Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services than you can shake a stick at - all celebrated by a 9.1/10 TrustPilot score. Now with support for Apple Pay in selected countries!
Get started today and in just 2 minutes transform your phone into a one-stop local banking branch where you’ll be able to send and receive money, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning and spending. You’ll also be able to withdraw cash from ATMs worldwide and to top up with cash at nearly 40,000 Post Office and PayPoint branches across the UK.
Supported in 12 languages and free of all those pesky hidden fees associated with traditional banks, Monese lets you open an account without need for proof of address or credit checks. Just have your passport or your national ID card to hand!
Moving from London to Paris to Bucharest and back to London? No problem! Unlike other mobile-only accounts, Monese is fully portable across 20 European countries and designed to help you bank like a local wherever you are.
So regardless of where you choose to live - whether it’s for frequent travel, work, study, family, or retirement - you can enjoy a smart, secure and connected banking service in your pocket.
Try it for free now and you’ll get immediate access to:
• A UK current account or a European IBAN account.ATMs
• An optional secondary account (£ or €) at no extra cost.
• An optional contactless Mastercard debit card you can use globally - online, in-store or at ATMs.
• The ability to quickly send and receive money locally and internationally.
• A helpful and caring customer support team, available via in-app chat, email and phone.
• A 100% secure banking platform that’s regulated by the UK Financial Conduct Authority.
Our feature-rich smartphone app also provides you with:
• A seamless way to link your British Airways Executive Club account, so that you can manage your Avios and your money, all in one place.
• Smart Transactions - see a detailed overview for every payment you make.
• Multiple ways to top up your account quickly, like instant debit card top-ups.
• An easy way to manage your Direct Debits and Recurring Payments to pay things like mobile phone contracts, rent, or gym memberships.
• State-of-the art security features such as locking or unlocking your card on the go, as well as 128-bit encryption (used by all major banks).
• A way to earn money by inviting your friends and family - we'll give you both a reward when they make their first card transaction with Monese!
You can sign up to one of our three plans:
• STARTER (£/€ 0.00 per month) to get going for FREE.
• PLUS (£/€ 4.95 per month) which includes 6 free ATM withdrawals, competitive foreign currency exchange rates and even more affordable top-ups.
• PREMIUM (£/€ 14.95 per month) which includes UNLIMITED free ATM withdrawals, completely free foreign exchange transactions and top-ups.
And now we also cater to customers with UK-registered businesses:
• BUSINESS (£ 9.95 per month) which gives you access to all the features of a UK business account and a Plus personal account at no extra cost.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
In this release we’ve made over 21 improvements across the app, including refinements to the Account and Request Payments screens.
Love our app? Then don’t forget to rate us! Your positive feedback really makes our day.
Ratings and Reviews
Great bank and banking app
Been using this bank and it’s app for about 2 years now and don’t really have much to complain about, it wasn’t great at first but there’s been consistent improvements, I do have some remarks
1) I would like to see a dark mode feature for the app
2) I would love to be able to log in on multiple devices and not be logged out maybe a website alternative as well
3) As with many other comments I would like to see instant payments between my bank and other banks my friends use, of course there are hurdles that monese have to jump to make this happen and I believe this will come eventually
4) An overdraft facility will be good feature to add
All these aside I plan to continue using this bank and will stick around through the changes
Developer Response ,
We are really delighted by your suggestions. Thanks so much for the wonderful feedback - we're always looking forward to improving our services!
Something funny about these reviews
I downloaded this but so many people in the first couple of pages of reviews speak about the bank closing there accounts and how customer service is absolutely terrible with responses or just fob you off to a different dept who don't answer, also for so many terrible reviews why are the stars so good so I just can't take the chance with them one bad review ok or a few but in two pages lots of the same comments about closing accounts and not getting there money back and the reply on here is always keep in contact with our service dept when the complaints are about the service dept not replying BEWARE BEWARE SOMETHING MOT RIGHT.
Developer Response ,
Hi there - thanks for your review! Accounts can be closed for various reasons, you can have a look at the terms on our website for a bit more detail on that. Our high average rating is a direct reflection of many happy customers (many of whom use Monese as their primary account), which we're completely humbled by!
Monese take your money and don’t return
THEY DONT ASK FOR YOUR RESIDENCE CARD OR VISA TO OPEM YOUR ACCOUNT, BUT WHEN YOUR PUT YOUR MONEY THERE, THEY FREEZING YOUR ACCOUNT AND TAKE YOUR MONEY TO THEM. BE CAREFUL.. I made a mistake to put money in Monese and now they do not give me back any more money. They do not answer by email, all this with my money I do not know what will happen. online you read hundreds of cases like me and I start to fear for my savings. I proceeded to make a complaint with FCA and I hope it will intervene maybe by taking away the license. when the money of others is held, you must be serious and perhaps to Monese escapes that people with money live ! people with money eat ! people with money make plans ! at the moment without this money I no longer have a future.
Developer Response ,
Hi there - accounts can be locked for a variety of reasons, and often only temporarily as a precaution. If this is the case for you, you should have received a note from our team (on the email address registered to your Monese account). If you haven't, please call our Customer Support team to discuss: https://monese.com/contact
- Monese Ltd
- 307.5 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad and iPod touch.
English, Bulgarian, Czech, French, German, Italian, Lithuanian, Polish, Portuguese, Romanian, Spanish, Turkish
- Age Rating
- Rated 4+
- © 2013 Monese Ltd
Get all of your passes, tickets, cards, and more in one place.
Up to six family members will be able to use this app with Family Sharing enabled.