Cover-More 4+

Advice, Alerts, and Assistance

Cover-More Insurance Services Pty. Ltd.

    • Free

iPhone Screenshots


Want to explore the world safely and confidently? Our Cover-More app monitors worldwide events and sends valuable risk intelligence straight to your smartphone as you travel, so you can focus on what matters most – enjoying your trip.

Travel Smarter
Discover expert advice about your destination and its potential risks including country and city destination reports and city maps of high-crime zones and other areas of concern.

Understand Your Cover
Access your policy details in the palm of your hand anytime, anywhere including offline document access.

Stay In-The-Know
Receive real-time safety alerts about nearby risks as you travel covering crime, natural disasters and other travel disruptions.

Get Help
Access 24/7 emergency assistance when you need it most. Including local emergency numbers and directions to nearby hospitals and pharmacies.

Note: Upon download, enter your Policy Number and the policy purchasers Last Name which can be found in your Certificate of Insurance document sent by our Cover-More team.

Your use of our Cover-More app and any and all content thereon is at all times subject to the End User License Agreement. Please note your mobile device must be compatible with international networks to use certain features overseas, such as calls assistance support. Message, data and roaming rates and charges may apply to your use of our app and content thereon, and you may be charged by your mobile carrier or other service provider. Our application is not a substitute for medical advice or treatment. All our plans and claims are subject to policy terms, conditions, and exclusions.


Useful Links:
Our Privacy Statement:
Terms of Use:
Travel Insurance Policy:

New Zealand

Useful Links:
Our Privacy Statement:
Terms of Use:
Travel Insurance Policy:

Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product. For further information see Zurich New Zealand’s financial strength rating.

What’s New

Version 2.9.0

Find local assistance fast with local emergency services numbers and maps to locate nearby hospitals and pharmacies.

Ratings and Reviews

4.3 out of 5
218 Ratings

218 Ratings

RobPietsch ,

Easy to use as a reference

Looking good so far as an online reference point
Hoping not to have a need to use it but gives confidence that’s it’s here and available if I need clarification or have to claim

GJT whynot ,

How to add trips

In the previous version (before the app crashed all the time) you could add all your trips. I have a yearly policy as I travel overseas a number of times a year and by adding future trips it probably notified Covermore of them for no other reason that that. It seems that functionality has disappeared with the latest version, or I simply can’t find it…..
Can you please reply with reason for dropping this functionality? No big issue - just would like to know why you would remove functionality?

Developer Response ,

Hello GJT. Thanks for taking the time to share your feedback. First and foremost, we have now addressed an issue that was causing the app to crash. Please update to the latest version to continue enjoying the Cover-More app.

We appreciate your feedback on adding your trips into the app and hope that you will be happy to hear that registering your trips with our Cover-More Assist emergency assistance team is now easier than ever. By enabling location services and sharing your location, our team is able to actively monitor worldwide events for potential threats to your safety, without the need for entering specific travel dates and locations. Meanwhile, travel advice can now be accessed without needing to specify your travel dates so you are only a click away from the latest updates.

Mr. Terrier ,

Can’t add multiple destinations

The app recognises my policy number but doesn’t automatically add the trip that it insures. When I try to add the trip manually, it only allows me to select one destination, then asks for return date. There doesn’t appear to be any way to add multiple destinations. I don’t think this app is ready for primetime.

Developer Response ,

Hi, thank you for sharing your feedback and we're sorry to hear about your experience. Multiple travel destinations can be added by clicking the plus (+) symbol at the top right of the trip home screen but we appreciate that this was not very clear. Thanks to your feedback we will improve this feature in the next update. If you are still experiencing issues, please reach out to our customer service team (

App Privacy

The developer, Cover-More Insurance Services Pty. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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