Capital on Tap 4+

New Wave Capital Ltd

    • Free



Running a business is hard - Capital on Tap’s app makes it easier, with control of your account at your fingertips.

Download the app and log into your account to…

- Check your balance
- Instantly transfer funds to your business bank account
- View your transactions and download statements
- Update your repayment options and make one-off repayments
- Manage cards: order new cards, freeze or cancel existing cards
- Redeem your rewards points

Don't have a Capital onTap account yet? Find out why over 125,000 fellow business owners love our card by checking your eligibility today at Our customers get:

- Credit limits up to £150,000
- Rates as low as 9.9%
- Uncapped 1% cashback with no annual fee
- Up to 56 days interest free on card purchases
- Unlimited cards for your company for free
- To opt in to Business Rewards to redeem points for Avios
- Accounting tool integrations
- No FX or UK ATM charges
- 24/7customer service; rated ‘Excellent’ on Trustpilot

We’re on a mission to make the lives of small business owners easier. So, we’re building tools that empower owners. Tools that make it faster, simpler, and more rewarding to run their business.

Applying is completely risk-free and has no impact on your credit score!

What’s New

Version 3.3.1

Welcome to Capital on Tap.
We've been busy fixing minor issues & improving the overall experience of the app.
If you have any questions, please reach out, we'd love to hear from you.

Ratings and Reviews

4.9 out of 5
6K Ratings

6K Ratings

Kaycee 2374 ,

Best Business Credit Card Absolutely Fantastic !

Capital on Tap has been the lifeline of our business when we absolutely needed to access it facilities. When cash flow was tight due to pending invoice payments it helped us continue to provide the the services we do to our clients without delay, ifs or buts. Better than our Amex or our standard issue credit card from our bank. Their customer service is efficient and their staff always courteous, professional and knowledgeable. Thank you.

rahmanoli ,

Unique, versatile, and most liked.

We were introduced to this card, within weeks, we transferred all our business to this and was so pleased how their system work, not to mention the point you get for purchases and you can pay back on your balance or buy gift card , absolutely outstanding. 100%, already mentioned it on our Instagram page.

Valued Customer North East ,

Great Tool to have in your back pocket

Great tool to have and use for day to day business expenses, multiple users allowed and easy to manage payments, record keeping and support is brilliant. Only downside is the interest rate is quite high.

App Privacy

The developer, New Wave Capital Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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