Revolut: Send, spend and save

Name: Revolut: Send, spend and save
Rating: 4.7 (60553 reviews)
Author: Revolut Ltd

Change the way you money

Free

61K Ratings
Ages

4+
Years
Category

Finance
Developer

Revolut Ltd
Language

EN
+ 23 More
Size

461.1
MB

Track and simplify your finances with tools to help you pay, spend, and invest. Join the 60+ million customers worldwide who use our app to spend, send, and save smarter. Make your spend, well-spent Pay any way, with physical cards, virtual cards, single-use virtual cards for extra protection, Google or Apple Pay Spend abroad with great exchange rates (fees additional to the rate provided may apply) Access 55+ K in-network ATMs worldwide with no fees Link your external bank accounts to stay on top of all your spending Design a physical card you vibe with (fees may apply). Set your kids up for financial success. Get them a Revolut ＜18 account, with their own card, so they can learn about money in a safe and fun way Send money near, far, wherever they are Request or send 25+ currencies with a tap to anyone, anywhere Chat, send, and receive money, in one place. Whatever your plans, transfers are almost instant between your Revolut friends with P2P payments Split and settle bills in one place. You can even share a fun GIF to diffuse any tension Save the interest-ing way Grow your money with up to 4.25%* APY with Savings Vaults, Access your savings whenever you need to, with zero penalties or fees Build your savings effortlessly — set up recurring transfers and round up spare change to stash cash Explore Stock Trading (capital at risk) Start trading stocks from $1 (other fees may apply) Choose from 2,000+ stocks to invest in some of the world's most popular companies Enjoy no-commission stock trading within your monthly allowance (other fees may apply) All investments involve risk, including possible loss of principal. Investment accounts and disclosures may be displayed together. Self-directed brokerage products are provided by Revolut Securities Inc., member FINRA/SIPC. Brokerage Products • Not FDIC Insured • No Bank Guarantee • May Lose Value. Automated investing is provided by Revolut Wealth Inc, an SEC-registered investment adviser. End the overspend Get instant spending notifications to keep track of every payment Use smart budgeting and analytics tools to stop wondering where your money went, and start telling it where to go Worried about missing upcoming payments or subscription charges? Don't be — we'll notify you beforehand Upgrade to one of our paid plans to get exclusive cards, more benefits, and even cooler perks. Pick the plan that's right for you: Premium or Metal (Paid Plan T&Cs and subscription fees apply). Unlock security features that you control Freeze and unfreeze your card in a tap Use single-use cards with new details generated each time you use it, for an extra layer of protection Set spending limits and get notifications to keep track of your money How we protect your money Our sophisticated fraud prevention system flags high-risk transactions and pings you an alert, so you can spot scams, and nip 'em in the bud Extensive identity verification keeps sign-ups secure, and your account is protected with passcodes and biometrics We're available 24/7 via our in-app customer support Funds in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured by the FDIC up to $250,000 applicable limits by the FDIC in the event Lead Bank fails if specific deposit insurance requirements are met. See FDIC-Prepaid Cards and Deposit Insurance Coverage. California Privacy Notice: https://www.revolut.com/en-US/legal/privacy *The highest APY is available to users on a Premium or Metal plan. Annual Percentage Yield (APY) is a variable rate and subject to change. These APYs are accurate as of October, 20th, 2023. Monthly fees apply for Premium and Metal plans. Terms and Conditions Apply. No minimum amount required. Savings Vault services provided by Sutton Bank, Member FDIC Revolut Ltd (No. 08804411) is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 107 Greenwich Street, 20th Floor, New York, NY 10006

Ratings & Reviews

4.7

out of 5

61K Ratings

A major step back
11/11/2023

Neo Hutsko
It used to be so clean and simple, in the period of 2018–2021-ish. It kept getting overloaded with everything, even on the main tab you can scroll and see so many unnecessary things you can’t completely get rid of. But the last major update hammered it out for good. I’m glad it has the option to keep the old interface, but please, Revolut team, take some more time to actually research if the users like it. From the brand perspective, I feel like you’re losing it. All-caps text is now reminiscent of your rival “Wise.” It feels like you’re trying to be like them, but actually you had a great sense of identity before, it stood out. Also :) Why purple all of the sudden? The bank money interface should stay familiar and recognizable, moderately strict; I believe blue is the standard for a reason. You might have been a little too quick, that’s how it feels like. Some interface elements of the new design don’t align and don’t feel cohesive—like action buttons. Tinkoff got also overloaded with stuff over the years, but they somehow manage to keep it structured and easy-to-use, though I absolutely hate freaking Stories on the main screen. Don’t make that mistake.

