We’re on a mission to change banking for good.

Voted Best British Bank, Best Current Account Provider and Best Business Banking Provider at the 2020 British Bank Awards, Starling is the financial control centre that lives on your phone. Our award-winning personal, business and joint accounts make managing your money as seamless and simple as it should be in 2020 (and we’ve got the 4.5 star Trustpilot rating to prove it!).

Open a mobile bank account from your phone, for free, and join over a million people who are already keeping track of their money with Starling.

Here’s what you’ll get with the Starling mobile banking app:

Be better at budgeting
• Get instant payment notifications the moment you pay or get paid, plus a real-time balance
• Groceries, online shopping; analyse how you spend with Spending Insights
• Keep track of when bills are coming out, a day in advance
• Connect to other money management tools through the Starling Marketplace

Pay seamlessly
• Add a free Connected card to your account so someone can shop on your behalf
• Owed money? Send a single link to get paid back with a couple of taps
• Easy international transfers to over 38 countries straight from your banking app, with no hidden fees or exchange rate markups
• Pay people with a few taps in-app – no card reader required
• Deposit cheques digitally from your phone and pay in cash at the Post Office

Save effortlessly
• Set money aside in Goals to save for the things you really want, or separate rent and bills from everyday spending
• Personalise images for Goals that keep your eye firmly on the prize
• Saving on autopilot: we’ll round up payments to the nearest pound and put the spare change in a Goal for you

Keep your money safe
• Your money’s covered by the Financial Services Compensation Scheme up to £85,000
• With 24/7 in-app support from real humans in the UK, we’re the bank account that’s always here to help
• Lock your card in-app and turn on and off card settings like contactless, online, gambling and swipe payments

Want to move all your banking over? Just ask – we’ll do all the heavy lifting through the Current Account Switch Service, which takes one week and can be set up in minutes.

The business bank account

Our award-winning business bank account helps sole traders and limited companies save time and money and get on with doing what they love.

Enjoy no monthly fees, mobile and web online banking access, 24/7 support from real humans and simplified accounting (just connect your account with your accounting software). Deposit cash at the Post Office for as little as £3 and deposit cheques digitally in-app. Keep track of invoices with instant payment notifications, spot where your business is spending most with smart analytics and automate your expenses.

The euro bank account

Got financial commitments overseas? Hold send and receive euros for free with a Starling Euro account. With a tap, convert the pounds in your personal or business account into euros – and back again – at the real exchange rate and send and receive euro payments with no fees. No commission, no fees, no hassle.

The joint bank account. (Currently only available for personal account holders)

Manage collective household expenses like bills and rent or save up for something big; our joint account is designed to simplify shared spending. Get instant payment notifications whenever there’s a payment on the account, discover how much you’re spending on bills with spending insights, save for things and make important payments from a single bank account.

Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP.

We’re authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

What’s New

Version 1.80.0

As app updates go, v.1.80.0 is a pretty big one. We’ve updated the navigation layout, so you can access different parts of your account more easily. We’ve also added an account switcher at the top, allowing you to jump between different accounts in a tap. Last and probably least, we made a few bug fixes and improvements, too.

Ratings and Reviews

4.9 out of 5
180.1K Ratings

180.1K Ratings

grapefruitsmoothie ,

Banking for the modern day

I don’t often review mostly because I’m frequently far too busy. But for this I’ll make an exception. This is the best banking app I have ever used. It’s well-designed, constantly being updated with new features and bug fixes. Many times when I’m wishing there’s a particular feature that would make the something easier, it’ll come out in the next release - like the ability to deposit cash in at the post office. Genius! Not least because when I went to deposit it in my other bank branch, they were closed. Despite it being a weekday before 4pm.

If like me, you often need to do things on the go, and don’t have access to that little card verification thing that most banks give you, that wants things to be simple and to have an awareness of things going in and out of your account (the instant notifications feature is a godsend for anyone self-employed, and saves you constantly having to check if you’ve been paid), I don’t think you can go wrong with the Starling App.

Easy to set-up, easy to use, and customer services was very helpful and prompt Jen I had some problems with my current account switch. Also, they’re open 24/7! Genuinely I can’t recommend it enough. Banking for the modern day, finally.

nonicknamesfree2019 ,

Never going back

Decided to leave Halifax after being there for over 10 years. All of the high street branches offer the same thing: no interest rates on current accounts, poor app designs and features, as well as long queues in branches (due to staff cuts) and long waits on the phone. This bank is fantastic. The app is so useable and user friendly and I learnt how to control my bank account completely very quickly. I’ve only ever had to use customer service once to query something and they were extremely helpful. MasterCard is accepted everywhere so I use it for all my spending and the card itself is a gorgeous design. Please keep the teal portrait design!!! Paying my friends and family is much simpler using this and seeing what I’m spending my money on each month is unbelievably easy. Not to mention having all my card details in the app so I can just use the app to enter payment details on websites. If I ever want to put cash in I can just use a local post office for free to get immediate deposits. The only thing that would make this bank perfect is a feature to scan and deposit cheques. Starling keep doing what your doing! This is now my only current account and I can’t see myself leaving any time soon!

Developer Response ,

Hi there,

Thanks for your wonderful five star review! We're thrilled you're enjoying the app and the Starling banking experience. We have no plans to change our lovely teal cards and in regards to cheque imaging keep an eye on our website and social media channels for updates around this!

Thanks again,

Team Starling

Thembj00 ,

Brilliant bank

I tend to like modern things and the latest ideas, so I had to try a new type of bank account. I first used it abroad due to their brilliant exchange rates, and was very impressed by the push notifications when spending, ease of use within the app, round-up saving, and a brilliant breakdown of how I spend my money, to name a few of their exclusive features. Since then I have been using it as my main spending bank account, also opened up a joint account for me and my partner and have loved it. There is still room for improvement, for example I believe you cannot yet create standing orders or own multiple accounts, as I like to transfer my bills to a separate bills account on a monthly basis to make sure they are always covered, and I still have to use Barclays for this. Also, I have heard that an issue with internet-based banks is that if you were to have an issue it can be more difficult to solve due to the lack of a physical branch to sort the problem at. However I am yet to have any issues personally, enjoy using starling as my main bank for my spending, and will likely continue to do so.

App Privacy

The developer, STARLING BANK LIMITED, has indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More


482.6 MB

Requires iOS 9.3 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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