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Instantly know where your money goes with TD MySpend.

The TD MySpend app helps you to stay on top of your spending. For the best TD MySpend experience, download the TD Canada app for iPhone.

By clicking "Get", you consent to the installation of the TD MySpend app provided by the TD Bank Group* and to any future updates/upgrades. You are also acknowledging that you understand that the TD MySpend app and any future updates/upgrades will/may perform the function described below. You may withdraw your consent at any time by deleting or uninstalling this app.

The TD MySpend app is free to download, however standard wireless carrier message and data rates may apply.

TD MySpend helps you keep track of your money so you can improve your spending habits. As a TD customer, download the TD MySpend app, and your TD personal bank account and TD Credit Card Account transactions are automatically available in TD MySpend to monitor your spending.

• Daily Digest – receive a summary of the previous day's transactions and choose when you want to be notified (between 7:00 and 11:00 a.m. each morning).
• Stay on top of your spending with real-time notifications every time there's a transaction in an eligible category.
• Transactions are automatically categorized for you so you know exactly where your money goes.
• Use the Spending Insights Meter to get a glimpse of how you're spending compared to your historical activity.
• Review and compare your current spending with Money Path to see if there are spikes in your spending habits.


If you have an iPhone, TD MySpend works best with the TD Canada app. However, you do not need to download the TD Canada app to use TD MySpend.If you require assistance call 1-866-222-3456, mail TD CASL Office, Toronto Dominion Centre, PO Box 1, Toronto ON, M5K 1A2, or email at customer.support@td.com.

*The TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

What’s New

Version 3.4

Thanks for using TD MySpend! To make our app better for you, we're continuously updating it to best meet your needs.

This version contains performance enhancements to make the app even more convenient, including addressing top irritants around notifications, stability, and transactions.

If you have any comments, we would love to hear from you! Please let us know by leaving a review of TD MySpend or using the Feedback page within the app.

Ratings and Reviews

2.8 out of 5
880 Ratings

880 Ratings

Caityseifert ,

Great potential. Needs more features

I love the idea of this app, it keeps good track of your spending and helpfully places all of your spending into categories. However, the feature for typical spending, while useful to some I'm sure, has no meaning to me and I'm sure many others in a similar demographic. As a university student whose spending, income, and budget is always changing, this typical spending feature holds little use to me while trying to save and budget as my typical monthly spending is always fluctuating. If I could edit in app a planned monthly spending amount or goal for each of your already well separated categories it would make it a great tool for keeping track of my spending. For example, If I were to set a goal for my monthly dining out cost, your app already does a fantastic job of separating when I spend money on dining out, etc, I could then keep track of how much I had spent so far and how much I had to go before I reached my monthly goal/ limit. In addition if this was editable I could revise my monthly budget as needed since some months I may allow a larger spending amount in certain categories. I believe this would be useful beyond just people who have non typical monthly spending habits but also for individuals who need the organization of your app but need to set individualized goals based on their unique spending needs. Hope you take this into consideration as your app has great potential! Thank you.

BossJedi ,

Good but not consistent in tracking transactions.

Not consistent in tracking transactions. For example it missed my mortgage payments several times. Sometimes it sees it and sometimes it doesn’t and so it’s completely inaccurate when showing my monthly expenses. Please fix as I do like the app and find it useful.

Ta2four ,

Wrongly includes payments

This app will include payments to your credit card and as a result it skews your monthly spending totals. For example if you charge $2000 to your credit card in November and pay the $2000 on December 1st you will start out with a $2000 spending surplus in December making the spending comparison to the previous month (or previous year) meaningless. There should be an option to ignore payments or other income (such as a pay cheque) so that the app only includes spending and thus making the totals comparable month to month or year to year. I would have given the app a one star but the notifications are very useful as they provide you with instant notification of credit card charges so that you can monitor them for errors and fraud.

App Privacy

The developer, TD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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