Developer Response
Hi there! Thank you for taking the time to leave us your review, and we appreciate the feedback on the new app version. We value your opinion so that we can continue to develop and provide the best service possible. Rest assured that we will keep it in mind for future updates. At Revolut, we are constantly working hard to improve the user experience by streamlining our procedures and processes. In case any questions or issues remain, please remember that our agents are always happy to help on the in-app chat. You can access it by going to your app's Profile section > Help > Choosing what you need help with > Chat with us. Once you have the chat opened, make sure to type in “live agent” to skip our chatbot, Rita, and get connected to one of our agents, as soon as possible.
A major step back
11/11/2023

Neo Hutsko

It used to be so clean and simple, in the period of 2018–2021-ish. It kept getting overloaded with everything, even on the main tab you can scroll and see so many unnecessary things you can’t completely get rid of. But the last major update hammered it out for good. I’m glad it has the option to keep the old interface, but please, Revolut team, take some more time to actually research if the users like it. From the brand perspective, I feel like you’re losing it. All-caps text is now reminiscent of your rival “Wise.” It feels like you’re trying to be like them, but actually you had a great sense of identity before, it stood out. Also :) Why purple all of the sudden? The bank money interface should stay familiar and recognizable, moderately strict; I believe blue is the standard for a reason. You might have been a little too quick, that’s how it feels like. Some interface elements of the new design don’t align and don’t feel cohesive—like action buttons. Tinkoff got also overloaded with stuff over the years, but they somehow manage to keep it structured and easy-to-use, though I absolutely hate freaking Stories on the main screen. Don’t make that mistake.
Developer Response 11/13/2023
Hi there! Thank you for taking the time to leave us your review, and we appreciate the feedback on the new app version. We value your opinion so that we can continue to develop and provide the best service possible. Rest assured that we will keep it in mind for future updates. At Revolut, we are constantly working hard to improve the user experience by streamlining our procedures and processes. In case any questions or issues remain, please remember that our agents are always happy to help on the in-app chat. You can access it by going to your app's Profile section > Help > Choosing what you need help with > Chat with us. Once you have the chat opened, make sure to type in “live agent” to skip our chatbot, Rita, and get connected to one of our agents, as soon as possible.
One of the absolute worst apps I ever used
06/28/2021

a-over
I signed up for revolut more than half a year ago. I was trying to play with it and was trying to transfer $20 but it was telling me that a $20 was exceeding my limit. I reached out to customer service and of course they never bothered to respond. I think only about a month ago they were like ‘oopsies there was an error now you can use your account’. I attempted it recently and it kept failing my transfer saying that the address didn’t match my bank address. I went to my profile and changed my address and also tried to find if there was a way to update my address for the connected account specifically. That app is definitely not intuitive at all to navigate. After a while I gave up and just used apple pay. I reached out to their customer service through the chat again today. I was waiting in line for 3 hrs, and then even though I requested help for that particular error message, I was told to clarify, which meant I had to go back to my transfer history, which I did, and then lost my connection with that agent. Tried to reconnect several times, and their chat just does not even work anymore . It’s a blank page. I’m just tired at this point. Too many errors for something that should be very simple and seamless. Creating a literal bank account took less effort than whatever this is.
One of the absolute worst apps I ever used
06/28/2021

a-over

I signed up for revolut more than half a year ago. I was trying to play with it and was trying to transfer $20 but it was telling me that a $20 was exceeding my limit. I reached out to customer service and of course they never bothered to respond. I think only about a month ago they were like ‘oopsies there was an error now you can use your account’. I attempted it recently and it kept failing my transfer saying that the address didn’t match my bank address. I went to my profile and changed my address and also tried to find if there was a way to update my address for the connected account specifically. That app is definitely not intuitive at all to navigate. After a while I gave up and just used apple pay. I reached out to their customer service through the chat again today. I was waiting in line for 3 hrs, and then even though I requested help for that particular error message, I was told to clarify, which meant I had to go back to my transfer history, which I did, and then lost my connection with that agent. Tried to reconnect several times, and their chat just does not even work anymore . It’s a blank page. I’m just tired at this point. Too many errors for something that should be very simple and seamless. Creating a literal bank account took less effort than whatever this is.
Idea-10, Usefulness-1
05/16/2020

folderall
I am in Italy where this product would be a great help and convenience if it were possible to load money into the virtual card. I opened the account on May 2nd and transferred $20 to test how it works and found contactless payments to be superior to our primitive US cards which must be inserted into the payment terminals. Excellent! If there is no physical card, there is no possibility of skimming or reading the card details.Unfortunately, it is now May 16th and I am no longer able to transfer funds into the card and the error message is that I have exceeded the limit of my card account. My debit card has a daily limit of $1500 and I have been able to transfer less than $100 since May 2nd. Customer Service is basically non-existent except for a childish chat bot which suggests I use a different (unavailable) method to top up the card.I am offered the opportunity to upgrade to the premium version of the service but have no assurance it would would work any differently.Revolut may be useful if only inside the United States but in Italy, it is simply frustrating and annoying. Even if I were back home, I would still have only the one method of topping up the card from my debit card account. I don’t actually see the point of a service that is so restrictive it can only be used upt to a limit of $100 and fails forever after. One Star is too many!
Idea-10, Usefulness-1
05/16/2020

