NoteHarbor Deal Stack
Creative deal calculator
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Model subject to, wrap, rental, BRRRR, flip, and assignment deals in one offline capital stack. Free core analysis, no login, with optional Deal Stack Pro.
NoteHarbor Deal Stack is an offline creative finance calculator for real estate investors, seller finance professionals, and deal analysts.
Six deal structures, one projection engine:
• Subject To: analyze the existing loan, optional seller carry, cash to control, and operating return.
• Wrap and AITD: project the wrap and underlying loan together, including the changing equity spread and balloon warnings.
• Rental: model NOI, cash flow, cap rate, cash on cash return, and DSCR.
• BRRRR: see refinance proceeds, cash left in, and stabilized returns.
• Fix and Flip: calculate profit, ROI, holding interest, and maximum allowable offer.
• Wholesale Assignment: solve the assignment fee forward or work backward from the buyer numbers.
Every result includes a clear headline, plain language context, and shareable output. The free tier includes all six structures and the signature wrap dual amortization chart. Deal Stack Pro adds larger capital stacks, mid-deal events, full timelines, Exit Lab IRR analysis, exact reverse solves, exports, and no ads.
The engine uses integer cents, standard statement rounding, financing-free NOI, and shape-based balloon detection. There are no accounts and no login. Deal inputs and saved deals remain on your device. The free mobile tier is ad supported. Deal Stack Pro is a one time $6.99 purchase.
When you're ready to service real notes — track payments, escrow, payoffs, statements, 1098s, and borrower portals — visit usenoteharbor.com.
Ratings & Reviews
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The developer, CODY JOE MCDONALD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- CODY JOE MCDONALD
- Size
- 51.8 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Deal Stack Pro $6.99
- Copyright
- © 2026 NoteHarbor
