Payo 17+


Designed for iPhone

    • Free

iPhone Screenshots


Payo app helps you discover new cafes, restaurants and bars, and gives you access to exclusive offers and amazing deals.DOWNLOAD THE APP
- Discover a heap of restaurants, bars and cafes near you.
- New venues added every week.
- Currently available in Brisbane, Melbourne, Sydney and the Gold Coast.EAT & DRINK
- Grab your friends and enjoy food and drinks at a payo partner venue.
- Pay the bill with payo.PAY LESS
- Exclusive offers and deals for payotes.
- Pay up to 20% less at selected partner restaurants.CONTACT US
We’d love to hear from you. If you have any feedback or questions please email us at

What’s New

Version 3.1.1

The new payo virtual card is coming soon. Use payo at any hospitality venue. Dine and earn points.

Loving payo? Let us know by leaving us a review

Ratings and Reviews

4.4 out of 5
336 Ratings

336 Ratings

christyrates ,

Changing the game

This app is so easy to use and allows me to hunt for new restaurants with comfort knowing that there are some discounts and options for after payment available, that I may have otherwise not bothered to visit given the high costs!

Really enjoy the interface although I’d like it more if I could search for restaurants based on input of a particular suburb/postcode, rather than based on my current location or keyword. This would help me plan my ventures better!

Developer Response ,

Hi Christy, thank you for the great idea. I will be sure to pass this on to the relevant team, we are also happy you enjoying Payo, and we hope you keep using it in the future, thanks again, and have a great day.

TylaChapman ,

A very happy customer

This app is great! I was able to pay for my expensive romantic meal for two upfront, but was also given the option to pay for it in instalments. Perfect for people who may need extra time to spoil a loved one. If you get a work allowance for meals, but only get your pay check after at a later date - this is perfect too! A use for everyone. Super easy to use. Definitely recommend.

Developer Response ,

Hi Tyla, we appreciate your feedback, and we are happy to know you love Payo. Please feel free to add any feedback for things you like or dislike from our app. Thank you and have a great day

playsport ,


I thought this was to good to be true and it is joined via app they wanted my drivers license that’s ok they need to make sure I’m real then they wanted my debit card ok as they need to take money out for payments but here comes the biggest risk of all they wanted to know who I banked with and also wanted to know my bank’s client number and my bank password why would anyone in there right mind Hand over that information no one needs that information you people do not need it who knows what they could do with your online bank I sent an email to have my account closed as asking me for my internet banking information is a big no seems like a scam

Developer Response ,

Hi!! Thank you for your review. The reason why we ask for this is that we believe in responsible lending, and not just allowing everyone to access credit which could potentially get them into debt if they weren't in a position to pay.
So we ask for the bank details to assess our customers' likelihood of being able to repay on time, and based on the outcome of that check we may approve you to access credit. We understand if this makes you uncomfortable, but unfortunately this is the only way to apply for Payo credit. If you would like to get more information on this, please reach out to us at We apologize for any inconvenience, have a great day.

App Privacy

The developer, U FINIP Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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