- Improved insights when spending within Out of Pocket budgets - Transactions stay assigned to an Out of Pocket budget when editing - Fixed an issue where a dropdown opened by the header buttons would immediately close on iOS 27

- New: Cash Coverage in the Budget Overview tab to understand if incoming cash and in your accounts cover the month’s Budgets, Bills and Goals - Cash Flow, Income, Bills and Budgets overall displays showcase what's remaining instead of depletion - Unbudgeted expenses get a Cash Flow section and a transaction list - You can turn off Home's chart in Appearance Settings - You can see linked accounts in a Goal's detail view

- New: Recap in Reports, a look back at your spending, saving and net worth after three months - A reconnected account comes back as the same account, with the same transactions - An imported transaction you link to a bill stays linked, and the bill shows it - A Goal Fund credit sent to your WorryFree limit comes back in full - A bill paid before its due date counts in the month you paid it when imported - On iPad the app follows your window size as you resize it - Faster dashboard loading - Time range skeletons sized to their label - Calendar colours, sign-in, billing and security improvements

- New: Turn a completed goal into a Goal Fund and track what you spend from it. Move a Goal Fund's leftover into any budget or your WorryFree limit - New: A stat summary above your goals with saved, pace and debt paid - New: Archive a goal to freeze it in place, finished or not - New: Connect Bank shows banks that might be having connection issue with Plaid - New: Pick or create an account for a CSV import, with the balance read from the file - New: See and disconnect your connected apps in Settings > Security - Onboarding in Canada leads with CSV import - Currency, budget accuracy, billing and security improvements

- New accounts get a day to set Cadence up before choosing a plan - Choose which of your manual accounts a CSV import belongs to, and set that account's balance from it - The CSV importer finds duplicates before they are imported - Undo a CSV import from Settings > Imports - Review Duplicates now finds duplicates between imports - Source is now called Account in detail views and filters - Manual accounts of every type now show their transactions and logo - Bulk deleting synced transactions now sends them to Recently Deleted - Leave a review from Review Cadence in the profile menu - they help a lot!

- You can now sync your investment institutions! Get up-to-date information on your holdings automatically. Each synced investment institution counts towards your total synced bank total. - When you link the same institution as a bank and investment, the investment accounts will be hidden from Net Worth views and only show in Holdings. - Some highly variable synced Holdings like Cryptocurrency will use market prices instead of closing prices when viewing the Holding for more accurate pricing. - You can update existing connections when new accounts are added to them without disconnecting first. - Various stability and reliability improvements.

- More time range options in Reports: quarter, year-to-date, and rolling 3, 6 and 12 months. - Filter any transaction list by merchant. - See all transactions in Budget > Overview. - Names of synced transactions are more direct. - Improved layout, consistency and backgrounds of onboarding. - Various performance, reliability and security improvements.

- You can now create Transaction Rules to easily categorize, budget, and/or link to income sources, bills and goals. Create a Rule in the + dropdown, or when editing a transaction category. - You can now filter transactions by amount and date range. - Updated the design of filters to be drop downs. - Searching and filtering is now faster for the first 12 months of transactions. - Opening a push notification will have a smoother experience. - Liquid Glass elements no longer appear over loading screens.

- Optimized transaction categorization during first-time bank connection and CSV importing. - Archived items now resemble unarchived items. - You can now view details and transactions for archived items. - You can now verify your email using a code. - Improved the speed of various loading states. - Many performance, reliability and stability improvements.

- Adding multiple bank connections during onboarding will now automatically re-run Income Source and Bill suggestions. - Income Source and Bill suggestions are now more accurate. - Selecting Apple Mail to verify your email will now open the proper mail app. - USD balances will now appear consistently across the app. - Many USD, calculation, visual, stability and reliability improvements.

- Refunds/Reimbursements will now attempt to be automatically linked to expenses from the same source and with the same amount. - You can now view all Insights and Suggestions through the widgets. - Budget step can no longer be skipped during onboarding. - Improved the quality of Budget Suggestions. - Added more institution options when creating Accounts/Assets and Credit/Loans. - Many animation and security improvements.

