Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you fast and free current accounts in 31 countries.
Join over a million people and enjoy a full range of features - all celebrated by a 4.5/5 Trustpilot score. We’re giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.
Simple, fuss-free and easy - so how does it work?
• Open a free GBP current account or a free EUR account, straight from your phone
• Get a free contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Enjoy fee-free foreign currency card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in 16 currencies
Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries – and if you don’t know your address in a new country yet, don’t worry. Just have your passport or national ID card to hand. Our app and customer support team are also there for you in 14 languages.
Our feature-rich smartphone app also provides you with:
• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings Pots - to put money aside for something special
• A fast, easy and secure way to pay, with Apple Pay (in selected countries)
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant balance - check your account balance by one swipe from your phone’s home screen
Plus, you can also:
• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Get instant account statements in PDF or XLS
• Enjoy state-of-the art security features such as locking or unlocking your card on the go, as well as strong encryption and biometric login
• Earn money by inviting your friends and family - we'll give you both a reward when they make their first card transaction with Monese!
Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free and add money to your account by bank transfer, using another debit card, or with cash at over 40,000 locations in the UK, for free.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
With this latest release, your app should be working more smoothly on iOS 13.
Apart from that, we’ve made 53 other bug fixes and improvements!
Love our app? Then don’t forget to rate us! Your positive feedback really makes our day.
Ratings and Reviews
Probably my favourite fintech app
I have used Starling and Monzo, l really do like Monese. The app is engaging, l really love payee management and the sending payment process. The new debit cards are superb. Downside faster payments take a bit longer and can't predict exactly when they will go into account (although not waited longer than two hours). Support takes a bit of time (Sep'19) but frankly Monzo isn't my better. Overall really pleased, but would like a couple more features (true speed faster payments) before l consider it as a primary account.
Appalling customer service, otherwise decent app
This is genuinely the worst customer service I have ever received in my entire life from any company ever. The staff are consistently unhelpful - it is obvious they never actually properly read messages, so their suggestions are often irrelevant. They then take hours in between each message to reply, making this an unnecessarily long system. It took over 5 MONTHS, no exaggeration, FIVE MONTHS for my phone number to be accurately updated in the system, so that when merchants wanted to text me to verify my purchases, I could actually receive the text instead of it going to my old phone number. And this was only because I chased and chased and chased the customer service team, and ended up having to speak to numerous individuals. I would not recommend monese under any circumstance because of this. If you have any issue you are pretty much alone and it’s incredibly frustrating. The only reason I’ve kept my account with them is because I’m a foreign citizen and couldn’t open an account with a brick and mortar bank here in the UK. However, I have recently got a Monzo card and have tried their customer service and it is so much faster, more responsive, and more helpful, so I will likely make the switch over there. Monese is absolutely horrendous.
Something funny about these reviews
I downloaded this but so many people in the first couple of pages of reviews speak about the bank closing there accounts and how customer service is absolutely terrible with responses or just fob you off to a different dept who don't answer, also for so many terrible reviews why are the stars so good so I just can't take the chance with them one bad review ok or a few but in two pages lots of the same comments about closing accounts and not getting there money back and the reply on here is always keep in contact with our service dept when the complaints are about the service dept not replying BEWARE BEWARE SOMETHING MOT RIGHT.
Developer Response ,
Hi there - thanks for your review! Accounts can be closed for various reasons, you can have a look at the terms on our website for a bit more detail on that. Our high average rating is a direct reflection of many happy customers (many of whom use Monese as their primary account), which we're completely humbled by!
- Monese Ltd
- 382.3 MB
Requires iOS 10.3 or later. Compatible with iPhone, iPad and iPod touch.
English, Bulgarian, Czech, French, German, Italian, Lithuanian, Polish, Portuguese, Romanian, Russian, Spanish, Turkish
- Age Rating
- Rated 4+
- © 2013 Monese Ltd
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Up to six family members will be able to use this app with Family Sharing enabled.