Earn up to 3.11% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.
Say hello to bunq — your mobile banking app. Open a current account, get multiple IBANs, send money instantly, and manage your finances smarter. Start your 30-day free trial today.
bunq is the mobile bank designed for you, whether you're a freelancer, sole trader, student, or looking for expat banking or a modern business account. From online banking and multicurrency spending to instant money transfers, this is a banking experience built around your needs.
Our Plans:
bunq Free - €0/month
Get started with free banking.
• 3 Bank Accounts to get you started
• Irish IBANs included — send money and spend like a local
• 1 Digital Card with Apple Pay and Apple Wallet support
• Send money instantly with instant transfers and scheduled payments
• Pay by phone and make contactless payments
• Earn 3.51% interest on USD/GBP savings
• Invest and trade stocks, shares, and ETFs
• Buy and sell crypto in your crypto wallet in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq
Business features:
• Accept contactless payments with Tap to Pay
• Connect to 50+ bookkeeping tools
• Built for freelancers, sole traders, and business owners
bunq Core - €3.99/month
The current account for everyday mobile banking and multicurrency spending.
All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 Physical Card included
• Personalise your physical bank card to make it uniquely yours
• Get shared account access to split bills easily
• Add loyalty cards for quick access in your wallet
• Unlimited ZeroFX: no hidden bank fees on foreign currency payments, with transparent exchange rates
• 24/7 SOS Hotline for emergencies
Business features:
• Co-founder access
• Shared account access
• Access bookkeeping integrations
bunq Pro - €9.99/month
The bank account that makes budgeting easy.
All bunq Core benefits, plus:
• 25 Bank Accounts, Savings Accounts, and Term Deposits for smarter budgeting
• 3 Physical Cards and 25 Digital Cards included
• Get personalised budgeting insights and an income organiser
• 5 fee-free foreign currency payments per month
• Secondary PIN for multiple accounts on one card
• 20% discount on stock trading fees
• Student offer: pay €0 per month with a bunq student account
Business features:
• Add up to 3 employees
• Get Company Debit and Credit Cards, plus Tap to Pay access
• AutoVAT
bunq Elite - €18.99/month
The account for your international lifestyle.
All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 fee-free foreign currency payments per month
• 8GB worldwide data
• 50% discount on stock trading fees
Business features:
• Add up to 10 employees
• 500 fee-free transactions per year
Your security = Our priority
Secure your account with two-factor authentication and 100% control of your cards.
Your deposits = Fully protected
Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS).
Invest in the bunq app through our partners. Investing involves risk, including potential loss of capital. bunq does not provide investment advice. Manage your investments at your own risk.
bunq is authorised by the Dutch Central Bank (DNB). Our US office is at 401 Park Ave S, New York, NY 10016, USA.
As an international student bunq really helps. I just wished I had heard of it sooner. The card came a lot faster than I expected which helps a lot since I’m still waiting for my bsn.
Developer Response
Thank you for your 5-star review, it means a lot to us!
V3 is a nightmare, don’t upgrade
JasperMeurs
Bunq was the best banking app I ever used... until yesterday when they released v3.All of the sudden they want from best banking app to worst app in general.
Developer Response
Sorry to see that you are not satisfied with our app's UI. I will make sure to forward your feedback to our developers! If you would like to provide additional feedback, you can reach out to us at support@bunq.com
V3 sucks
Santhijs
V2 was a good app. V3 sucks, it is dark and depressing. A bank wants to be a community and tree saver, nothing wrong with that but it isn’t their main activity... the user experience is a disaster. You need to search for simple actions and buttons. And there is to much unnecessary info.
Developer Response
Sorry to see that you are not satisfied with our app's UI. I will make sure to forward your feedback to our developers! If you would like to provide additional feedback, you can reach out to us at support@bunq.com
V3 reveals the face of a company which pretended to be a bank
dan.novikov
I was somewhat happy with the bank before the v3 upgrade. I was hoping to see even further improvements to the great features they offered. There are so many good ideas and proposals in the community. After the upgrade, I am actively looking for a new bank because v3 eventually showed what this is all about - tree planting and social features which make no sense at all. Basic banking functionalities are now so hard to find, however you always see on your home screen how many trees you planted 🤦🏻 I guess my story with bunq ends right here.
Developer Response
Sorry to see that you are not satisfied with our app's UI. I will make sure to forward your feedback to our developers! If you would like to provide additional feedback, you can reach out to us at support@bunq.com
What's new:
• Get a daily chance to double your savings deposits up to €10,000.
• See who made every payment on your Joint Accounts and accounts with Shared Access.
What's fixed:
• A bunch of other small fixes and improvements to upgrade your overall experience.
Version 32.4.0
The developer, bunq, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contacts
User Content
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Size
491.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
iPad Requires iPadOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.