UnitPlus - ETF Geldanlage 4+

Einfach investieren & bezahlen

UnitPlus InnoInvest GmbH

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Invest plus pay

UnitPlus makes investing as easy as saving and is for anyone who wants to invest effortlessly in a professionally managed ETF portfolio for their future, plus pay flexibly with it at any time. Whether it's an alternative to an overnight deposit account, building a nest egg or investing for the long term, UnitPlus is suitable for all market and life stages. Open your account in just a few minutes, invest according to your rules and pay flexibly with your portfolio* using the UnitPlus card (Debit Mastercard).*

New: Get 3.2% interest p.a. with our new portfolio CashPlus and pay with it worldwide (as of May 11, 2023).

Your professional wealth management in sustainable ETF portfolios.
Your monthly ETF savings plan that adapts to your living conditions.
Your bank card that allows you to pay directly with your ETF portfolio worldwide at no cost.

Your depot is set up in less than 10 minutes with our banking partner, Aion Bank. During the depot opening process, you can choose one of our professionally managed and broadly diversified ETF portfolios. With each portfolio, you are invested in over 800 companies worldwide that follow established sustainability criteria.

You can choose between one-time investments, monthly savings plans and our smart savings plan. With the smart savings plan, an optimal investment amount based on your lifestyle is suggested to you every month.

With the UnitPlus card, you can pay with your ETF portfolio anywhere in the world and at any time, wherever Mastercard is accepted. Whether offline or online, in Germany or abroad, your payments are free of charge.

A professional and modern investment should not cost the earth. Paying with your UnitPlus card even costs nothing at all. Therefore, our service fee is transparently 2€ per month and 0.50% of your invested money per year. In addition, there are only external production costs for the portfolio composition of 0.19% per year. These do not go to UnitPlus and are already included in the portfolio composition, so you don't have to do anything else.

With CashPlus you invest in a portfolio that bears interest at the Short-term euro interest rate. This interest rate is determined daily by the European Central Bank and is currently 3.20% (as of May 11, 2023). If the central bank increases the interest rate further in the future, the interest rate of CashPlus will also increase. So you can enjoy above-average interest rates and pay flexibly with your money at any time. The fees for CashPlus are 0.60% per year with all ETF costs. The monthly fee of €2 is not charged.

If you are looking for an attractive alternative to an overnight deposit account, then we have the answer for you with the FlexPlus portfolio. Here you invest exclusively in short-term government bonds from countries of the European Monetary Union with very high credit ratings. The goal is a return of around 3.00% per year. The investment fee is waived and only €2 per month is charged, no matter how much money you invest in FlexPlus.

All European regulatory requirements apply and your portfolio is protected as a special asset against insolvency on our part and that of our partner bank.
We work according to German bank security and data protection standards.
3D-Secure from Mastercard protects you for all card payments.
Data processing takes place exclusively in Europe.

Do you have questions or comments? Then we like to hear from you: support@unitplus.eu

Start smart investing plus paying now.

Best regards from Berlin
Your UnitPlus Team

What’s New

Version 2.1.15

Hello, with today’s update we are optimising our onboarding to meet the very high demand for our new product “CashPlus”. This will enable everyone to open a UnitPlus account even faster.
Reach out to us under suport@unitplus.eu. for any questions and feedback.

Ratings and Reviews

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