TotallyMoney - Credit Report 4+

Get your credit score & report

TotallyMoney Ltd.

Designed for iPhone

    • Free

iPhone Screenshots

Description

Start climbing higher! Get your FREE, LIVE* credit score now. Take control of your financial health, watch your credit score grow and unlock a world of better choices.

Keep an eye on changes to your LIVE credit score for FREE*, on TotallyMoney. Get a helpful breakdown of what affects your score so you can get a leg up on the credit ladder.

We’ll also help you manage your day-to-day spending and show you what you can do next, so you can grow your score and ultimately protect it.

What’s more, we’ll use the information in your credit profile to find cards and loans from the UK’s leading lenders that we think will help you reach your goals.**

Download the TotallyMoney app today and start taking greater control of your finances. You’ll totally get there.

What you can do with TotallyMoney:

Track

See how payments impact your credit score and how much money you’ll have after you’ve paid your bills every month.
Get a different way of knowing what offers are available to you right now — Unlike credit score alone, Borrowing Power also looks at the wider credit market.
Stay up-to-date with personalised alerts that show you the cards or loans that could help you get ahead on your journey to better credit.
Discover your Best Match — the cards or loans we think are best for your needs, based on your available information.

Improve

Learn the “when and why” of your credit score changes with our revamped Score History feature. It helps you understand credit score changes so you can make meaningful improvements.

Find out the steps you can take to improve your eligibility, ranked by how much of an impact they’ll have. That way, you always know what to do next.
Understand how lenders may see you, with affordability insights. These show you how lenders view your financial behaviour, and what is impacting your affordability. So, you can feel more confident about applying for credit, as you'll know how lenders may view you, before you apply.
Improve your financial behaviour and reach your financial goals with Credit Assistant. It gives you a clear picture of how you use different types of credit, at different times.
Find deals from the UK’s leading lenders that are right for your needs. Guaranteed rates and limits, interest-free offers, and offers with pre-approval*** — discover a range of options that could help you get ahead.

Protect

Check your eligibility for any offer you find on TotallyMoney. See how likely you are to be accepted before you even apply, protect your credit score and secure the credit you need.
Easily manage your spending, avoid missed payments and keep working on building your score.


*As soon as there’s been a change to your credit score with TransUnion, this will be updated on your TotallyMoney account. We may also ask TransUnion for your updated credit score and report each month, while your account is live.
**TotallyMoney Ltd is an independent credit broker, not a lender.
***Pre-approval is subject to credit checks. If you apply, you’ll get the card or loan, at the rate advertised, providing the information you give us is accurate and you pass the lender’s final checks.

What’s New

Version 1.75.0

This is a small update to fix some bugs and make sure the app's running smoothly, so you can keep moving your finances forward.

Update the app to get all our latest features and continue moving towards your financial goals.

Ratings and Reviews

4.8 out of 5
7.2K Ratings

7.2K Ratings

Lockmonstors ,

Simple, yet powerful

Love this app for tracking my credit score. I can log in to look at a summary of my credit score at a glance or get right in to the weeds of what could be causing it to fluctuate. I thought it was perfect and then after updating today, I can now can now see movement month sinceI first started using back in 2020 which is great, but what’s more, I get summary of the potential reasons for the change and can drill down in to more detail… wow guys, what a fantastic development for an already great app. If you are reading this and want an app that not only helps you track your credit score - this will do it in it. If you want something that simultaneously teaches you how the system of credit scoring works whilst keeping you up to speed on your own then I wholeheartedly recommend this app.

Developer Response ,

You've honestly blown us away with your review 💙 We are so happy to hear how useful and helpful you've been finding our app. Your positive feedback and appreciation means a lot to us and motivates us to continuously enhance our services. If you have any suggestions on how we can further improve your experience, please do feel free to reach out to us at help@totallymoney.com. All the best, Pelumi

FaB33y ,

An app that Light in the dark world of credit

I never understood how credit work, I always open and close bank and choose when to pay and I didn’t have the faintest clue that this behavior was severely hindering my credit. Furthermore I didn’t know my credit account was in outstanding from a utility company I stopped using 2 years ago! However, I forgot to close my account so the payment showed as missed payment and has severely affected my account.

Thank you to this app which is able to show my spending, borrowing power in addition to what bills are outstanding and paid for!!!!

icsteel ,

Pointless - can’t find credit report.

Signed up to see my credit report with Call Credit, but they couldn’t find a credit report for me. I see from some other reviews that I’m not alone.

I have reviewed my Experian and Equifax reports and had noted some inaccuracies that needed correcting, so I wanted to check against the third credit reference company.

Following the failure to obtain my report I contacted their help desk and received the following (excerpt):

There are a number of verification steps in the authentication process that we follow every time we request data from Callcredit. And based on the details you provided this time, we are unable to access the data needed to produce your Credit Report.

In some cases, this is because the personal information used to sign up does not match the information supplied to Callcredit by lenders. Please contact your lenders and credit card issuers directly to check.

I’ve had several mortgages, loans and credit cards as well as utilities, and have been on the electoral roll for over 25-years - all under the same name and address as was provided. So, I’m rather surprised that they still can’t find me! They did, however, have sufficient information to provide financial products to sell to me as ‘offers’...

I’ve cancelled my account and chalked it up to a poor implementation of an app.

Developer Response ,

Thank you for getting in touch.

We use the information you provide to us when registering to match with the details that are held on you by Callcredit. Unfortunately, it appears that Callcredit have been unable to match these details.

This could be because Callcredit have been provided with incorrect information on you. You can request your statutory report from Callcredit to check the information that is being held on you. If you do notice any errors, you can then arrange for these to be rectified.

Unfortunately, as this is provided by Callcredit we are unable to provide further information on what has caused this problem.

The offers you mentioned are not provided by Callcredit however. We may have been able to show this as we don't rely on the information from them and instead use the information provided when registering your account.

I'm sorry I haven't been able to help further, if you have any further questions or concerns, please email help@totallymoney.com

App Privacy

The developer, TotallyMoney Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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