Get cashback at thousands of businesses with an average 5%¹ cashback with Canada’s best cashback card².
Create your free Neo profile today to explore our diverse network of brands. Neo is the new way to get cashback, spend, save, and invest.
NEXT LEVEL CASHBACK
Earn instant cashback in-person and online at thousands of local and national businesses, including most major gas and grocery stores, restaurants, gyms, coffee shops, and more with the Neo Card, Neo Secured Card or Hudson’s Bay Mastercard.
With the Neo Secured card.
SAY GOODBYE TO FEES
Unlike many other cards, there are no monthly or annual fees³.
GROW YOUR SAVINGS FASTER
Reach your goals faster and earn 1.80%⁵ on every dollar with Neo Money. That’s up to 180x⁴ more interest than at a traditional bank.
EXPERT WEALTH MANAGEMENT FOR ALL
Get portfolios tailored to each of your goals, risk tolerances and time horizons with Neo Invest.
MOVE MONEY WITH EASE
Pay bills, make deposits, withdraw and transfer, all from one place. No fees or minimum deposits required.
NEVER MISS A PAYMENT
Never miss a credit card payment again with Auto-Pay to pay off your card automatically each month.
SAFETY & SECURITY
Stay protected against fraud with Mastercard Zero Liability protection⁶. Keep your deposits secure with Canadian Deposit Insurance Corporation.
For more information, please visit NeoFinancial.com.
¹Average based on current offers at select partners. Cashback varies per plan, offer, and partner.
²As awarded on October 19, 2021 by votes cast in the RewardsCanada.ca Canada’s Choice awards.
³Monthly Statements; No monthly or annual fees; 21 day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (21.99%-26.99%).
⁴Based on research comparing high-interest savings rates of Canada’s ‘Big 5’ banks, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at June 16, 2022.
⁵Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
⁶Pay only for purchases that you have authorized on your Mastercard. Conditions and exceptions apply.
Card issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
The Annual Percentage Rate (APR) on the Neo Mastercard® is 19.99%-24.99%.
The Cash Advance Interest Rate on the Neo Mastercard® is 22.99%-26.99%.
The Neo Money account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Money accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.
® Trademark of Interac Inc. Used under license.
Neo Financial (“Neo”) is a strategic partner of OneVest Management Inc. (“OneVest”). Through its Wealth Management-as-a-Service platform, OneVest provides wealth management products and services to Neo customers.
OneVest Management Inc. is a registered Portfolio Manager in each province and territory of Canada and an Investment Fund Manager in the provinces of Alberta, Newfoundland and Labrador, Ontario and Quebec. Assets in your OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in each province and territory of Canada, a member of the Investment Industry Regulatory Organization of Canada (IIROC). OneVest is a wholly owned subsidiary of One Wealth Technologies. Copyright @ 2021, One Wealth Technologies Inc. All rights reserved.
Neo Invest is not available in French or in Quebec.
It’s bug season outside, but we’ll protect you from bugs inside! Enjoy our improvements for a better Neo experience.
Ratings and Reviews
Get this card!
Currently the top option in Canada. Highly recommended!
1% Cash back at many retailers, plus Hudson’s Bay points!
Seems to be good but no available in Ontario?
I was able to make an account but it then let me know it’s not açai or in my region. I hope it didn’t affect my credit as I entered my information only to find that it’s not here in Ontario, Canada.
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The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
- Sensitive Info
- Other Data
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- © 2022 Neo Financial Technologies Inc.
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