Wise 4+

Money without borders

Wise Payments Ltd

    • Free

Screenshots

Description

Make your money work worldwide, for less. 160 countries. 40 currencies.

Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.

Join 16+ million people and businesses worldwide.

— International money transfers —
• Send money to 70+ countries, fast
• Get the real mid-market exchange rate, like on Google, for every money transfer
• Over 52% of transfers are instant, arriving in under 20 seconds
• Secure your transfers with two-factor authentication, encryption and biometrics

— The debit card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now
• Capital at risk, growth not guaranteed

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)
Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

What’s New

Version 8.77

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

Ratings and Reviews

4.8 out of 5
142.2K Ratings

142.2K Ratings

Editors’ Notes

Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavourable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.

use Revolut ,

Spencer Mosley

I have never left a review for any company before, but after receiving the worst service I’ve ever encountered I decided I needed to let other people know what to expect from Wise. At first I thought the app and service was good. That is until something goes wrong. I made a transfer to my own account in Spain but the money was held for checks for 12 days with the excuse that it may be a sanctioned bank or a fraudulent transaction. Which it is Not. I provided photos of the actual bank, paperwork that showed it was indeed my account. Screenshots of the account and account details and much much more. NO REPLY. Over 10 days I made 4 phone calls to find out what was happening and on 4 occasions I was told by each member of the staff that they would call me back or that the money would be released that day or the day after. NO ONE EVER DID! Eventually after speaking to the FINANCIAL OMBUDSMAN the transfer was cancelled. Still no response to calls or emails. The customer service team are unknowledgeable, and without any ability to resolve the simplest of matters. They do not respond to any emails. If you ask to make a complaint they say that’s not possible and refuse to put you through to a senior person. This is against all Financial Services Authority Regulations. Any many of staff can take a complaint and escalate a problem. I warn all of you! If you have the slightest problem, they will not be able to help!

Developer Response ,

Hello there,

While our goal is to complete all payments as fast as we can, we’re a regulated financial institution and as such, we need to carry extra checks on transfers from time to time. This is a routine procedure to help us ensure we’re keeping our platform safe for everyone using (including you) while complying with local regulations.

Wise.

Kbab2810 ,

Excellent

Be sure to get properly familiar with the App and various services on offer. I joined Wise some time back. I have watched it grow and develop in that time. In the beginning, I experienced some considerable frustrations as what they aspired to do, or rather said was on offer, wasn’t quite as functionally efficient or as slick as it professed to be. Nonetheless, I kept the account open but did both business and personal banking elsewhere. Skipping forward a couple of years I returned to Wise to see if it had improved. Wow! I think they have grown massively! Without mentioning names, both big high-street bank names and other fintech self-professed leaders now don’t come close. I think Wise have achieved excellent results. The feature-rich App, services on offer, flexibility, global integration. Well done to them and I wish them every continued success. Now, what they profess to do, they do, and they do it very well. They’re under the same regulatory systems (and constraints) as others, we all have that; but well done Wise for navigating that course so well. I would not hesitate to recommend Wise. Excellent. I hope they can maintain the same service as they grow and face ever new challenges in the world of finance. I am very familiar with other banks and other fintech firms; Wise takes first prize for me. Thank you.

App Privacy

The developer, Wise Payments Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

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