Penny - Find Your Pensions 4+

All your pensions in one app

Penny Technology Limited

Designed for iPhone

    • 4.5 • 650 Ratings
    • Free

iPhone Screenshots


All your pensions in one app

Penny finds and transfers your pensions from old jobs, so you can easily see your pensions right on your phone.


- See all your pensions, right on your phone.
- Find your pensions from old jobs
- Transfer your pensions into your Penny account
- Get all your pensions together in one place


- Download the Penny app
- Choose the pensions for Penny to find and transfer
- Penny automatically finds your old pensions
- Penny transfers them to your new Penny Pension
- See your pensions anytime


- Penny charges a simple fee of 0.75% per year
- This fee is 0.78% if you choose the Ethical Fund
- Free - Penny finding your pensions
- Free - Penny transferring your pensions
- Free - Contributing and withdrawing from Penny


- HSBC-managed investment fund
- Penny is FSCS-protected up to £85,000
- Penny is FCA-regulated and authorised
- Your personal data is stored with 256-bit encryption
- Rated 4.8* on Trustpilot and thousands of UK customers


Penny is authorised and regulated by the Financial Conduct Authority (FCA). Pensions are long-term investments. As with any investment, the value of your Penny Pension can go down as well as up and you may get back less than you started with.

What’s New

Version 8.0.8

Welcome to Penny! We've implemented some bug fixes and performance improvements to keep the Penny app smooth and easy to use!

Ratings and Reviews

4.5 out of 5
650 Ratings

650 Ratings

Ash__77 ,


Pensions are something so many of us really don’t think about near as much as we should. And then when we do it’s such a daunting task. Honestly.

But penny does it automatically. Behind the scenes with very little input required. It found a pension of mine that I had forgotten about.
Love the simplicity of the app.

DuncanS ,

Unclear information

During the set up process, it asks for fairly simple information, including my previous jobs, but when it then lists the pensions it finds, there are no details, balances or other information. Would be much better if it detailed the pension policy number and the balance on the pension so I can confirm it has found the correct one.
Then, it asks you to transfer pensions without knowing any of this information which is very unclear. Even worse, I’ve no idea whether the pension it is transferring into is any better than the one it is coming from. There are no details on the Penny pension scheme at all. How can anyone transfer pensions without knowing what they’re transferring it to?! There is no way of going back, there is no way of knowing how much of the balance will be transferred, so because of this lack of information I just deleted the app. Nice idea, very poorly executed.

BillWilm1982 ,

Misleading Approach

Listed out my previous roles for which I have old pensions, deliberately not including my current role; was fully aware these would be transferred which I was prepared for.

However within a few seconds of doing this on the app, I received an email from my CURRENT (active) pension provider that someone or some system had attempted to reset my online password for my current online pension account. Why on earth would the app need to do that? They make a clear point of saying they don’t touch any current active pension, but clearly they were trying to here.

I immediately closed my Penny account and deleted the app, would strongly advise anyone not to use this service.

App Privacy

The developer, Penny Technology Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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