folderall

I am in Italy where this product would be a great help and convenience if it were possible to load money into the virtual card. I opened the account on May 2nd and transferred $20 to test how it works and found contactless payments to be superior to our primitive US cards which must be inserted into the payment terminals. Excellent! If there is no physical card, there is no possibility of skimming or reading the card details.Unfortunately, it is now May 16th and I am no longer able to transfer funds into the card and the error message is that I have exceeded the limit of my card account. My debit card has a daily limit of $1500 and I have been able to transfer less than $100 since May 2nd. Customer Service is basically non-existent except for a childish chat bot which suggests I use a different (unavailable) method to top up the card.I am offered the opportunity to upgrade to the premium version of the service but have no assurance it would would work any differently.Revolut may be useful if only inside the United States but in Italy, it is simply frustrating and annoying. Even if I were back home, I would still have only the one method of topping up the card from my debit card account. I don’t actually see the point of a service that is so restrictive it can only be used upt to a limit of $100 and fails forever after. One Star is too many!
Impossible to activate
Feb 15

Paulie V2012
I tried to do a deal with Reverb and they wanted me to have a Revolut card. I had one and canceled it in November. Now I reactivated the account. Revolut will not allow me to ADD MONEY. They have my bank account and balance (Bank of America) and I get error “Error, try again later” (I’ve tried at least 10 times over the past so days)…. It asks for an ATM card and I put that in (same bank) and when I press continue I get a message “account closed” Again, that’s old news from November and the account is now open and showing in the app. I tried the “deposit at one of our 90,000 locations”. Revolut gave me locations. Hit one nearby and now it shows GPS to get there (this one was a 7/11 store). Clerk had no idea. They had an ATM there but it was the cheaper kind that doesn’t allow any deposits, only withdrawals. So where was I supposed to deposit the money. Knowledge base is typical AI baloney giving boilerplate answers that don’t apply. Customer Service Chat gave me the following messages: “You’re important to us”, “Busier than usual, please do not close this window or you go to the back of the line”, and finally “A customer service rep will be with you in about 1 day”…… So I should stay at the computer with the chat window open for the next 24 hours????? That is not AI…. That is more like AU (artificial unintelligence).

Developer Response
Hi there! We're sorry to hear about the issue you are facing with adding money to your account. If you are not satisfied with our in-app support and still require assistance, please contact us through our social media channels (Facebook/X/Instagram) for further investigation. Alternatively, you can reach us via email at help@revolut.com, where our support team will be able to assist you. Thank you.
Impossible to activate
Feb 15

Paulie V2012

I tried to do a deal with Reverb and they wanted me to have a Revolut card. I had one and canceled it in November. Now I reactivated the account. Revolut will not allow me to ADD MONEY. They have my bank account and balance (Bank of America) and I get error “Error, try again later” (I’ve tried at least 10 times over the past so days)…. It asks for an ATM card and I put that in (same bank) and when I press continue I get a message “account closed” Again, that’s old news from November and the account is now open and showing in the app. I tried the “deposit at one of our 90,000 locations”. Revolut gave me locations. Hit one nearby and now it shows GPS to get there (this one was a 7/11 store). Clerk had no idea. They had an ATM there but it was the cheaper kind that doesn’t allow any deposits, only withdrawals. So where was I supposed to deposit the money. Knowledge base is typical AI baloney giving boilerplate answers that don’t apply. Customer Service Chat gave me the following messages: “You’re important to us”, “Busier than usual, please do not close this window or you go to the back of the line”, and finally “A customer service rep will be with you in about 1 day”…… So I should stay at the computer with the chat window open for the next 24 hours????? That is not AI…. That is more like AU (artificial unintelligence).
Developer Response Feb 17
Hi there! We're sorry to hear about the issue you are facing with adding money to your account. If you are not satisfied with our in-app support and still require assistance, please contact us through our social media channels (Facebook/X/Instagram) for further investigation. Alternatively, you can reach us via email at help@revolut.com, where our support team will be able to assist you. Thank you.

Welcome to Revolut. We’ve made some tweaks and improvements under the hood in this version to make your Revolut experience even smoother.

Version 10.104

6d ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supported Features
- VoiceOver
- Voice Control
- Larger Text
- Dark Interface
- Differentiate Without Color Alone
- Sufficient Contrast
- Reduced Motion