Clearpay - Buy Now, Pay Later 4+

Shop & split payments in 4


    • Free

iPhone Screenshots


Shop now pay later, with Clearpay
Pay for purchases in 4 fortnightly payment instalments, with no extra fees when you pay on time*. With 1000s of products & brands to choose from that allow you to buy now and pay later, you’ll find great online shopping deals on a range of beauty products, fashion, travel, homeware & more. Download Clearpay now!

The All-In-One app
Manage your online shopping payment plan easily & enjoy interest-free payments on your purchases*. View all your current and past Clearpay orders as well as your payment history. If you need to be more flexible with your finances, change your payment card for future payments - or even pay off any upcoming instalments early. Our shopping app lets you browse all retailers, split payments & get all the online shopping inspiration & deals you need. Plus, now pay in store by adding Clearpay to your Wallet!

How it works
Shop now, pay later - Your split payment plan:
-Download the mobile app & sign up: browse the shopping app that allows you to spread payments, pay in store & buy now pay later with instalment plans.
-Browse retailers & brands: find your favourite brands and stores.
-Pay the first instalment straight away - then the remainder every fortnight. Remember, it’s interest-free* when you pay on time.
-Stay up to date: know when new buy now pay later retailers launch & manage existing orders on the go.

Top stores and brands
We add new online shopping retailers & brands every week! Take advantage of the latest shopping deals, from travel to Gymshark and boohoo to MAC and M&S. Whether you split payments on skincare, haircare, travel, fashion, furniture, food & drinks, Clearpay has everything you need. Browse all our partners & online shopping deals in one place, then easily track orders so you never miss a shopping payment. Or, pay in store by adding Clearpay to your Wallet.

Buy now, pay later
Want to buy online now? Pull out your mobile & use the app to shop through your phone & keep track of all your online shopping orders, purchases, & your payment plan. Clearpay puts you in control of your shopping payments - and as long as you pay off your instalment plans on time, you can buy now, pay later with no interest and no fees.*

Clearpay helps you split payments on purchases View all your current & past Clearpay orders as well as your online payment plan history. If you need to be more flexible with your finances, you can change your shopping payment card for future payments - or even pay off any upcoming instalments early - all on the app. Plus, you can now add your Clearpay card to your Wallet to make contactless spread payments in store even easier.

Shop the latest trends
We add new stores every week to give you even more choice. Explore deals, track order history & spread the payments over four instalments.

Support small businesses
Clearpay is partnered with hundreds of small businesses to spread payments. Shop handmade gifts, clothing & more when you pay in store with Clearpay on your wallet, & split payments over six weeks.

*Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at

What’s New

Version 1.89.0

We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates.

Bug fixes and performance improvements are included in this release.

Loving the Afterpay app? Let us know by leaving us a review on the App Store.

Ratings and Reviews

4.9 out of 5
57.7K Ratings

57.7K Ratings

mrleegreen ,

The best!!

This is literally one of the best things to ever come out. So you can split the price of something into 4, at no extra cost?!! What a genius idea! Since downloading this app I use it all the time. Within reason, I always keep a check on what I’ve ordered so I don’t have too many debits going out. But if you use this a few times a month, then it couldn’t be better! So I can always afford the things I’m buying outright but if I get the option to cut it into 4, it almost feels like I haven’t paid! And now, when I order something, rather than take the first quarter payment straight away, it takes it out two weeks after I order it! Unbelievable! So not only am I getting things without spending the full amount straight away.. the item will arrive before the first payment has even come out! Plus I can always add the fastest delivery on at the checkout so it comes next day because the delivery price is added onto the 4 payments so it splits the delivery price into 4.. meaning I may as well pay for the most expensive next day delivery, because it might add on an extra £3 to each quarter! This is one of the best payment splitting apps/company’s that I’ve used. Also it shows you how much you have available to split, so you can see what you have to use and what you have to pay back. It’s honestly brilliant. This app is a must!!

Wishkid79 ,

Fantastic site, super useful

There’s been a sudden influx of these BNPL sites. Without even a moment’s hesitation, I can put my hand on my heart and say that ClearPay are by far the best and easiest to shop with. So long as you are responsible with your purchasing and only commit to what you know you can comfortably afford to repay, you’ll have no problem with ClearPay. You’ll find them to be a very reasonable, reliable and fair lender. In ways that hit and miss alternatives like Klarna and PayPal are.

As I say ClearPay are the easiest to shop with and the best on the market. The more loyal a customer you become with ClearPay the greater they repay that loyalty. For instance, they have a points earning scheme, which opens up to even more convenient services.

Of course nothing is perfect and it would be disingenuous to not point out some of the things that let them down. Although new retailers are constantly signing up to ClearPay, I do find that you are a limited on choice of retailer. It is predominantly fashion and personal care that feature. This is probably the one thing that Klarna have got right. Having a wide range of retailers, including most major brands. Something that ClearPay need to work on.

teeeeeeeeehj ,

Mostly decent!

I would definitely recommend using clear pay. I think it’s more efficient and easier to navigate, then other “buy now pay later apps”! Only negatives I would point out are; difficult refund processes and no payment extension options, in case of inevitable emergencies. The refund process is stressful and confusing! I think it’s expensive, in comparison to other places too! Similar apps, have payment extension options. I think that shows understanding, that a persons circumstances - and it’s not within their control! They probably don’t offer it, as people would abuse that! However there are ways to prevent that specifically! So others (not abusing that), can benefit! Other than that it’s generally great! I think it’s good that they also trust younger people, with higher limits! Whilst everyone may not agree, we aren’t all bad! Young people with kids and responsibilities, need things like this! Normally these types of credit limits, are only accessible to older people! So it’s good too see the lack of ageism, as not all young people are reckless! Older people rack up high credit too and use apps like these, irresponsibly! Would just advise, to approach with caution! It’s addictive and really good to split payments! But definitely can mess you up, if you can’t pay for all the things you’ve ordered!


App Privacy

The developer, Afterpay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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