Ubank Money App 4+

No Fuss No Drama Just Simply Banking

The interface is very simple and easy to navigate without having to waste time trying to figure out where’s what and what is where. Straightforward, simple, no jargon just banking made easy to understand. I like I can add a savings under the main account, I can get my debit card and earn interest on my savings. No money gets put on hold for 24hrs like one of the big 4 banks do if you’re using PayID to send to a new payee, money is sent using Osko and sent and received immediately. The security features are second to none. You also get a shared account option so if you wanted to add your daughter or family member or just a friend you can both have a shared account. What I really like though and appreciate that UBank doesn’t do this unlike the other big banks is They do NOT put banking into maintenance mode on the weekends which has always been a huge issue for me with one of the big banks that also holds funds for 24hrs and when they do have to do maintenance it’s generally only a few hours. UBank should be considered for a banking platinum award. Thank goodness for UBank. If you don’t have an account with them, it’s free you join online and it only takes a few minutes to sign up. An actual bank that thinks like people and don’t treat their customers as nothing more than a number. Valued, a bank that has finally seen me. Thank You

Developer Response ,

Hi, this review is great! Thank you for the 5 stars. If you have any questions or queries, please let us know. 😊

Best Change Over of Banks

I’ve always stayed and been with the big banks in Australia. I was hesitant at first to transition into a new bank, little own an internet or eBank! But this has been the best decision ever. These guys offer convenient and realistic interest rates better than any of the big banks without the BS requirements to receive bonus interest. Their user friendly and graphically appealing app is perfect for mobile phone users and their web based interface is just as smooth to navigate and use.

If you were like me and found this bank from searching for those realistic and mature interest rates while reading The Barefoot Investor, then great job! I love it and cannot recommend it more than the other options I looked into… THIS was the informed decision I made from all the other competitors out there.

Great job guys! Love your work and your product.

Developer Response ,

Wow, thank you for that wonderful review Trenity! We are so thrilled to hear that you're loving our app and banking experience!

Worst migration with little care of advanced users

I have endless issue after the legacy ubank platform was closed and everything got moved to the new one. Here are some list of the issues.
1. My credit card direct debit stop working and I got a default from the credit card company with fine and potentially law suit threat.
2. The nickname set up for shared save account doesn't carry away. Now I will need to go back to five of these accounts and sieve through their transaction in hope to match them to its original purposes.
3. I have over 30 fortnightly and monthly automate transfers in and out of Ubank that been affected by the move. Need less to say I will need to try wreck my brain to match the old account details within each transfer to the new account details as you do no provide easy way to track the account transitioning! You can easily said just go and re-arrange everything but how little you consider of your customer's pain.
If I have foresee this I would have avoided using Ubank at all cost. I am gravitating from feel grateful of using it to cursing it everyday since the migration.