Desjardins Insurance 4+

Home - Auto

Desjardins

    • Free

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Description

Protect your property and manage your home and auto insurance in one place—get the Desjardins Insurance Home-Auto app today.


INSURANCE
Check your home and auto insurance coverage and get direct access to online services like policy changes, payments and more.


CLAIMS
File a claim online or contact us if you get in a car accident or your property is damaged or stolen. You can track claims directly in the app.


PHOTO-BASED ESTIMATE
Save a trip to the auto shop by taking photos of your vehicle damage and sending them to us.


AJUSTO PROGRAM
Get rewarded for your safe driving with a personalized insurance premium that’s calculated based on how you drive.


ALERT PROGRAM
Get peace of mind with a home security system you can set up yourself, provided by Roost. You’ll get smartphone alerts in the event of smoke, break-ins, water leaks, freezing temperatures or power outages.


RADAR PROGRAM
Get mobile alerts for a specific address in the event of hail, high winds, heavy rain or other severe weather that could damage your property.



LEGAL NOTES

Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec, to Certas Direct Insurance Company in Ontario and Alberta and to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance or Desjardins Financial Security Life Assurance Company, underwriter of life insurance and living benefits products.

Certain conditions, limitations and exclusions may apply.

Ajusto is underwritten by Desjardins Insurance and is only available in Ontario and in Quebec. The discount and the personalized premium do not apply to certain endorsements or additional coverages.

Desjardins®, Desjardins Insurance™, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.

Alert™ and Radar™ are trademarks of Desjardins General Insurance Group Inc., used under licence.

The Roost word mark and logo are trademarks of Roost, Inc., and have been registered in the United States and in certain other jurisdictions.

Ajusto® is a registered trademark of Desjardins General Insurance Inc. used under licence.


Note: Continued use of GPS running in the background can dramatically decrease battery life.

What’s New

Version 4.16

Version 4.16

Desjardins Insurance

The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. 


Thank you for using the Desjardins Insurance! 

Ratings and Reviews

2.3 out of 5
69 Ratings

69 Ratings

Neha0186 ,

Tracking is terrible

Using this app for 1 week or so…
- smallest of the acceleration after a stop is considered as risk.,
- acceleration to change lane or merge on highway is risk.
- regenerative breaking by the car is considered hard breaking…
I monitored my drive for a 5 km couple of times… it’s not hard or risky however app identifies it as risky

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Keep in mind that your score is based on multiple factors, including driving behavior, time of day, distance and routine destinations. If you’d like to discuss your case, please give us a call at 1-866-710-4760. François

EtudiantUQAM. ,

Missing trip

Hey I don’t know if someone is experiencing the same issue as I…
The app won’t show my long trip if it’s good (no incidents), but if it shows it I noticed that the trip has some incidents (speed or braking).
That’s totally scamming that’s how I see it!
My percentage didn’t change since long time ago and I have made good trips…
If my payment increase I will cancel everything including my home insurance.
I may probably sue the company because this app is kinda garbage!!!

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Keep in mind that your score is based on multiple factors, including driving behavior, time of day, distance and routine destinations. If you’d like to discuss your case, please give us a call at 1-866-710-4759. François

Brakius Kenakos ,

Worst thing created ever…

Okay first of all. Be sure to secure your phone on a stable place, because if it’s in your pocket and move you’ll probably get the worst note. Secondly, your friend cannot use your phone while you drive, automatic failure. If your phone drop of the stand, automatic failure. Be sure to know that even if you do your stop, accelerations and drive the speed limit, you might fail. You are stuck in traffic and cannot move, well you might fail too (seems you can do speed in trafic so your score will lower). Worst thing is when your score lower when you are not driving. I haven’t used my car for a month (because I worked from home and make deliver everything I needed) my score lowered for no reason. When I complained they told me not to bother that if I drive correctly my score will go up. Well they where wrong because even if I am not driving it keeps lowering for no reason… so I went to 90 to 77 in a year even with 3 star review when I was driving… seriously Desjardins is already expensive for car assurances. Like one of the most expensive….. even with this useless program it’s still in the top. If I could I would give it 0 star. And don’t bother complaining because ALL their answers are nonsense. Like: we are not evaluating your driving skills…. They legit told me that 🤣 when it’s the basic of ajusto…. Just change your assurances and don’t go with them, complete waste of time AND money!

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Please give us a call at 1-866-710-4760. We’ll do our best to improve your experience. François

App Privacy

The developer, Desjardins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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