Zip lets you own the things you love now and pay later, interest free. The Zip app is a fast, easy and secure way to manage your Zip account, and shop instore and online.

Explore products
- Browse more than 10,000 retailers in our Store Directory with ease and convenience.
- Find all the things you love and discover great new ones.

Shop securely
- Enjoy one, simple login.
- Scan or enter your instore code to complete your shopping from start to finish.

Manage your account
- Access your Zip Pay and Zip Money accounts from one place.
- Check your balance and view statements.
- Schedule repayments to suit you – weekly, fortnightly or monthly.

Stay in the know
- Receive handy reminders, flash sales and exclusive deals.

What’s New

Version 1.2.0

Introducing our newest exciting feature: Shop Everywhere!

Simply generate a single-use card through the app, and transact at any of your favourite online retailer using your Zip account!

Literally use your Zip account everywhere, anywhere and for anything you like. If you can search for it, you can shop it!

Ratings and Reviews

4.9 out of 5
80.8K Ratings

80.8K Ratings

matvstheworld ,


Terrible app, downloaded, selected to create a new account, chose PayPal as the way to login to the app and apparently my application was rejected? Apparently you can get rejected for even trying to create a login, they have none of my personal information yet, all they got is my email address and that is enough to reject an account apparently, don’t know they expect anyone to use them if you can’t even get past the account creation process. Bit hard to provide details or a credit card if they won’t even let me enter anything, how does that even constitute a credit check when I haven’t even authorised one to be undertaken? Think I’ll stick with Afterpay who actually let you create and account before rejecting you, they’re a bit smarter and have you enter your personal information AFTER you create an account, during which time they THEN use the information you enter to do their own checks.

Developer Response ,

Hi there, thanks so much for your feedback! We work very hard to give our users the best experience possible. If you have any questions on your application, would you mind contacting us directly at, and we can look into this for you straight away. Appreciate you reaching out and look forward to hearing from you.

mvszip ,

Terrible service terrible app

Had the same issue as the other review was unable to create an account apparently I was rejected however not long after got a home loan by myself lol! My new boyfriend has tried to set up an account last weekend could not even create a login! Kept saying password incorrect even though there was none made yet! I emailed zip care I had a Natalie send me a generic email not even addressing the issue/questions I had so asked to speak to a manager or just to have her answer my queries so my partner can create a login or account and got nothing back! He has not even been able to create a login yet so has not had any checks done he has a great credit score etc so want answers or help! Apparently that’s too hard!! So sorry guys even emailing through gets you nowhere Afterpay all the way lol
I am forced to rate this app its not even worth one star!

Abzkebabbz ,

Hidden monthly fees

I’ve had no issues within the app itself.
But the issue is that if you purchase something and opt to pay weekly, which obviously would take more than a month to pay back depending on the total of the purchase, your are charged a $6 monthly fee for not paying the full amount before the month is up.
Isn’t it than ridiculous that you get charged that? If you are paying weekly and it will obviously take more than a month to pay back the whole amount. You shouldn’t be charged that.
Fair enough if you set it up to have it all payed within a month but if your set up is going to take 2 or 3 months to pay it than you should not be charged a monthly fee as it is obvious that it will take longer to pay.. don’t have hidden fees with Afterpay n that is less headache. Apart from that it’s good to have for an emergency.

Developer Response ,

Hi there, sorry for the misunderstanding. We try to be as transparent as possible with all our fees and charges and outline these in the contract you have signed prior to opening your Zip account. If you would like to see all of our fees outline, please have a read here:


146.3 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
This app may use your location even when it isn't open, which can decrease battery life.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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