Swirl Card 4+

Smart Transfer Limited

    • Free



Prepaid Mastercard for online shopping, paying bills, or ATM cash. Accepted Worldwide. Open a free account in minutes and access your Virtual cards instantly. Available in Euro, Sterling & US Dollars. Receive a FREE contactless Mastercard by post.

Check your balance & transactions, top up instantly, make transfers to friends and family, find Payzone retail locations to top up or get a new card and suspend your card if lost or stolen, Live Chat with Irish based Helpdesk to assist with any questions or problems.

Control your spending and avoid credit card debt. Enjoy all the convenience of a credit card while you stay in control of your spending. Make secure online purchases, sign up for subscription services and gaming sites, share money with friends or family, perfect for personal or business travel.

Please contact info@swirlcard.com or visit our website www.swirlcard.com for more information, assistance and our Terms and Conditions. You can also find us on Facebook, Instagram, LinkedIn and Twitter: @swirlprepaidmastercard

What’s New

Version 7.8

Fixed minor bugs

Ratings and Reviews

4.1 out of 5
660 Ratings

660 Ratings

lk2280 ,

I recommend swirl cards

I regularly use my swirl card and it’s perfect for going on holidays or when you don’t want to use your bank card. I feel so much safer travelling with my swirl card because I know that if it got stolen, my bank details are secure. This app is a quick and useful way of checking your balance and topping it up. I’ve never been to a shop that doesn’t accept them. The fees are quite high especially as a student without a constant flow of income. With every purchase, a €0.75 charge is taken from your balance. This is minuscule when added onto larger purchases but I often want to just buy a drink or bag of sweets for €1 and it ends up almost double the price. There are also some account maintenance fees. This price to pay is small for the convenience and safety provided by a swirl card so of course I still recommend getting one and this accompanying app.

Developer Response ,

Hello, thank you for your valuable feedback. Providing a real time payment service with 2,500 top-up locations across Ireland, a helpdesk, online services etc is not possible without a fee structure. We are constantly reviewing the fee structure and taking customer feedback into consideration. A full list of all cost and fee's relating to the card is available on our website https://www.swirlcard.com/costs.php and are also noted in the Terms and Conditions. Kind regards, The Swirl Card Team

Coyser Soshay ,

Swirl Card easy way to send your cash

Swirl card easy to use as you dont Have to wait three days like you Would if getting from a bank as you Pick your card up at many many Outlets like your local Super markets And outlets elsewhere so my Opinion as that of my friends its Quick and great to use everywhere Abroad as apo you can talk to Customer care very polite and Helpful you'se whom are looking for A direct debit card look no further As Swirl Card does it all the minute You buy your card its active then Download the app playstore its all On packaging of card once app is Downloaded you talk to Customer Care whom will give you your pin Number give them a few details Name you know great for Students Whom use cards a lot as its the Same as other bank cards just you Get it quiker and looked after great By their Customer Support Team .
Get yourselfa Swirl Card today .

AshoM ,

Re SwirlCard

I luv the card and I’m still at the learning process of learning everything about the card, the main reason I got it is that my sons can use for playstation internet and shopping on line but the only thing I don’t like about it is the charges and the more u put on the card the more the charges r, that’s a turn off for me cause it’s hard enough to have the money for them without charges and on top and now I’m getting told about the revolut cards and they don’t charge fees unless your in a country using different currency but it’s not an expensive charge so all this has me in 2 minds about it, the card is great but it’s just the charges that’s putting me off.

App Privacy

The developer, Smart Transfer Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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