What's New in This Version: AUTOMATIC MULTI-DEVICE SYNC (COINKY PRO) • Coinky now keeps all your devices automatically in sync — no tapping needed. Changes made on one device appear on the other in the background. • When two devices meet for the first time, a one-time prompt lets you choose how to combine their data: merge both, keep the cloud copy, or keep this device. • The backup tile in Settings now shows exactly when your data was last synced and lets you sync immediately with one tap. • Clearing all data now clearly warns you that the action will also erase data on your other synced devices. HOME SCREEN WIDGETS • See your current balance, budget status, and upcoming bills right from your home screen — no need to open the app. MONTHLY RECAP SHARING • Share a beautiful summary image of your monthly finances directly from the Advanced Reports screen. WELCOME EXPERIENCE • First-time users are now guided through a short setup to choose their currency, add their first transactions, and set up spending reminders. PERFORMANCE AND STABILITY • Improved sync reliability: no cloud update is silently dropped. • Smarter data protection: your device never overwrites another device's data before a first sync handshake. • Various dependency and performance improvements for a smoother experience.

What's New in This Version: SMARTER RECURRING TRANSACTIONS • End-of-Month Snapping: Recurring income and expenses scheduled on the 29th, 30th, or 31st now intelligently adapt to shorter months like February, automatically snapping to the final day of the month without unexpected date shifts. • Anchor Day Memory: In months following a shorter month, your recurring transactions automatically snap right back to your originally chosen day, keeping your routine billing and salary schedules consistent year-round. • Shorter Month Preference: When scheduling recurring transactions on the 29th, 30th, or 31st, you can choose whether they adjust to the end of shorter months or roll into the next month. REPORTS & PROJECTIONS • Future Financial Horizons: Monthly reports and financial projection charts now incorporate upcoming recurring transactions into the maximum navigable timeframe, giving you a clearer forward-looking view of your finances. CLOUD BACKUP & RESTORE • Instant Sync Confirmation (Coinky Pro): When manually syncing your iCloud backup from Settings, Coinky now provides immediate feedback letting you know when your backup is already up to date. INTERFACE & USABILITY • Enhanced Scheduled Transaction View: Enjoy a cleaner, more readable scheduled transactions list with refined spacing, modernized badges, and clearer recurrence status indicators. • Accurate Credit Card Billing Cycles: Refined calendar calculations ensure statement closing dates, payment due dates, and installment schedules remain perfectly aligned across months of varying lengths. STABILITY & PERFORMANCE • Performance & Sync Stability: Smoother background status updates and responsive feedback during cloud backup sync. • Framework & Engine Upgrades: Internal stability enhancements delivering smoother animations and overall app responsiveness.

- iCloud Cloud Backup: Your financial data now syncs securely across all your Apple devices via iCloud. Switch phones, restore after a reset, or pick up right where you left off — automatically. - Manual Cloud Restore: Instantly restore your financial data from the cloud at any time directly from Settings, with a single tap. - Smart Backup Conflict Protection: Coinky detects when a cloud restore would overwrite more recent local data and asks for your confirmation first — your data is never silently replaced. - At-a-Glance Backup Comparison: When a conflict is detected, compare your local balance and last-updated date with the cloud backup before choosing which to keep. - Live Cloud Change Detection: Coinky instantly recognizes when your backup is updated from another device, keeping everything in sync without any manual refresh. - Visual Financial Digest Stories: Experience your weekly and monthly summaries through an interactive, story-driven recap with key totals, savings rates, top spending categories, and budget performance. - Smart Spending Spotlight: Discover your largest expenses, track period-over-period comparisons, and review upcoming scheduled commitments at a glance. - Instant Summary Notifications: Open your financial recaps directly from notification alerts anytime. - Subscription Activation Fix: Resolved an issue where completing an in-app purchase could sometimes leave the premium screen in a stuck state.

- PDF Report Export (Coinky Pro): Export comprehensive financial reports directly into beautifully formatted, print-ready PDF documents to save or share. - Multi-Currency Portfolio Insights (Coinky Pro): Track your assets across multiple currencies with in-depth exposure analytics and net worth breakdowns in Advanced Reports. - Subscription & Recurring Spend Insights (Coinky Pro): Monitor recurring bills and active subscriptions with trend forecasts and billing schedules. - Smart Budget Recommendations: Get intelligent budget suggestions tailored to your spending patterns and apply realistic limits in one tap. - Optimized Tablet Experience: Enjoy an adaptive layout with a collapsible sidebar and multi-column transaction browsing for tablets and large screens. - One-Tap Notification Shortcuts: Jump directly to your upcoming bills, transactions, or reports straight from alerts. - Visual Polish & Performance: Refined theme styling, fluid animations, and overall stability improvements.

- Dedicated Currency Settings & Search: Seamlessly search and choose your preferred currency in Settings or during wallet setup by name, code, or symbol. - Expanded Global Currencies: Support for dozens of international currencies worldwide with instant formatting and smooth switching. - Interactive Category Breakdown Charts: Tap or hover on spending chart slices to highlight spending and view live breakdowns. - Optimized Tablet & Large Screen Layouts: Beautiful multi-column layouts and responsive card grids across credit cards, settings, reports, and subscriptions. - Visual Refinements & Stability: Polished card layouts, responsive scaling, and performance improvements for a smoother experience.