Desjardins Insurance 4+

Home - Auto

Desjardins

    • Free

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Description

Protect your property and manage your home and auto insurance in one place—get the Desjardins Insurance Home-Auto app today.


INSURANCE
Check your home and auto insurance coverage and get direct access to online services like policy changes, payments and more.


CLAIMS
File a claim online or contact us if you get in a car accident or your property is damaged or stolen. You can track claims directly in the app.


PHOTO-BASED ESTIMATE
Save a trip to the auto shop by taking photos of your vehicle damage and sending them to us.


AJUSTO PROGRAM
Get rewarded for your safe driving with a personalized insurance premium that’s calculated based on how you drive.


RADAR PROGRAM
Get mobile alerts for a specific address in the event of hail, high winds, heavy rain or other severe weather that could damage your property.



LEGAL NOTES

Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec, to Certas Direct Insurance Company in Ontario and Alberta and to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance or Desjardins Financial Security Life Assurance Company, underwriter of life insurance and living benefits products.

Certain conditions, limitations and exclusions may apply.

Ajusto is underwritten by Desjardins Insurance and is only available in Ontario and in Quebec. The discount and the personalized premium do not apply to certain endorsements or additional coverages.

Desjardins®, Desjardins Insurance™, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.


Ajusto® is a registered trademark of Desjardins General Insurance Inc. used under licence.


Note: Continued use of GPS running in the background can dramatically decrease battery life.

What’s New

Version 4.28.1

Version 4.28.1

Desjardins Insurance

The latest version of the app includes several bug fixes and improvements. Download the update for a better experience.  

Thank you for using the Desjardins Insurance app! 

Ratings and Reviews

2.5 out of 5
288 Ratings

288 Ratings

SticklySnipe ,

Hard braking? Hardly!

I’m not so sure about this Adjusto thing. It keeps registering that I have hard braking even if I tap on the brake lightly! My definition of a hard brake is when you slam on the brakes. For the first couple of months, my score has been almost perfect. Now it’s getting lower but nothing has changed in my driving habits - leads me to believe that the closer you get to your renewal, it’ll find any reason to ding you points so that you won’t get the discount. If my rates don’t go down because of this app, I’m deleting and moving all my insurance needs elsewhere!

Developer Response ,


Harsh brake warnings are consistently triggered in the same way when you start the program and when you are approaching your renewal. However, the recurrence of these events can indeed increase their impact on your score, as braking is one of the key risk criteria we consider. Feel free to reach out at 1-866-710-4760 if you require further information about hard braking and how to avoid it. Romain.

EtudiantUQAM. ,

Missing trip

Hey I don’t know if someone is experiencing the same issue as I…
The app won’t show my long trip if it’s good (no incidents), but if it shows it I noticed that the trip has some incidents (speed or braking).
That’s totally scamming that’s how I see it!
My percentage didn’t change since long time ago and I have made good trips…
If my payment increase I will cancel everything including my home insurance.
I may probably sue the company because this app is kinda garbage!!!

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Keep in mind that your score is based on multiple factors, including driving behavior, time of day, distance and routine destinations. If you’d like to discuss your case, please give us a call at 1-866-710-4759. François

Mo0sseman ,

Risk are weird

I had a trip 4 min long and it said I had a medium risk because the trip was long...

Developer Response ,

Hi there. I’m sorry to hear the app hasn’t lived up to your expectations. Keep in mind that your score is based on multiple factors, including driving behavior, time of day, distance and routine destinations. If you’d like to discuss your case, please give us a call at 1-866-710-4760. François

App Privacy

The developer, Desjardins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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