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With our insurance and prevention app, you can rest assured you’re well insured. Download the Desjardins Insurance Home-Auto app today and:

● Easily access your home and auto insurance
● Perform auto insurance transactions
● Make a claim and track it
● Access loss prevention technologies: Ajusto, Alert and Radar
● Get all of your notifications in one place

It’s easy to manage your home and auto insurance. View your insurance policies and your payments, make changes and more!

Submit a claim online or talk to one of our agents in the event of a car accident, theft or property damage. Also, get updates on your home insurance claim directly through the app.

Photo-based estimates
Use this handy tool to take pictures of vehicle damage and save a trip to the shop.

Stay safe and prevent the most common types of damage with Ajusto, Alert and Radar, which can all be found in a dashboard.

Ajusto program – What’s new!
Your safe driving can help you save with the Desjardins Insurance Ajusto program. Get a more personalized premium based on your driving behaviours and habits.

Alert program
Get alerts on your smartphone with our water and freeze detector. Free with home insurance from Desjardins Insurance.

Radar – Available to everyone
Get mobile alerts for a specific address when there’s a threat of hail, high winds, heavy rain or other severe weather that could damage your property.

Want to benefit from Ajusto, Alert, Radar and everything you get when you’re insured with us?
Download the Desjardins Insurance Home-Auto app today!

Legal notes

Desjardins Insurance refers to Desjardins General Insurance Inc., Certas Direct Insurance Company or Certas Home and Auto Insurance Company. © All rights reserved.
DESJARDINS®, DESJARDINS INSURANCE™, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.

Certain conditions, limitations and exclusions may apply.

™Alert and Radar are trademarks of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by Desjardins Insurance and is only available in Ontario and in Quebec.

® Ajusto is a trademark of Desjardins General Insurance Inc. used under licence.

The discount and the personalized premium do not apply to certain endorsements or additional coverages. Please refer to the Ajusto terms and conditions in effect on the date you sign up.

Note: Continued use of GPS running in the background can dramatically decrease battery life.

What’s New

Version 4.9.6

Desjardins Insurance

Our new Ajusto program

To better reflect your driving habits, Desjardins Insurance is launching its new Ajusto program, now with ongoing driver feedback.

Sign up and get a 10% enrolment discount on your car insurance for your first 6 months. Then enjoy a more personalized premium, based on your driving behaviours and habits, that gets updated every time you renew your policy. Your safe driving can help you save!

Ratings and Reviews

2.8 out of 5
295 Ratings

295 Ratings

grandroutier2 ,

Une application compliquée

Ajusto n’est pas une application mais bien une extension d’une autre application : Desjardins Assurances. Comment savoir que l’extension fonctionne? Je n’ai aucune indication et l’extension est introuvable. Mon IPhone Apple est le dernier modèle.

Hoalitil ,

Can not use Ajusto

The banner of Ajusto remains “Ajusto will be back in 2021” over 2 months. Before I chose car insurance, desjardins told me I can use Ajusto for extra discount. But I could not even see what Ajusto looks like.

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Please give us a call at 1-866-710-4760. We’ll do our best to improve your experience. François.

alihanb7 ,

Unfair rating system

Apparently my premium goes up every year for no reason and my only chance was to use Ajusto to have some savings.

First of all, unless you use a specific device in your car, the rating system on the app is extremely unfair. There were times where the car ahead of me had to make an immediate stop, or decided to slow down and turn, and I got warned by “hard braking” only because I had to use my reflexes.

Even if you ask a passenger to do what you need on your phone while you’re driving (because you want to obey the rules), the app obviously can’t be smart to distinguish who touched the phone. Therefore, we’re talking about 1 or 2 star-rated trips.

There were roads on which I needed to speed up, (just like how you need to when you’re joining the highway) and again lost points for that.

You can only remove 5 trips and God knows when I’m going to get more credits by earning “medals”. Yesterday my savings were 11%, now I have 0 discount.

Overall, I’m pretty unhappy with the unfairness of the app and I’m hoping it will get a bit smarter with new updates etc. otherwise I’m definitely not working with Desjardins again.

App Privacy

The developer, Desjardins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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