Expense Tracker - Murmur
Speak your spending
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Murmur is the fastest way to know where your money goes. Say it once and it's filed: "twelve fifty at Chipotle" becomes a categorized expense before your phone is back in your pocket.
No bank logins. No spreadsheets. No forms.
SPEAK, AND IT'S FILED
One tap, one sentence. Murmur hears the amount, the place and the category, in your language, and files it instantly. Income too: say what you earned and it lands on the right side of the ledger.
PAY, AND IT CAPTURES ITSELF
Set up one Shortcuts automation (Murmur walks you through it) and every purchase you make with your iPhone's wallet logs itself: amount, merchant, logo and category, with a quiet notification you can edit in one tap. Even pay-at-pump purchases that report no amount get parked and resolved, never lost.
SEE THE MONTH CLEARLY
Insights shows what you spent, how it compares to last month, where it went by category, and highlights that matter: an upcoming bill, a budget running hot, a purchase that is 8x your usual.
BUDGETS AND RECURRING
Set a budget and watch the daily pace. Recurring bills and income are first-class: Murmur knows what is coming and what is left after it.
14 DAYS OF PLUS, NO CARD
Every new account starts with 14 days of Murmur Plus, no card needed: Ask Murmur, the desktop app, automatic recurring detection and the reports. After that, logging stays free for as long as you want, and Plus is there when you want the whole picture.
ASK MURMUR (PLUS)
Ask anything about your own numbers: "how am I doing against my budget?", "what should I cancel?" Answers come from your data, instantly.
YOUR DATA IS YOURS
Murmur never connects to your bank. Your voice is turned into text on your phone whenever the device supports it, and audio is never stored. Export everything or erase everything, anytime.
EVERYWHERE YOU ARE
Murmur syncs across iPhone and the web dashboard at itsmurmur.com. Murmur Plus adds the Mac and Windows apps.
MURMUR PLUS
Logging stays free forever, with 3 Ask Murmur questions a month. Murmur Plus adds unlimited Ask Murmur, your full history and forecast, automatic recurring detection, formatted reports (CSV, PDF) and the Mac and Windows apps, and can be shared with your family through Family Sharing. Monthly or yearly, both with a 7-day free trial. Prices are shown in the app before you subscribe. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and are managed in your App Store account settings.
Terms of Service: https://itsmurmur.com/terms
Privacy Policy: https://itsmurmur.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Murmur now opens on iOS 27, and starts reliably every time.
New accounts get 14 days of Murmur Plus, no card needed.
The developer, Roch Apetoh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Roch Apetoh
- Size
- 45.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 3 more
- English, French, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Murmur Plus Yearly $29.99
- Murmur Plus Monthly $4.99
- Copyright
- © 2026 Roch Apetoh
