valU 4+

EFG Hermes

Designed for iPad

    • Free



valU is your lifestyle enabling solution

Setting out to change the way you shop! We help you get what you want now, and pay as you can afford on a monthly basis; turning your aspirations into reality.

valU understands the financial stresses

you are burdened with, and will empower with the financial solution you need that is within your capacity, without any hassle - because it's about time you get to live today, without sacrificing tomorrow.

What makes valU unique

to its customers is the ultra-fast approval process that enables you to buy what you want now and pay using the instalment plan of your choice - all in just a few minutes and without the conventional paperwork!

Get an approved shopping valU

through our app in minutes. Once you join valU, enjoy browsing a wide variety of stores, service providers and websites. Also don’t forget to check all the special promotions that are exclusively available for you – whether you’re shopping for electronic gadgets, furniture, fashion or even looking for the gym that suits you, we’ve got you covered.

What’s New

Version 6.3.26

We’ve updated our app to give you a more enjoyable shopping experience!

Let us know what you think.

Ratings and Reviews

3.1 out of 5
3.8K Ratings

3.8K Ratings

su. A 8 ,

Due date

If I purchased at day 20 in the month.. the first settlement would be at the first day from the next mouth this is very frustrated and unfair comparing with the applied rate .. you should calculate it a month from the purchase date are you forcing the clients.

Plus I feel that the applications is not a friendly user don’t like it really

But at all the service itself is fine .. however you should pay attention for the other applications ;)

Developer Response ,

Hi su.,
We are sorry to hear about this experience. Please reach out to us via and we will be happy to help you."

amr haroon ,

Bad on high level

After being initially accepted for the 90% process to go to any branch to get the total verification set for me, the representative told me that I’m not eligible because I don’t have anything that would insure that I’ll be paying even when attempting the to let her know that I’m freelancing most of the times but the base will totally cover it because it is a satisfying salary that will cover it and more.
In addition to that I mentioned I can get her an HR letter and she still rejected the application and told me I can try after 3 months and no one mentioned that I have to be insured even medically to get through the process, the only requested documents was the National ID to be present with me in the branch.
Bad experience if it was clear from the beginning I would’ve respected you more.

Developer Response ,

Hi Amr ,
We are sorry to hear about this experience. Please reach out to us via email: and we will be happy to help you.

nevoo7 ,

Application is now working the day hole 5 days

Valu is giving the client 5 first days in each month to pay over the application

This time, during complete 5 days, valu application is down we cannot pays using credit cards nor jumia option on the application and they offer only to pay in cash although it is client’s right to choose his appropriate method , not to in purpose push all clients to pay in cash. As for myself i have three credit cards from different banks and variable between Visa and master card and yet over the 5 days their application is not accepting payment other than cash

Developer Response ,

Hi ,
We are sorry to hear about this experience. Please reach out to us via email: and we will be happy to help you.

App Privacy

The developer, EFG Hermes, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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