly at the small size.

The developer, Patricio Villarreal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Financial Info
    • Identifiers
    • Usage Data
    • Diagnostics
    • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Patricio Villarreal
Size
  • 16.8 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English and Spanish
Age Rating
9+
In-App Purchases
Yes
  • Premium Duo (Annual) $99.99
  • Premium (Monthly) $6.99
  • Premium (Annual) $69.99
  • Premium Duo (Monthly) $9.99
Copyright
  • © 2026 Patricio Villarreal