iPhone Screenshots


With humm you can live interest free forever.

You can apply for two amounts:
- up to $2,000 for buying 'Little things' – regular, everyday items
- up to $30,000 for buying 'Big things' – depending where you're shopping.

It's easy to know if you can humm. Just:
- Be 18 or over
- Have a debit or credit card
- Be an Australian permanent resident

Have one of the following official ID:
- Australian driver licence
- Australian passport
- Medicare card

A few important facts:
- The humm App is free to use but an internet connection is required and normal data charges apply
- Downloading and using this App is subject to humm Terms of use

What’s New

Version 1.3.2

Updates to humm VIP. As a humm VIP you can shop Little Things with no upfront payment.

Ratings and Reviews

4.7 out of 5
10K Ratings

10K Ratings

Pol_Bd ,

I sell and use humm

I use humm as both a personal and business tool. I’ve been using it at my business for 3yrs and I’ve never had a customer complain about not being able to make payments or being charged random fees. Personally it’s a great way to split a large payment into smaller more affordable amounts. Of course I would never recommend a financial payment option if I believe someone can not afford repayments, but if your looking for a way to get a few things done or buy a few things at once (such as furnishing a house, upgrading your car, etc) then humm is definitely something to consider. You can break it up to periods that best suit you, which is great as I know I’ll have it deducted after I get my pay slip.

Developer Response ,

Hi Pol_Bd!! Thanks for the feedback and 5-star review. We look forward to having you as a valued customer and merchant well into the future!! Cheers, The humm Team

Colli-Cub ,

Convenience Without Credit Cards!

I’ve relished the option to split repayments on consumer purchases via Humm and other apps ever since these services became avaliable.
It makes the hassle of saving and lay-bys a thing of the past, especially since you can take the good straight away and make the payments later. That means I can easily stay well within my budget and don’t fall into a dangerous credit card trap.
I like the great range of vendors available on Humm; although the app loses a star in my rating because of it’s somewhat tricky interface and purchasing process (i.e. questionnaires and inability for multiple simultaneous contracts with same vendor). I’d also like to see an easier product category search option.
That being said, the service is great and I love the freedom and flexibility it gives me now in shopping for the things I need.

AmberMaber ,

So much better than Afterpay.

I love this product. The app is easy to use. You get longer to pay off items so it’s a really affordable option. Also you can move your payment date around within a fortnight (a service which other buy now pay later options do not offer) so it’s extremely convenient as well. And the customer service team is nice and helpful. I had a family emergency and how to move a payment. I emailed them and they helped me out right away.

Developer Response ,

Hi AmberMaber!! Thanks for the feedback and 5-star review. We are happy to hear of your awesome experience across the board so far!! We look forward to having you as a valued customer well into the future!! Cheers, The humm Team


153.3 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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