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Humm lets you buy now and pay laterrrr – in easy instalments interest-free.

• Shop online or instore.
• Choose humm at the check-out, online or instore.
• Pay in easy instalments.
• Repayments deducted automatically from your chosen account.

Can I get humming?

To be approved for humm you need to:
• Be a permanent resident of Australia
• Be 18 years or older
• Have a valid email address and mobile number
• Have an Australian debit or credit card
• Have an Australian drivers licence, passport or Medicare card
• Have a permanent job (at least 25 hours a week) or be on aged/veteran's pension

A few important facts:
• The humm App is free to use but an internet connection is required and normal data charges apply
• Downloading and using this App is subject to humm Terms of use

What’s New

Version 1.6.1

Bug fixes and feature enhancements to keep you Humming!

Ratings and Reviews

4.7 out of 5
12.4K Ratings

12.4K Ratings

Pol_Bd ,

I sell and use humm

I use humm as both a personal and business tool. I’ve been using it at my business for 3yrs and I’ve never had a customer complain about not being able to make payments or being charged random fees. Personally it’s a great way to split a large payment into smaller more affordable amounts. Of course I would never recommend a financial payment option if I believe someone can not afford repayments, but if your looking for a way to get a few things done or buy a few things at once (such as furnishing a house, upgrading your car, etc) then humm is definitely something to consider. You can break it up to periods that best suit you, which is great as I know I’ll have it deducted after I get my pay slip.

Developer Response ,

Hi Pol_Bd!! Thanks for the feedback and 5-star review. We look forward to having you as a valued customer and merchant well into the future!! Cheers, The humm Team

Colli-Cub ,

Convenience Without Credit Cards!

I’ve relished the option to split repayments on consumer purchases via Humm and other apps ever since these services became avaliable.
It makes the hassle of saving and lay-bys a thing of the past, especially since you can take the good straight away and make the payments later. That means I can easily stay well within my budget and don’t fall into a dangerous credit card trap.
I like the great range of vendors available on Humm; although the app loses a star in my rating because of it’s somewhat tricky interface and purchasing process (i.e. questionnaires and inability for multiple simultaneous contracts with same vendor). I’d also like to see an easier product category search option.
That being said, the service is great and I love the freedom and flexibility it gives me now in shopping for the things I need.

Developer Response ,

Hi Colli-Cub!!! Thanks for the extensive feedback and review. It sounds like you are really getting the full humm experience and for that; we are grateful for your feedback and custom. Cheers, The humm Team.

mrtrik71 ,

simply the best

Humm is fantastic they are at the top by far they will look after you
and they are always polite
unlike the other one i won’t mention it’s name .
i have been with Humm for ages and bought countless things and till this day i havnt got not 1 single bad experience with Humm.
Guys if you are a responsible with your repayments and don’t want a bad experience then go with Humm you will be pleased i’m saying this from my experience .......i got to say i said i wouldn’t but truth is truth Humm is 100 times better than that Afterpay which have the worst customer care imaginable trust me Afterpay is eons below the freindly Humm care. Afterpay are horrible at customer care my brother went thru hell with them.
anyway i converted him to Humm.
stay safe guys and girls thank you Humm for always being helpful.


Developer Response ,

Hi Mike T!!! Cheers for the feedback and review. We are happy to hear that we were able to come through for you when you needed us and that you have found our staff helpful too. It really does sound like you got the full experience we strive for! Keep on humm-ing Mike T!


159.1 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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