Credit Karma 4+

Credit Score, Reports & Alerts

Credit Karma, Inc.

    • Free

iPhone Screenshots


Did you know that two-thirds of Canadians don’t know their credit score? Well, we're out to change that. Understand your financial position and learn how to improve it. Here’s what you’ll get – all free, always:

Take on your credit at no cost with your free score and report, credit monitoring, personalized recommendations, helpful tips and more.

New score every week - Update your free credit score and report as often as every 7 days.

Totally free credit monitoring - Get alerted about important changes to your TransUnion credit report.

Personalized recommendations - Choose from great credit cards that fit your credit profile.

Tips and education - Learn how to build your credit, or find out how to maintain what you already have.

Checking your score and report as many times as you want will not impact your score.

Join more than 110 million people worldwide using our smart tools, insights, tips and recommendations to make financial progress. Learn more and sign up at

If you need to talk to us, reach to our member support team at

What’s New

Version 22.47

Bug fixes and performance improvements.

Ratings and Reviews

4.7 out of 5
60.7K Ratings

60.7K Ratings

czybj9 ,

Slow process

Some info not up to date been behind since September 2020?????
Not helping my score any!

Developer Response ,

I'm sorry you're having difficulty with our app. I can't tell what the exact issue is, but our Member Support team would be happy to assist you in fixing this. You can reach them here:

creditmonster2018 ,

Great app but has flaws

It’s a great app. All the information shown is correct and on point . Only flaw is the actual credit score is extremely inaccurate . I understand it’s a new score system but I have received my free equifax report and it’s nowhere’s near the score this app shows me .

So be careful everyone my equifax score is actually lower then the score shown on this app. So if you think your score is 675 it could actually be lower . And because you think it’s actually 675 when it’s not and you go to apply for credit you could actually damage your credit more . I would recommend getting your equifax and TransUnion scores before applying for any type of credit or you can put your score at more risk.

Other then that everything else shown on the app in very accurate and I’m impressed with the layout etc.

Developer Response ,

Thanks for the feedback! Credit bureaus like TransUnion use many different scoring models, even within the same credit bureau. Each bureau can use dozens of different credit score models based on the requirements of different lenders. This may be why you see a different score on TransUnion vs. Equifax.
You can learn more details about the CreditVision Risk scoring model here: Hope this helps!

Marie67934 ,

Not working

It goes to the tell us about you screen and every time you click next it restarts on the same screen.

Developer Response ,

Hi Marie, Please reach out to us here: Once you've done so, feel free to reply back with your ticket number and we'd be happy to follow up directly with you. Thank you!

App Privacy

The developer, Credit Karma, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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