1% Club
Helping you achieve FIRE
Free · Designed for iPad. Not verified for macOS.
1% Club: Your AI CFO
Money is complicated enough. Talking about it shouldn’t be.
1% Club is your AI-first personal finance app, built to help you understand your money, manage it better and figure out what to do next.
Think of it as having an AI financial expert in your corner, available whenever you need one.
Just talk to your money
No financial jargon. No complicated spreadsheets.
Ask your AI CFO:
“Where is my money going?”
“Am I saving enough?”
“Is this mutual fund any good?”
“Which credit card should I get?”
“How are my investments doing?”
Get personalised answers based on your financial context and turn understanding into action.
Know more about your money:
Track your spending, cash flow and financial accounts.
Connect your financial accounts to understand where your money goes, spot patterns and find those silent leaks that somehow become very loud at the end of the month.
See your spending, savings and cash flow in one place. Make sense of your money without building spreadsheets yourself.
Invest better: Research, compare and invest without the guesswork.
Mutual Fund Baskets
Explore curated mutual fund portfolios from SEBI-registered experts across categories, strategies and goals.
Stock Baskets
Get access to research-backed stock portfolios curated by SEBI-registered research analysts and actively managed for you.
Mutual Fund Rankings
Compare mutual funds across categories and discover funds worth researching.
Learn without the financial jargon
Money School gives you simple lessons and masterclasses on investing, stocks, mutual funds, SIPs, credit cards, taxes, insurance and personal finance.
Because understanding your money shouldn’t require understanding every word in a financial textbook.
Get your insurance right
Get an exclusive 1-on-1 insurance consultation to help you understand, buy or review your term and health insurance.
No selling. Just advice that puts you first.
Your money.
Your spending.
Your investments.
Your financial questions.
Your learning.
Your next financial decision.
All in the 1% Club.
Built for the 1%
Not the 1% by income.
The 1% who want to get better with money.
Download 1% Club. Meet your AI CFO.
A year ago, we started something in stealth.
Built a new team in the heart of India’s Silicon Valley. Put the best people we could find across finance, AI, product, tech, design and support in one room.
Then gave them JUST two things:
A blank slate.
2. Everything we’d learnt from 7 lakh+ users like you.
288,853 lines of code later, we ran into a problem.
We couldn’t recognise the old 1% Club anymore.
Thankfully, that was the point.
We just rebuilt the club.
Try for yourself.
The developer, Finance With Sharan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Finance With Sharan
- Size
- 190.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls. - In-App Controls
Age Assurance
- Copyright
- © 2026 One Club Ventures Private Limited