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At CredAbility, we think your money should work for, well, you! Join our hundreds of thousands-strong crew and get your credit score and credit report for free, for life. We’ll provide you with in-depth insights to help you decode the detail, understand what lenders are looking for, and see how you shape up. Compare loans, credit cards and more to find a better deal, and see how likely you are to be accepted. Got goals? From improving your score to buying new digs, there’s an Action Plan to help you smash it.

Welcome to the world beyond your credit score.


• Get your full credit report & score
• 100% free, now and always
• Updated every month
• Powered by Equifax
• Access on the go – whenever, wherever
• See what lenders see about you
• Monitor your accounts in one place
• Track changes in your personal dashboard
• Learn what you’re doing well
• …And what’s holding you back
• Log in in a flash with Touch ID and Face ID


• Find credit cards and loans
• Compare offers from across the market
• See how likely you are to be approved
• Find the best way to borrow for you


• As long as the details you’ve provided are spot on, you’re a shoo-in
• The interest rate you see is the rate you’ll get - guaranteed
• Your application is still subject to identity and fraud checks


• Pick a CredaBot buddy to help you
• Chat with them for personalised tips
• Create a tailored Action Plan

SIGN UP IN 1, 2, 3

1. Fill in some details about yourself
2. Answer a few security questions
3. See your credit score and smash your goals

CredAbility Ltd. Company number 4413348. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales. We are a credit broker, not a lender and an appointed representative of Intelligent Lending Limited.

Intelligent Lending Limited is authorised and regulated by the Financial Conduct Authority. FCA registration number 310069.

What’s New

Version 1.0.6

This time around, we’re introducing a feature called “Deep Linking”, which helps you get from links in our emails and notifications to the bit of the app you want to see in one move, without having to go round the houses first. It’ll make it tons easier to find what you’re looking for and we think it’s a total game changer!

We’ve also been doing some more bug-bashing ahead of this update and are forever tweaking behind the scenes to make the app as smooth as your best chat up lines.

Ratings and Reviews

4.0 out of 5
27 Ratings

27 Ratings

Fatz Waller ,

Matt W

Great app.. downloaded to see my credit file. All info clearly presented. They even offer help to sort any issues you see on your file or any corrections needed.. in addition you can check you eligibility for loans and credit cards.. most of the info is already there so really quick process and good to see what’s available to me without having to do a full credit score.

So far so good... would like to see more money savings and access to other deals which I believe will be added soon!

longie1985 ,

Delightful Credit Score App

I recently applied for an ocean credit card and was also recommended to download the credability app! Very easy to use and setup! Great for those who want to know their credit score and check their credit offers!

Developer Response ,

Hi there,

Thank you so much for your review and feedback!

We're pleased that you enjoy using the CredAbility app which has been able to provide you with useful information on your credit!

Best wishes,

The CredAbility Team

atvlcr ,

Avoid! Will steal your personal info.

After signing up the app immediately suspended and closed my account. I contacted customer support who told me my email address had been flagged as suspicious and therefore I was not allowed to use their service and they would not give me any explanation as to why this was. They said this decision was not reversible. Very worrying as they collected lots of my personal data during the sign up process. Lots of other apps available out there for checking your credit report that all work perfectly and with my email address!

App Privacy

The developer, CredAbility Ltd, has indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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