Costia Finance
Split expenses, scan receipts
Free · In-App Purchases
Split the bill with nothing for anyone to install: scan the receipt, share the link, everyone ticks their own. Keep track of what you are owed, too. No ads, no tracking.
Costia tracks what you spend, splits what you share, and tells you who owes what. And when you cannot face typing, you hand it the receipt.
SPLIT A BILL IN SECONDS, EVEN IF NOBODY ELSE HAS THE APP
• Scan the receipt, tick what you had, share the link. That is it.
• Everyone else opens the link, types their name and ticks theirs. Nothing to install, nothing to sign up for.
• What nobody has ticked is nobody's debt, and you split whatever is left once no one else is coming.
• Or split it evenly between whoever joins, without saying up front how many of you there are.
I LENT DANI 20
• Record what you are owed and what you owe, person by person, with no group to set up.
• It works the same with someone who does not use Costia: you type their name and that is all.
• Everything you are owed, from everywhere, added up per person on one screen.
GROUPS FOR WHAT LASTS
• A trip, a flatshare, a couple: the people who come back.
• Split evenly, by amount, or item by item: tap who had what and everyone pays for their own.
• Clear balances: who owes whom, always up to date.
• Settle up in one tap, or hand a debt over to someone else in the group.
• Each group keeps its own currency, so a trip in dollars is not counted in euros.
YOUR OWN SPENDING, PROPERLY
• Income and expenses, with category, payment method, date, notes and a photo.
• Your own categories and payment methods, each with its icon.
• Recurring expenses: rent, subscriptions, the gym. They log themselves and tell you when something needs a look.
• Statistics that make sense: by category, over time, personal against shared, with the charts you choose.
• Date, category and subcategory filters that stay where you left them.
IT WORKS WHERE YOU ARE
• Offline too. Log it in the supermarket car park and it syncs on the way out.
• Phone and browser on the same data: iPhone, iPad and finance.costia.app.
• English and Spanish, light and dark.
• Sign in with Google, Apple, your email, or a passkey and no password at all.
COSTIA PREMIUM: THE PART THAT TYPES FOR YOU
• Scan the receipt and the expense is already filled in: amount, date, merchant and every item on the ticket.
• Forward the invoice to your own @in.finance.costia.app address and it turns up in the app on its own.
• Split by talking: "I am not paying for any of the meat in this shop" and your share is recalculated. Save it as a rule and it applies next time.
• Search your whole history by meaning, right down to what was on the receipt: type "milk" and the shop that had it comes back.
• Ask your assistant what is going on with your money. It can log an expense or record a payment for you, and it never does anything without showing you first and waiting for you to confirm.
• Monthly summaries, and a heads-up when something is out of the ordinary.
YOUR MONEY IS YOURS
• No ads. No behavioural analytics. No advertising identifier. Nobody is buying your spending, because it is not for sale.
• We ask for no location and no access to your contacts, and we do not connect to your bank: there are no banking credentials here to lose.
• You can delete your account from inside the app, and from the web without installing anything.
• The AI features analyse what you hand them on a model provider's servers; the rest of your data stays on Costia's own infrastructure.
Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
When AI features are paused, Costia says so instead of asking you to subscribe.
Costia Finance on the web now lives at finance.costia.app.
Getting ready for Premium Family: up to 4 people will share one subscription in Costia Finance and Costia Training. "Your family" already takes invitations by nickname, code or link; the family plan comes to the store soon. Plus new Terms of Service and prices in euros.
Signing in now goes straight to Costia's account service, the same one Costia Training uses: one account and one session for both apps.
If you already have Premium — your own, your family's or granted — you no longer see the paywall: you go to "Your family" instead.
Premium shows only your store's prices. Where it isn't on sale yet it says so instead of showing a price, and if the plans don't load you can try again.
The expenses header takes less room: balance, expenses and income fit on one row, and the upcoming payments notice scrolls away with the list. Days no longer show a total, and the line between expenses on the same day spans the whole card.
The developer, Javier Rubio Roca, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Size
- 81.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Costia Premium Anual €39.99
- Costia Premium Plan Mensual €4.99
- Provider
Javier Rubio Roca
- Javier Rubio Roca has not identified itself as a trader for this app. If you are a consumer in the European Economic Area, consumer rights do not apply to agreements between you and the provider.
- Copyright
- © 2026 Javier Rubio Roca
