Updraft

Name: Updraft
Rating: 4.5 (3128 reviews)
Author: FairScore

Lower the cost of your credit

Free · Designed for iPad

3.1K Ratings
Ages

4+
Years
Category

Finance
Developer

FairScore
Language

EN
English
Size

493.9
MB

Lower cost loans so you can wave goodbye to credit cards, overdrafts and everything in between. - Check your eligibility with no impact on your credit score. - No fees for over payments or early settlement - A clear path to pay off with no minimum payment traps We’re Updraft, and we’re here to help you make changes that pay off. These major publishers have recommended us: Forbes, The Times, Daily Mirror, Yahoo Finance! and The Guardian. We’ve been nominated for 3 British Banking Awards in 2023 - so you know you’re in great, safe hands. 1. Best Personal Loan Provider 2. Best Personal Finance App 3. Customer Service Champion. Here’s a few of our most important features: - Updraft Credit Subject to approval - Representative 22.9% APR - Free Credit Report Monitor your financial profile with your free credit score and report. Track all of your credit accounts, searches and credit history whilst receiving tips and recommendations to improve your credit score. - Spend Tracking Connect your bank and credit card accounts to give yourself a 360 degree view of your bills and spending. Check all of your transactions and bills in one simple to use space. - Money Talks Instantly chat with our UK based money team; they’re on hand to answer all of your finance questions and anything else you need whilst using Updraft. Safe and Secure We've built Updraft with your privacy and security in mind, we never share your data with any other parties without your explicit consent. FCA Regulated We're authorised and regulated by the Financial Conduct Authority as Fairscore Ltd with reference numbers 810923 and 828910. Our Company Address 5 Merchant Square, London, UK, W2 1AY

Ratings & Reviews

4.5

out of 5

3.1K Ratings

Easy & Accessible Process
02/06/2025

Phonmato
I was very much in need of a loan service as due to personal circumstances I was unable to pay off my credit card causing me to be trapped in an endless cycle of “minimum payments”. But then funnily i saw the ad from Instagram and thought why not. Luckily I was granted the Loan! Havent received the funds yet which they say takes no longer than 5 working days so will see when that is received. Other than that the process was easy and clear and you’re able to choose the amount you want up to the maximum amount you were granted and see how much monthly installments would be, as such i was able to do little calculations and see what loan amount I would be able to handle and how much the installment would be. This has given me a breath of fresh air and im very grateful. Im also choosing to pay back on 12 months as its less interest and soon to be debt free! My only only small critique would be I wish the funds would be deposited quicker as it would be nice to be able to instantly relieve the stress of debt!
Easy & Accessible Process
02/06/2025

Phonmato

I was very much in need of a loan service as due to personal circumstances I was unable to pay off my credit card causing me to be trapped in an endless cycle of “minimum payments”. But then funnily i saw the ad from Instagram and thought why not. Luckily I was granted the Loan! Havent received the funds yet which they say takes no longer than 5 working days so will see when that is received. Other than that the process was easy and clear and you’re able to choose the amount you want up to the maximum amount you were granted and see how much monthly installments would be, as such i was able to do little calculations and see what loan amount I would be able to handle and how much the installment would be. This has given me a breath of fresh air and im very grateful. Im also choosing to pay back on 12 months as its less interest and soon to be debt free! My only only small critique would be I wish the funds would be deposited quicker as it would be nice to be able to instantly relieve the stress of debt!
A huge weight lifted off my shoulders- I finally have a smile on my face!
08/07/2022

Oringejooce
I’m usually quite skeptical when it comes to services like updraft- always seems too good to be true, and always a catch but how wrong was I!While keeping my credit score intact, Updraft somehow managed to save me a ridiculous amount of money a month in payments and interest savings and end results are now in reachable sight! Updraft have certainly given me that ‘leg up’ which is all people want especially in todays financial climate, a good reset and a clean up of my accounts which works absolute wonders!Amazingly friendly and human services with really good communication- non judgemental. All they want to do is help and make sure our hard earned cash is not being thrown away at ridiculous interest rates and instead being put into paying back anything owed in a shorter period of time. Really easy to use app makes it so much better for clear viewing of what is actually going on- They just make finances real and not so intimidating! Highly recommend, I wish I had looked into into sooner…… a lot sooner!
A huge weight lifted off my shoulders- I finally have a smile on my face!
08/07/2022

