Worry less with our Cover-More app. Our app works hard while you travel, so you can focus on what matters most – enjoying your trip.
Make good decisions
Use clever info about your destination, including country and city destination reports and city maps of high-crime zones and other areas of concern, to avoid possible hurdles.
Uncover your cover
Easily (re)read your policy anytime, anywhere. You can easily file claims via our online claims tool right from your smartphone too.
Holiday more, worry less
Get real-time alerts if there’s something risky (like crime, natural disasters and other travel disruptions) nearby as you travel.
Get help
Speak to our 24/7 emergency assistance team whenever you need us, for telehealth access, local emergency numbers, directions to nearby hospitals and pharmacies and more.
Note: Upon download, you may be required to manually load your policy into the app by entering your Policy Number and the policy purchasers Last Name which can be found in your Certificate of Insurance document sent by our Cover-More team.
Your use of our Cover-More app and any and all content thereon is at all times subject to the End User License Agreement. Please note your mobile device must be compatible with international networks to use certain features overseas, such as calls assistance support. Message, data and roaming rates and charges may apply to your use of our app and content thereon, and you may be charged by your mobile carrier or other service provider. Our application is not a substitute for medical advice or treatment. All our plans and claims are subject to policy terms, conditions, and exclusions.
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Useful Links:
Australia
Our Privacy Statement: https://www.covermore.com.au/covermore-privacy-policy
Terms of Use: https://www.covermore.com.au/terms-of-use
Product Disclosure Statement: https://www.covermore.com.au/pds
New Zealand
Our Privacy Statement: https://www.covermore.co.nz/privacy-policy
Terms of Use: https://www.covermore.co.nz/terms-of-use
Travel Insurance Policy: https://www.covermore.co.nz/policy-wording-documents
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Australia
Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. For information on the Target Market and Target Market Determinations visit Cover-More TMD.
New Zealand
Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product. For further information see Zurich New Zealand’s financial strength rating.
I love this app, able to apply for cover simply and quickly with this app. Covers all the activities we want to do, covers us in case of emergency and for our travel giving us peace of mind so our holiday is enjoyable and effortless. Love this insurance company. Thank you again for covering our trips.
How to add trips
GJT whynot
In the previous version (before the app crashed all the time) you could add all your trips. I have a yearly policy as I travel overseas a number of times a year and by adding future trips it probably notified Covermore of them for no other reason that that. It seems that functionality has disappeared with the latest version, or I simply can’t find it…..Can you please reply with reason for dropping this functionality? No big issue - just would like to know why you would remove functionality?
Developer Response
Hello GJT. Thanks for taking the time to share your feedback. First and foremost, we have now addressed an issue that was causing the app to crash. Please update to the latest version to continue enjoying the Cover-More app. We appreciate your feedback on adding your trips into the app and hope that you will be happy to hear that registering your trips with our Cover-More Assist emergency assistance team is now easier than ever. By enabling location services and sharing your location, our team is able to actively monitor worldwide events for potential threats to your safety, without the need for entering specific travel dates and locations. Meanwhile, travel advice can now be accessed without needing to specify your travel dates so you are only a click away from the latest updates.
Quick and easy
Sam, Perth
Straightforward. Excellent cover in minutes. Easy payment options. Previously when I’ve claimed in the jungles of Nepal Cover-More has been amazing in taking care of me and arranging care. I rate them highly. Have used for trekking, motorbike trips and scuba trips. Reasonable price with clear policy wording and no nasty surprises.
Developer Response
Hi Sam. We're thrilled to hear that you're enjoying our app. Your positive review encourages us to continue improving our product. If you have any suggestions for future enhancements, we're all ears.
Information at your fingertips
KhaiArix
I have found the app very useful as it provides good information on the safety and security in the country to which I am travelling. It also provides some good ideas on what to do and where to go whilst in South Africa and other countries, such as guided tours and destinations to obtain a great experience whilst there.
Developer Response
Hi there, Thank you so much for your fantastic feedback! We are constantly updating our app and hope to bring you an even better experience on your next trip with Cover-More.
We’ve fixed a few things to help our app run better. Now it's easier for you to travel safer, plan more and worry less.
Version 3.7.0
The developer, Cover-More Insurance Services Pty. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Identifiers
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Cover-More Insurance Services Pty. Ltd.
Size
48.6 MB
Category
Travel
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.