SpendCheck: Spending Insights
Analyze Credit Card Statements
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Upload PDF credit card statements to explore expenses, compare months, and spot subscriptions and unusual spending. No bank login required.
Where does your money go?
Turn PDF credit card statements into a clear picture of your spending.
SpendCheck uses AI to categorize expenses, show breakdowns, and help you understand monthly changes to track your spending. No bank login or bank connection is required.
Simply upload up to 2 statements, choose your level of analysis, and get a summary of where your money goes in seconds.
HOW IT WORKS
1. Upload up to 2 PDF credit card statements
2. Choose Basic or Detailed analysis
3. Get your spending breakdown
4. Review categories, trends, and patterns
5. Export your results or revisit them later
Your previous analyses are saved to your account, so you can come back and review your spending checks whenever you want.
UNDERSTAND YOUR SPENDING
With a Basic analysis, you can:
• See your total spending
• Explore your spending by category
• View your monthly spending trend
• Export your analysis to PDF
Detailed analysis includes everything in Basic, plus:
• Subscription detection
• Irregular expense flags
• AI-powered spending insights
• Day-of-week spending patterns
• Daily spending heatmap
SpendCheck can surface recurring charges, highlight unusually large expenses, and turn your spending patterns into clear, easy-to-understand insights.
COMPARE YOUR SPENDING OVER TIME
Upload 2 credit card statements to compare monthly spending and see how your expenses changed from one period to the next.
See whether you spent more or less, how your category spending shifted, and where the biggest changes happened.
YOUR STATEMENTS STAY PRIVATE
No bank credentials are required. Raw PDF statements are not stored after analysis. Your extracted analysis results are saved so you can access your previous spending checks.
Stop guessing. Start checking.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Version 1.2.0 adds an individual expense list with filtering, sorting, and selected-expense calculator. PDF exports can optionally include individual expenses; this option is off by default.
The analysis screen now includes a timer and clearer progress updates.
The developer, BEHvolve Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- BEHvolve Technologies
- Size
- 30.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- 20 SpendCheck Credits $14.99
- 2 SpendCheck Credits $1.99
- 10 SpendCheck Credits $8.99
- 1 SpendCheck Credit $0.99
- Copyright
- © 2026 BEHvolve Technologies