Three numbers in this app were wrong. They are right now, and all three were wrong in the same direction — they flattered you. NET WORTH IS NOW NET Trading losses never lowered it, only profits raised it. A salary was added as though it were a balance. Money moved into a goal from a trade was counted twice. All three are fixed, so the figure can fall as well as rise. WHAT YOU OWE Record home, vehicle, personal and education loans, card balances and anything else you carry, with the monthly payment. Net worth is what is left after them, so it can be negative — and your emergency fund is now measured against the loan as well as the shopping. CHARGES Record brokerage, STT, exchange fees, GST and stamp duty against a trade. Every win rate, average and drawdown is net of what the trade actually cost. A trade that made 200 and paid 250 in charges is counted as the loss it was. ANYWHERE, NOT JUST INDIA Market hours, trading sessions and the inflation used in projections follow the currency you keep your book in, rather than assuming one exchange. Dates follow your device. Cloud backup and restore work again, and the backup file now carries what you owe.

A large update, and most of it is about honesty. EVERY NUMBER IS NOW YOURS A fresh install used to arrive with example holdings, donations, trees and body measurements already filled in. All of it is gone. The app starts empty, because it should only ever show you what you actually recorded. WORKS ANYWHERE Choose your own currency — no longer fixed to one country. Regional tax lessons and fixed index lists are gone; name any instrument you trade. GOALS THAT KNOW WHAT THEY ARE FOR Pick a kind of goal — car, child's future, home, travel, emergency fund — and it asks the right questions, then estimates when you reach it from the rate you are actually funding it. MEDICINES AND REMINDERS Record what you take and when, and get a reminder for each dose. Optional reminders for the morning check-in, logging the day, water and backups. All local to your phone. ENCRYPTED CLOUD BACKUP Optional, and encrypted on your phone before it is uploaded. FIXES Backup, restore and every spreadsheet export were broken by a library change and now work. Saving no longer loses records when two writes land together. Restoring a backup now genuinely replaces what is on the device, and deleting your data now clears everything, including any cloud copy. Dark by default, with text contrast fixed throughout.