This update improves reliability across ChoiceWorth’s calculators and everyday tools. • Fixes a crash when opening or editing Car Payment with certain saved or small input values. • Improves stability when restoring unusually large or invalid calculator and timer values. • Prevents unsupported results in Down Payment, Deal Menu and Simple Interest. • Corrects Credit Card Payoff results for scenarios beyond the supported projection period and improves extra-payment validation. Your saved records and settings are preserved.

Your next steps, together. • A new Home brings upcoming bills, purchase deadlines, decision projects and money-plan progress into view. • Bills & Renewals keeps payment history, recurring dates and cancellation deadlines. • Receipts & Warranties keeps original documents, return windows and warranty dates with each purchase. • Decision Projects helps you compare alternatives, keep a checklist and record your chosen option. • My Vehicles connects a saved deal to ownership records, service reminders and actual costs. • Money Plans tracks real savings updates and plans repayment across multiple debts. • Scan & Compare reads quotes and receipts on-device, then asks you to verify the numbers before using them. • Dealer Follow-ups adds editable delivery and funding checklists. • Version history lets you inspect saved life-record versions and restore a separate copy. • A redesigned Home, Deals and Tools workspace, including a Mac sidebar, keyboard search and clearer layouts. • Shared deal inputs connect rate shopping and quote checking. Extra-payment scenarios, Vehicle Profit Planner, printable comparisons and CSV amortization exports add more ways to understand the full cost. • Clearer currency handling, loading feedback, and backups that preserve current records when merging an import.

ChoiceWorth now remembers everything — and lets you play out the deal before you sign. NEW • Picks up where you left off — every calculator saves your numbers as you type; tap ↺ anytime for a fresh start • What-if sliders — drag down payment, term, or APR and watch the payment move live, with −/+ fine-tuning and tap-to-type exact values • Deal Garage — save deals by name ("Silverado at Smith Chevy"), reload anytime, and compare two side by side • Rate Shopping (new tool!) — log offers from banks, credit unions, and the dealer, ranked by TRUE total cost including lender fees • State presets — sales tax and typical doc fee for all 50 states + DC, filled in with two taps • Credit-tier APR estimates for when you don't know your rate • F&I Menu presenter — Platinum/Gold/Base package columns with real re-amortized payments • Payoff timeline and budget-fit check on loan results • Share any what-if payment as a clean image • Siri & Spotlight shortcuts, plus long-press app icon quick actions IMPROVED • Haptic feedback and smoother spring animations throughout Everything still stays on your device. No accounts, no ads, no tracking.