If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.
• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.
• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.
• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.
• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.
• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.
• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.
• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.
• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!
• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.
• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.
• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.
• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.
• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.
Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.
In case of any questions please don't hesitate to contact support@debitandcreditapp.com.
This is a great piece of software. It’s clearly been built with love and attention. I tried many of the personal finance tools out there, but they tended to break down as I’m someone who lives across multiple banks accounts, some of which have different spaces within them etc.Takes some time to get set up, especially if you have more complicated needs. Having set my scheduled payments up, and scheduled transfers with my accounts, it’s pretty brilliant to be able to see projected account balances out into the future. Getting on top of my finances is a goal for 2025 and this app is going to be a key part of that. I’m reticent to make this suggestion, because it’s been the downfall of some of the other apps on the space I tried to use, however if carefully integrated I would love some Open Banking integrations. E.g. to assist with new transactions, and the mapping of approximated scheduled transactions with what settles to my account, or even just to validate account balances. I’d pay extra for this functionality and pay quite handsomely. As it is - it represents fantastic value for money.
Probably the best financial app on this store
jbp🍑
They're simply isn't enough space here for me to tell you how brilliant this app is. It has all the features you could possibly wish for and yet, remains straightforward, intuitive and easy to use. It even has an excellent cash flow forecast which means you can look three months ahead and see how much money is in your bank, accounting for both scheduled payments and pending payments. For example, how much money will I have in my bank account on the 15th of January, it is very easy to generate the report which gives you exactly this information. Additionally, although Ivan doesn't state that this app is VoiceOver compatible, I can say as a blind IOS user of seven years and a computer owner of over 45 years, this app is both exceptionally brilliant and accessible for blind users as well. Well done Ivan, you have obviously worked extraordinarily hard on this app, thank you!
Fantastic
Mark6976
Been using this app for about 2 years now. Used to use Microsoft money on a computer till it crashed. Looked at, and tried 10 or more accounting type apps and none seemed quite right for me. Found this one and after a few weeks committed and bought the full version (£9.99 a year) all credit debit and saving’s accounts in one place standing orders and regular payments all in one place with pending or cleared or all payments in view. I have waited to give a review as I wanted to make sure it was everything I needed. Some bits I don’t use like budgets and reports but I am sure they would be useful if I wanted to use them. So all in all this app is fantastic for me. If you are still scratching around for an app to use to keep an eye on you finances then I suggest try this, don’t think you will be disappointed.
Sharing Option V Poor
rumbletum
Edit: Updated to 4* after response below. However developer does need to update his documentation as instructions say both need to have a premium subscription I actually like this app, have paid for the subscription and was set to make it my finance app of choice, its just if you want to share it with your partner it really falls down. I could totally live with the limitation on who edits the data etc, but the fact that you both have to pay for a premium version for even this pared down sharing option seems crazy. If there was proper family sharing of the paid version this would be the app for me. For now, the hunt for a decent iOS finance/budgeting app continues.
Developer Response
The premium subscription is eligible for family sharing.
This update introduces support for the iPhone Duo.
Version 7.9.1
The developer, Ivan Pavlov Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
