Desjardins Insurance 4+

Home - Auto


    • Free

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With our insurance and prevention app, you deserve to be well protected. Download the Desjardins Insurance Home-Auto app today and:

● Easily access your home and auto insurance
● Perform auto insurance transactions
● Make a claim and track it
● Access loss prevention technologies: Ajusto, Alert and Radar
● Get all of your notifications in one place

It’s easy to manage your home and auto insurance. View your insurance policies and your payments, make changes and more!

Submit a claim online or talk to one of our agents in the event of a car accident, theft or property damage. Also, get updates on your home insurance claim directly through the app.

Photo-based estimates
Use this handy tool to take pictures of vehicle damage and save a trip to the shop.

Stay safe and prevent the most common types of damage with Ajusto, Alert and Radar, which can all be found in a dashboard.

Ajusto program
Your safe driving can help you save with the Desjardins Insurance Ajusto program. Get a more personalized premium based on your driving behaviours and habits.

Alert program
Get alerts on your smartphone with our water and freeze detector.
A new prevention program is coming soon.
Stay tuned!

Radar – Available to everyone
Get mobile alerts for a specific address when there’s a threat of hail, high winds, heavy rain or other severe weather that could damage your property.

Want to benefit from everything you get when you’re insured with us?
Download the Desjardins Insurance Home-Auto app today!

Legal notes

Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec, to Certas Direct Insurance Company in Ontario and Alberta and to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance.

Desjardins®, Desjardins Insurance™, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.

Alert™ and Radar™ are trademarks of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by Desjardins Insurance and is only available in Ontario and in Quebec.

Ajusto® is a trademark of Desjardins General Insurance Inc. used under licence.

Certain conditions, limitations and exclusions may apply.

The discount and the personalized premium do not apply to certain endorsements or additional coverages. Please refer to the Ajusto terms and conditions in effect on the date you sign up.

Note: Continued use of GPS running in the background can dramatically decrease battery life.

What’s New

Version 4.15

Version 4.15

Desjardins Insurance

The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. 

Thank you for using the Desjardins Insurance app! 

Ratings and Reviews

2.8 out of 5
24 Ratings

24 Ratings

Mo0sseman ,

Risk are weird

I had a trip 4 min long and it said I had a medium risk because the trip was long...

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Keep in mind that your score is based on multiple factors, including driving behavior, time of day, distance and routine destinations. If you’d like to discuss your case, please give us a call at 1-866-710-4760. François

Brakius Kenakos ,

Worst thing created ever…

Okay first of all. Be sure to secure your phone on a stable place, because if it’s in your pocket and move you’ll probably get the worst note. Secondly, your friend cannot use your phone while you drive, automatic failure. If your phone drop of the stand, automatic failure. Be sure to know that even if you do your stop, accelerations and drive the speed limit, you might fail. You are stuck in traffic and cannot move, well you might fail too (seems you can do speed in trafic so your score will lower). Worst thing is when your score lower when you are not driving. I haven’t used my car for a month (because I worked from home and make deliver everything I needed) my score lowered for no reason. When I complained they told me not to bother that if I drive correctly my score will go up. Well they where wrong because even if I am not driving it keeps lowering for no reason… so I went to 90 to 77 in a year even with 3 star review when I was driving… seriously Desjardins is already expensive for car assurances. Like one of the most expensive….. even with this useless program it’s still in the top. If I could I would give it 0 star. And don’t bother complaining because ALL their answers are nonsense. Like: we are not evaluating your driving skills…. They legit told me that 🤣 when it’s the basic of ajusto…. Just change your assurances and don’t go with them, complete waste of time AND money!

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Please give us a call at 1-866-710-4760. We’ll do our best to improve your experience. François

Emethyste ,

Score moyen

L’application me plaît dans l’ensemble, mais je demeure sceptique quand au score attribué? Pour 28 jours de conduite, dont 72 trajets à 3 étoiles, 13 trajets à 2 étoiles et 2 trajets à 1 étoile, j’obtiens la note de 81. J’ai uniquement eu des trajets à 3 étoiles la semaine dernière + beaucoup de trajets effectués comme passagère. Or, mon score est passé de 86 à 81…

J’avoue ne pas trop comprendre. C’est comme si le score en tant que passagère était prise en compte alors qu’il est bien spécifié qu’il n’est pas inclus.


App Privacy

The developer, Desjardins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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