Inter's banking super app helps you simplify your financial life with a full range of banking solutions—all in one app.
Spend, invest in stocks, save with gift cards, and send money abroad directly from your phone.
Take control of your finances in a modern way and access services designed for your lifestyle.
Why choose Inter?
- Trusted by millions: More than 40 million people use Inter.
- Your money is FDIC insured.
- Gift cards with cashback: Explore offers and deals from top brands.
- Physical & virtual debit card
- Inter Passport Credit Card
- Invest in stocks & ETFs from as little as $5.
- Global money transfers : send money to over 60 countries, including Mexico, Colombia, Brazil, El Salvador, Guatemala, Honduras, Ecuador.
And more:
- 24/7 multilingual support: English, Spanish, and Portuguese.
- Inter LOOP rewards program: Earn points to exchange for gift cards and other perks.
- Get eSIMS for your mobile data needs.
Open your digital account and access all services in one place.
DISCLAIMER:
INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.
Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.
The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder’s funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter’s payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.
FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Continental Bank and if certain conditions have been met.
Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.
Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here.
If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264.
The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to alicense from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements.
I have been using this bank over 2 years now and I highly recommend for a person that needs financial supports for his investment, very secure, and the easy way to send money from the United States to brazil with the best dollar rate, reliability and security, if you wire transfer money to your inter global account before 2 pm the money will be there same day, it’s only takes 4 seconds to convert from your global account to your inter digital account in brazil, at no cost. I love it. Keep up inter !!! You guys are the best !!!!.
Developer Response
We're grateful for your fantastic feedback and are thrilled you're enjoying the secure and reliable experience with us! Your enjoyment truly motivates us to continue delivering great service. Thank you for the warm recommendation!
You get what you pay for
Lillieulilli
Super easy to open an account but man everything else runs like molasses. When you try to chat you talk to a robot. When you call them you talk to a person that acts like a robot. You send a transfer and it takes almost 2 weeks to arrive which makes you go into a panic. Then on a Monday at 7am it arrives. Why couldn’t it have arrived on Friday to save me from another anxiety ridden weekend? You try to pay a bill and it takes 24 hrs to find out if your request to raise your daily limit to pay that bill is accepted, because it is more than your daily allowance. Then you get a ok to pay that bill only to find out they accepted your request but gave you the wrong amount by 27 cents. Another 24 hrs to wait for them to hopefully add those 27 cents. What?? So odd. I appreciate the security but some common sense would save me some time, hair and wrinkles. Maybe if you aren’t a basic digital account customer they might treat you better.
Developer Response
We appreciate your detailed feedback about your experience with account transfers and customer support interactions. Your insights are important, and we’re committed to using them to improve the experience for all users. Thank you for sharing!🧡
Used to be great, now it’s just frustrating
Rafael Reich
I’ve been a long-time user and used to love the simplicity and efficiency of the Inter app. But lately, it’s become more annoying than helpful. The constant notifications are overwhelming—and even when you disable them, it takes 15 days for the change to take effect. Why? And every time the app updates, the notifications come back like nothing happened, forcing you into another 15-day wait.It feels like the app is no longer focused on banking. There’s a marketplace, insurance, and even betting options now—it’s turning into a digital shopping mall. The core banking experience is getting buried under all the noise. I’m seriously considering moving my money elsewhere.
Developer Response
We truly value your long-term support and appreciate your feedback. It's unfortunate to hear that our recent updates and added features have made the app feel less like a banking tool and more overwhelming. Your concerns about notifications and the core experience are noted, and we prioritize your insights for future improvements. Thank you for sharing!🧡
Don’t use this company may be scammed!
TheBusyMomof4
If I could give 0 stars I would! Do not use Inter aka USEND if you need to send money to Mexico. They took over $1000 from my account after canceling transaction. The same day they canceled transaction is the same day they took my funds. They told me to wait 5 business days and they would refund my account. It is now past the 5 business days and they have not refunded are are now asking for my bank statements to “send to a special team”. They do not want to refund me. When they were USEND they were trust worthy but now they seem like a scamming company and are canceling transaction within hours but still pulling the funds from your bank account AFTER CANCELATION. Please look for another company! Don’t be scammed!
Developer Response
Hello! Your experience is very important to us, and we want to better understand what happened. Please contact us by phone at 1-888-305-7264 or by email at help@inter.co so that we can analyze your case carefully. 🧡
We've made small improvements to enhance your user experience. Thanks for using Inter to simplify your financial life.
Version 26.5
The developer, Banco Inter, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Location
User Content
Search History
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
