iPhone Screenshots


With our insurance and prevention app, you can rest assured you’re well insured. Download the Desjardins Insurance Home-Auto app today and:

● Easily access your home and auto insurance
● Perform auto insurance transactions
● Make a claim and track it
● Access loss prevention technologies: Ajusto, Alert and Radar
● Get all of your notifications in one place

It’s easy to manage your home and auto insurance. View your insurance policies and your payments, make changes and more!

Submit a claim online or talk to one of our agents in the event of a car accident, theft or property damage. Also, get updates on your home insurance claim directly through the app.

Photo-based estimates
Use this handy tool to take pictures of vehicle damage and save a trip to the shop.

Stay safe and prevent the most common types of damage with Ajusto, Alert and Radar, which can be found in the same dashboard.

Ajusto program - New!
Use Ajusto from Desjardins Insurance to monitor your driving habits and save on car insurance.

Alert program
Get alerts on your smartphone with our water and freeze detector. Free with home insurance from Desjardins Insurance.

Radar – Available to everyone
Get mobile alerts for a specific address when there’s a threat of hail, high winds, heavy rain or other severe weather that could damage your property.

Want to benefit from Ajusto, Alert, Radar and everything you get when you’re insured with us?
Download the Desjardins Insurance Home-Auto app today!

Legal notes

Desjardins Insurance refers to Desjardins General Insurance Inc., Certas Direct Insurance Company or Certas Home and Auto Insurance Company. © All rights reserved.
DESJARDINS™, DESJARDINS INSURANCE™, all trademarks containing the word DESJARDINS, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence. 

Certain conditions, limitations and exclusions may apply.

™Alert and Radar are trademarks of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by Desjardins Insurance and is only available in Ontario and in Quebec.

® Ajusto is a trademark of Desjardins General Insurance Inc. used under licence.

The Ajusto discount does not apply to certain endorsements and additional coverages. Subject to the Terms and Conditions of the Ajusto Program in effect on the date of your enrollment.

Note: Continued use of GPS running in the background can dramatically decrease battery life.

What’s New

Version 4.9

Desjardins Insurance

New Ajusto Program

To better consider your current driving habits, Desjardins Insurance launches its new Ajusto Program. By joining it, you get 10% off on your car insurance for the first 6 months. Then you'll get a more personalized premium based on how you drive, which will apply to each renewal. Be cautious and save!

Ratings and Reviews

2.5 out of 5
218 Ratings

218 Ratings

grandroutier2 ,

Une application compliquée

Ajusto n’est pas une application mais bien une extension d’une autre application : Desjardins Assurances. Comment savoir que l’extension fonctionne? Je n’ai aucune indication et l’extension est introuvable. Mon IPhone Apple est le dernier modèle.

ZonZon2108 ,

Jumelage avec l’application

Je suis dans l’incapacité de jumeler mon dossier d’assurances avec l’application. Ça dit de réessayer plus tard avec un code d’erreur 1003.

Developer Response ,

Bonjour! Je vous invite à désinstaller l'appli et à la réinstaller. Par la suite, tester à nouveau. Si le problème persiste, vous pouvez contacter un conseiller au 1 866-710-4759. Laurie

alihanb7 ,

Unfair rating system

Apparently my premium goes up every year for no reason and my only chance was to use Ajusto to have some savings.

First of all, unless you use a specific device in your car, the rating system on the app is extremely unfair. There were times where the car ahead of me had to make an immediate stop, or decided to slow down and turn, and I got warned by “hard braking” only because I had to use my reflexes.

Even if you ask a passenger to do what you need on your phone while you’re driving (because you want to obey the rules), the app obviously can’t be smart to distinguish who touched the phone. Therefore, we’re talking about 1 or 2 star-rated trips.

There were roads on which I needed to speed up, (just like how you need to when you’re joining the highway) and again lost points for that.

You can only remove 5 trips and God knows when I’m going to get more credits by earning “medals”. Yesterday my savings were 11%, now I have 0 discount.

Overall, I’m pretty unhappy with the unfairness of the app and I’m hoping it will get a bit smarter with new updates etc. otherwise I’m definitely not working with Desjardins again.

App Privacy

The developer, Desjardins, indicated that the app's privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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