- WorryFree Budgeting is now the default budgeting system. - WorryFree budgets now appear in Cash Flow. - Removed the Net Worth and Goals steps from onboarding. - Adjusted the default order of the Home widgets. - Daily snapshots are now taken at local midnight of your selected timezone. - Selecting a text bar is now instant. - Improved the search bar and filter animations in budget transaction lists. - Improved the smart category system.

- New Needs Review widget for transactions without a category, budget or link. - You can now import CSVs during onboarding. - Introduced a swap button to easily go between Home chart modes. - Removed No Change entries from Performance views. - Monthly total headers will now appear in more transaction lists. - Various improvements and bug fixes for smart categories and goals.

- Accounts, Assets, Credit/Loans, Holdings and Budgets now have detail views. - You can now favourite Accounts, Assets, Credit/Loans and Holdings in their detail views. - You can now archive manual Assets, Credit/Loans and Holdings. - The category learning system is now much smarter and offers to adjust similar transactions whenever you override a transaction's category. - Archive and Delete buttons appear on the detail views with a new style. - You can start bulk editing by taping a transaction's icon. - Yearly headers now appear in Bill, Income Source, and Goal transaction lists. - Several more widgets now animate after loading. - Improved consistency of calculations in the Budget Reports tab.

- New: Out of Pocket Budget allow you to keep the transactions encountered on behalf of someone tracked separately from your regular spending. - You can immediately associate transactions to an Out of Pocket budget during its creation. - Spending Trend chart's weekly mode now shows spending projections. - The Home page's Net Worth chart now loads drastically faster. - Improved the smart category system for synced transactions - Adjusted various dropdowns, spacings and stylings.

- New Top Spending and Monthly Cash Flow widgets are available. - Added Detail and Transaction modes to Income Sources and Bills. - You can now view year-to-date totals for Income Sources and Bills in their detail views. - You can now archive Income Sources. - You'll now see your next vesting date on Equity Compensation cards. - Linked Income transactions now show their status in rows. - Expanding and collapsing the sidebar is now smoother. - Improved automatic transaction linking for Goals. - Loading the Net Worth Reports tab is now faster. - Adjusted a lot of spacing and styles.

- Synced and imported transactions can now be deleted. - Swiping to delete a transaction is now consistent across all types of transactions. - Adjusted spacing on the sign in and sign up screens. - In-app sign in and subscribe is now available. - Native Left to Spend mobile widgets now match in-app versions.

- Updated the design of Holding cards. - Logos for Holdings now load in higher resolution. - Updated the design of Bill Spending cards on the Reports page. - Made the Transaction Sort button clearer in the Reports page. - Income Percentages are now enabled by default. - Improved Linked Expense, Bill, Income and Goal displays in Transaction detail views. - Deleting an account will now instantly disconnect bank syncing. - Various alignment and spacing adjustments. - Various stability and reliability improvements.

- New weekly modes for the Home page's Spending chart and the Budget's page Cash Flow section. - You can now easily link Transfer and Investments to Goals in the transaction detail view. - Added animations to the Imagine tab. - Made various percentage displays smaller. - Adjusted various text styles and labels. - There's a new Feature Tour card for the Imagine tab. - You can now split pending transactions across budgets.

- New Imagine tab in the Goals page that lets you discover what saving or investing your extra income overtime would look like. - On the Imagine tab, see what spending less on certain categories could do for your financial future. - New Monthly Saving Goal to help keep you on track month-to-month. - Monthly Budget Reports now scope to only that month's activity. - Expanded benchmarks for transaction category spending. - Investments transaction category can now be used to differentiate normal savings and investment savings. - Only Debt will be red in the Activity Breakdown.

- Improved the smart category system. - Dual pane mosaic layout flows more naturally than before. - Fixed the location of back buttons in some modals. - Fixed rendering of certain merchant logos.