Oringejooce

I’m usually quite skeptical when it comes to services like updraft- always seems too good to be true, and always a catch but how wrong was I!While keeping my credit score intact, Updraft somehow managed to save me a ridiculous amount of money a month in payments and interest savings and end results are now in reachable sight! Updraft have certainly given me that ‘leg up’ which is all people want especially in todays financial climate, a good reset and a clean up of my accounts which works absolute wonders!Amazingly friendly and human services with really good communication- non judgemental. All they want to do is help and make sure our hard earned cash is not being thrown away at ridiculous interest rates and instead being put into paying back anything owed in a shorter period of time. Really easy to use app makes it so much better for clear viewing of what is actually going on- They just make finances real and not so intimidating! Highly recommend, I wish I had looked into into sooner…… a lot sooner!
Brilliant Company with friendly staff.
18/10/2021

CP-Barnet London
Just short of six months into my journey with Updraft helping me sort out and clear some of my credit card bills I got each month with high interest rates that at the moment are increasing more and more. Updraft was easy to set up the account with them and to work with them with what they need to help. They in my case soon made an offer to clear some credit card debts at a staggering 60% less interest I was being charged, slashing the time by half to getting the money paid off and back to Uprdraft. My credit score is slowly increasing but often bi weekly which in turn is opening more doors with more favourable interest rate offers. I can’t thank them enough for helping me get back on the right path in half the time it would of done on my own. Highly recommended by me such friendly staff too that I’ve dealt with so I’m more than happy to speak out and give them a glowing reference. Anyone reading this and doubting them don’t you could be as settled as I’m now feeling which I have not for a long time.
Brilliant Company with friendly staff.
18/10/2021

CP-Barnet London

Just short of six months into my journey with Updraft helping me sort out and clear some of my credit card bills I got each month with high interest rates that at the moment are increasing more and more. Updraft was easy to set up the account with them and to work with them with what they need to help. They in my case soon made an offer to clear some credit card debts at a staggering 60% less interest I was being charged, slashing the time by half to getting the money paid off and back to Uprdraft. My credit score is slowly increasing but often bi weekly which in turn is opening more doors with more favourable interest rate offers. I can’t thank them enough for helping me get back on the right path in half the time it would of done on my own. Highly recommended by me such friendly staff too that I’ve dealt with so I’m more than happy to speak out and give them a glowing reference. Anyone reading this and doubting them don’t you could be as settled as I’m now feeling which I have not for a long time.
Can’t thank enough!
07/06/2022

locket72
I know this sounds daft but getting a loan to pay off some of my credit cards from updraft has taken such a weight off my shoulders. Yes, I’ve still got debt but I’ve now got peace of mind that in a certain amount of payments I’ll be debt free and that is worth so much. People complain and say, “why did you get in so much debt” etc etc but everyone’s circumstances are unique to them and it’s not always through unnecessary spending that people get into debt. So the fact that updraft listened and accepted my application shows that there is support out there when your bank won’t help. My credit score on Experian was in late 900s but my bank and others wouldn’t lend for consolidation loan as they said I’d used my available credit and no matter how I explained that I didn’t want more credit on top of my cards I wanted to clear them and have lower outgoings, they just all declined. Updraft were professional, easy to interact with and extremely quick. I’d highly recommend. 😃 genuine review
Can’t thank enough!
07/06/2022

locket72

I know this sounds daft but getting a loan to pay off some of my credit cards from updraft has taken such a weight off my shoulders. Yes, I’ve still got debt but I’ve now got peace of mind that in a certain amount of payments I’ll be debt free and that is worth so much. People complain and say, “why did you get in so much debt” etc etc but everyone’s circumstances are unique to them and it’s not always through unnecessary spending that people get into debt. So the fact that updraft listened and accepted my application shows that there is support out there when your bank won’t help. My credit score on Experian was in late 900s but my bank and others wouldn’t lend for consolidation loan as they said I’d used my available credit and no matter how I explained that I didn’t want more credit on top of my cards I wanted to clear them and have lower outgoings, they just all declined. Updraft were professional, easy to interact with and extremely quick. I’d highly recommend. 😃 genuine review

We've updated our application journey to make things faster & fixed a few little bugs.

Version 3.9.29

06/06/2024

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
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Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
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- Usage Data
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The following data may be collected but it is not linked to your identity:
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Updraft

Lower the cost of your credit

Ratings & Reviews

What’s New

Version 3.9.29

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

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