TD MySpend 4+

Track cash flow with MySpend


    • Free

iPhone Screenshots


Use TD MySpend to monitor your cash flow and get spending insights across categories. Also set savings goals and track your progress towards them.

The TD MySpend app helps you to stay on top of your spending. For the best TD MySpend experience, download the TD Canada app for iPhone.

By clicking "Get", you consent to the installation of the TD MySpend app provided by the TD Bank Group* and to any future updates/upgrades. You are also acknowledging that you understand that the TD MySpend app and any future updates/upgrades will/may perform the function described below. You may withdraw your consent at any time by deleting or uninstalling this app.

The TD MySpend app is free to download, however standard wireless carrier message and data rates may apply.

TD MySpend helps you keep track of your money so you can improve your spending habits. As a TD customer, download the TD MySpend app, and your TD personal bank account and TD Credit Card Account transactions are automatically available in TD MySpend to monitor your spending.

• Daily Digest – receive a summary of the previous day's transactions and choose when you want to be notified (between 7:00 and 11:00 a.m. each morning).
• Stay on top of your finances with real-time notifications every time there's an eligible debit or credit transaction on your account(s).
• Transactions are automatically categorized for you so you know exactly where your money goes.
• Use the Spending Insights Meter to get a glimpse of how you're spending compared to your historical activity.
• Review and compare your current spending with Money Path to see if there are spikes in your spending habits.
• Use TD MySpend to track your cash flow across accounts and see the whole picture.
• Create a wishlist of savings goals and get insights to help you make these goals happen.


If you have an iPhone, TD MySpend works best with the TD Canada app. However, you do not need to download the TD Canada app to use TD MySpend.If you require assistance call 1-866-222-3456, mail TD CASL Office, Toronto Dominion Centre, PO Box 1, Toronto ON, M5K 1A2, or email at

*The TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

What’s New

Version 3.9

Thanks for using TD MySpend! To make our app better for you, we're continuously updating it to best meet your needs.
This version contains various optimizations and fixes.

Ratings and Reviews

3.3 out of 5
1.8K Ratings

1.8K Ratings

Caityseifert ,

Great potential. Needs more features

I love the idea of this app, it keeps good track of your spending and helpfully places all of your spending into categories. However, the feature for typical spending, while useful to some I'm sure, has no meaning to me and I'm sure many others in a similar demographic. As a university student whose spending, income, and budget is always changing, this typical spending feature holds little use to me while trying to save and budget as my typical monthly spending is always fluctuating. If I could edit in app a planned monthly spending amount or goal for each of your already well separated categories it would make it a great tool for keeping track of my spending. For example, If I were to set a goal for my monthly dining out cost, your app already does a fantastic job of separating when I spend money on dining out, etc, I could then keep track of how much I had spent so far and how much I had to go before I reached my monthly goal/ limit. In addition if this was editable I could revise my monthly budget as needed since some months I may allow a larger spending amount in certain categories. I believe this would be useful beyond just people who have non typical monthly spending habits but also for individuals who need the organization of your app but need to set individualized goals based on their unique spending needs. Hope you take this into consideration as your app has great potential! Thank you.

Shearon S. ,

Transaction notifications

I am no longer receiving real time transaction notifications. This feature is the only feature that’s useful to me. I would prefer to receive these notifications on the TD Bank app but that’s been deleted by you.

Wisnia_4 ,

It stopped working

After the latest update, the app stopped working. It's trying to register my accounts again and cannot go past 'analyzing your transactions'.

App Privacy

The developer, TD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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