Earn up to 3.11% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.
Say hello to bunq — your mobile banking app. Open a current account, get multiple IBANs, send money instantly, and manage your finances smarter. Start your 30-day free trial today.
bunq is the mobile bank designed for you, whether you're a freelancer, sole trader, student, or looking for expat banking or a modern business account. From online banking and multicurrency spending to instant money transfers, this is a banking experience built around your needs.
Our Plans:
bunq Free - €0/month
Get started with free banking.
• 3 Bank Accounts to get you started
• Irish IBANs included — send money and spend like a local
• 1 Digital Card with Apple Pay and Apple Wallet support
• Send money instantly with instant transfers and scheduled payments
• Pay by phone and make contactless payments
• Earn 3.51% interest on USD/GBP savings
• Invest and trade stocks, shares, and ETFs
• Buy and sell crypto in your crypto wallet in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq
Business features:
• Accept contactless payments with Tap to Pay
• Connect to 50+ bookkeeping tools
• Built for freelancers, sole traders, and business owners
bunq Core - €3.99/month
The current account for everyday mobile banking and multicurrency spending.
All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 Physical Card included
• Personalise your physical bank card to make it uniquely yours
• Get shared account access to split bills easily
• Add loyalty cards for quick access in your wallet
• Unlimited ZeroFX: no hidden bank fees on foreign currency payments, with transparent exchange rates
• 24/7 SOS Hotline for emergencies
Business features:
• Co-founder access
• Shared account access
• Access bookkeeping integrations
bunq Pro - €9.99/month
The bank account that makes budgeting easy.
All bunq Core benefits, plus:
• 25 Bank Accounts, Savings Accounts, and Term Deposits for smarter budgeting
• 3 Physical Cards and 25 Digital Cards included
• Get personalised budgeting insights and an income organiser
• 5 fee-free foreign currency payments per month
• Secondary PIN for multiple accounts on one card
• 20% discount on stock trading fees
• Student offer: pay €0 per month with a bunq student account
Business features:
• Add up to 3 employees
• Get Company Debit and Credit Cards, plus Tap to Pay access
• AutoVAT
bunq Elite - €18.99/month
The account for your international lifestyle.
All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 fee-free foreign currency payments per month
• 8GB worldwide data
• 50% discount on stock trading fees
Business features:
• Add up to 10 employees
• 500 fee-free transactions per year
Your security = Our priority
Secure your account with two-factor authentication and 100% control of your cards.
Your deposits = Fully protected
Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS).
Invest in the bunq app through our partners. Investing involves risk, including potential loss of capital. bunq does not provide investment advice. Manage your investments at your own risk.
bunq is authorised by the Dutch Central Bank (DNB). Our US office is at 401 Park Ave S, New York, NY 10016, USA.
I have been a user of Bunq for a couple of years now and I can only say that I’ve loved my experience, over never really encountered any issues and even when I did, I got support right away. The only disappointing thing there is the fact that even while im an Irish resident I am not allowed to trade stocks just because of my nationality which is really sad. I would really appreciate it if BUNQ team is able to change this.
Developer Response
Hey! Thank you for the five-star review 🌟 We'd love to look into your idea, please do not hesitate to share it also on our Together platform: together.bunq.com/t/ideas 💡 We're always open to feedback, as it helps us grow and improve our services for you 🚀
Good but could do better
Rfallon
In the busy world of e-banks, you have to do something to stand out. I've used N26 and Revolut for some time and Bunq doesn't make the cut. Sign-up was pretty easy but it felt like I missed a security step and there was a typo in one of the welcome messages. That didn't inspire confidence. Minimum fee is €2.99, others are free. Picked debit card, deleted it by accident so when I try to get a replacement, it costs €9.99 even for a virtual one. Sent support request, got a response 3 days later. No chat support like on others. There is SOS support, don't know how responsive that is. Everywhere you go, you're recommended to upgrade ... like they're not happy with the choice I've made. Sure others do the same but they're not so in your face. Bunq is around for a while, it should be smoother and more professional than this. It's a bank, you expect the best in security and support. Bunq comes up short in my experience, so I'm out.
Developer Response
Thanks a lot for your feedback! If you'd like to suggest a feature or an improvement to the app, please write to us at together.bunq.com/t/ideas. We'll do our best to incorporate the same and provide the best bunq experience! 🌈
A Fresh Alternative to Revolut
4awsomeness:)
I’ve been using the Bunq app for a while now, and honestly, it’s an amazing alternative to Revolut—especially if you’re someone who appreciates user-friendly design, eco-conscious features, and smart money tools.What I love about Bunq:•Clean, intuitive interface – It’s modern and easy to navigate, even more minimal than Revolut in some areas.•Instant budgeting and saving – The Spaces feature is brilliant for managing savings and categories without the clutter.•Focus on sustainability – I love how Bunq plants trees with your spending—it’s a small but impactful incentive.•Freedom of currency use – Super handy when traveling or working across borders.•IBANs for different countries – A big bonus if you deal with international payments.Compared to Revolut:While Revolut is great for crypto, international transfers, and its established stock trading platform, I find Bunq a lot more flexible for day-to-day money management. Revolut can feel a bit commercial and crowded with features that I don’t always use. Bunq keeps things simple and practical while still being powerful.My only complaint? I’m still waiting to access the stocks feature as a non-Irish citizen. It’s the final missing piece for me—once that’s live, I could see myself using Bunq as my primary financial app.
Developer Response
Hey! Thanks for the positive review! We're working hard to provide all of our cool features to all of our users as soon as possible and we’d love to continue improving our product and services and earn a five-star rating from you 🌟 Looking forward to hearing your suggestions at together.bunq.com/t/ideas 🌈
V Handy for multiple acs - but restricting deposit interest to one ac needs to be fixed
Gggrumpz
The app is good, easy to use; excellent for viewing & using multiple/joint accounts. However 1) any interest paid by Bunq to you relating to your different savings accounts can only go into 1 designated account (?!) This is bonkers. From a client perspective this just creates accounting problems. 2) Finn, the AI assistant, is slow to upload & basic 3) bunq Cust service typically takes 5 days to partially respond - I think their plan is that you give up &/ find your own solution to your problem or query. 4) Personally I don’t like the dark background and haven’t worked out how to change it. 5) On many occasions other banks don’t recognize/allow payment to bunq IBAN, which is hassle and wrong. On balance it’s a good useful bank.
Developer Response
Hey there 👋 Thanks for your feedback! It's our priority to provide a hassle-free experience and and we're always disappointed to hear when we fall short. Please reach out via the in-app Support Center or at support@bunq.com with more details, so we can take a closer look and find a fix as soon as possible ⚒️ We’re all about improving our user interface so you can manage your account effortlessly. We know that changes can be a bit confusing, especially when features get moved or redesigned. To help you navigate these updates, check out our up-to-date knowledge base for step-by-step instructions on all of our features: together.bunq.com 📚 If you have any questions, our Support Team is here to help via our in-app support center or at support@bunq.com 📩 Got ideas for making the app even better? Share them with us at together.bunq.com/t/ideas 💡 We’re always excited to hear your feedback, it helps us keep improving 🙌
What's new:
• Get a daily chance to double your savings deposits up to €10,000.
• See who made every payment on your Joint Accounts and accounts with Shared Access.
What's fixed:
• A bunch of other small fixes and improvements to upgrade your overall experience.
Version 32.4.0
The developer, bunq, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contacts
User Content
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Size
491.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
iPad Requires iPadOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.
