valU 4+

EFG Hermes

Designed for iPad

    • #4 in Finance
    • 3.1 • 2.5K Ratings
    • Free



It’s about time to buy what you want today and pay as you can afford on a monthly installment basis. All you need is your phone! download valU, sign up, apply and start shopping for your favorite products, brands across an expansive network of stores across Egypt.

What’s New

Version 6.0.7

Bug Fixing Release

Ratings and Reviews

3.1 out of 5
2.5K Ratings

2.5K Ratings

haithmageddon ,

App new virgin is full of Bugs

- Crashes during startup
- Logging screen keeps pushing me to the sign up option not the logging screen
- There is no way now to check the breakdown of my current due payments
- historically payments are not easy to read and might be confusing if you have more than one due payment paid in the same month
- Application crashes during credit card payment for some reason and this was not there before

What is the point of carrying so much for a new user experience that is not probably tested nor reliable during your deployment ? This version is really stupid and should be tested enough before rolling out this way!!!

Developer Response ,

Hello Mr.Haitham,
Thanks for sharing your feedback about valU App
would you please update the app and try the new release ,as most of your concerns are fixed now
We will be happy to take the experience with the new app and sharing your comments through our e-mail address to working on
Thanks for your support
valU Online Support Team

amr haroon ,

Bad on high level

After being initially accepted for the 90% process to go to any branch to get the total verification set for me, the representative told me that I’m not eligible because I don’t have anything that would insure that I’ll be paying even when attempting the to let her know that I’m freelancing most of the times but the base will totally cover it because it is a satisfying salary that will cover it and more.
In addition to that I mentioned I can get her an HR letter and she still rejected the application and told me I can try after 3 months and no one mentioned that I have to be insured even medically to get through the process, the only requested documents was the National ID to be present with me in the branch.
Bad experience if it was clear from the beginning I would’ve respected you more.

valu reviewer ,

A group of thieves and deceivers

Here is some hidden points you need to take care about before deciding to enroll with them

1 - They claim falsely that the installment is zero interest which is a big lie, there are always a-lot of fees to be paid monthly and most of the offers with interest up to 30%.

2 - If you signed the application with them and being rejected (because of your i score for example) they will not give you your application back and your signature on their documents will still there.

3 - You can not read the terms of the document you will sign in unless you already decided to enroll with them which make the process of the sign-in quick and preventing you from knowing exactly what you are signing in.

4 - You can not pay all your debits and you must stick to the installment plan even if you want to pay the rest in cash and close the account.

5 - The worst customer service ever, most of the time the IVR not working and their phones always busy.

App Privacy

The developer, EFG Hermes, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer


You Might Also Like