iPhone Screenshots


- A digital store card that helps build credit with a simple monthly subscription
- Instant approval
- No long forms. No computer saying no.
- No deposit needed
- Pricing starts at just £2/month

- Boost your score
- Get in shape for a mortgage

- Perfect way to build your credit history if you have a thin file or bad history

- Save thousands in fees on all kinds of loans, mortgages and credit cards

- Registered with Companies House, England, number 11620703
- Registered with the Information Commissioner’s Office (ICO)

What’s New

Version 3.0.3

Uh oh! The last release had a bug in it which prevented some of you from logging in. We have now fixed it in this release.

Ratings and Reviews

4.6 out of 5
1.8K Ratings

1.8K Ratings

unknown eidnd ,

My score never budged until this!!?!

I signed up around a month and a half ago my Experian score never budged at all, I signed up for this and then a I checked my Experian score and it’s gone up 118 point....a WHOLE 118 after it not moving for months, I think this app gave me the extra point as I was on £4 plan but have now moved up to the £12 plan and received more point 252 to be exact but they’ll go up as the weeks pass, iv always tried to get my score up after it being below 300 for years and only just going to 350 I look and have +118 and now I’m on my way to 500!!! Going to give it till April 2021 and if there’s another big increase I’m upgrading my plan to the GOLD!!!

Amiberrie ,

Thank you so much!

This app is a must download and worth every penny! Over the years I’ve had bad credit and always looked for ways to improve this. Since Iv been using Bits I’ve generally seen an increase to my credit score. My score was 424 and increased by 35 points!! Bearing in mind I’ve been rejected all major credit cards companies so for this impact on my credit score is amazing as I’m trying to fix my credit.

I would recommend going for the Sapphire account once you set up to see the impact it will have on your score.

Thank you so much again!! This app is amazing!!

HannahRose96 ,


The adverts I keep getting shown on Facebook for this app are somewhat misleading. It's described as a digital credit card and images of a bits branded credit card are shown on adverts - yet from previous use of the app and the somewhat vague details given by the developers today it's clear that, whilst it's possibly being considered for the future, at this moment in time no access is given to the line of credit being generated for your credit report. The description as a credit card and showing advertisement images of a branded chip and pin card that isn't existent is misleading advertising and implies some form of access to the credit line and an ability to spend from it when you can't - on top of the vague descriptions of how this app actually works and the numerous reviews expressing confusion. Referring this to advertising standards for misleading potential customers as to what is actually offered.

App Privacy

The developer, Fea Card Limited, has indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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