Bajaj Finserv: UPI,Loan,FD,MF 4+

Payments, Loan, Demat Account


    • Free



Bajaj Finserv App is trusted by 45 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop offline from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
• Finance Amount: ₹20,000 to ₹40 Lakh
• Repayment Tenure: 12 to 96 months
• Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
Processing Fees: up to 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Locate Stores for No-Cost EMI at Bajaj Mall

• Locate stores at Bajaj Mall to enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.


• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh and renewal of FD.
• You can start investment in FD at ₹15,000 & also get a loan against it.
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000.

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.


• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance, & Pocket Insurance.

App in App

• Fulfil your daily needs of shopping, food & groceries, travel, home-furnishing etc on one single platform with 100+ brand partners.


• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries

What’s New

Version 16.1.3

Bug fixes and performance Improvement

Ratings and Reviews

4.4 out of 5
75.3K Ratings

75.3K Ratings

Harsudi@ ,

Google best

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Jijujohnchamakalayil ,

Difficulty Accessing Loan Account from Abroad – Urgent Assistance Required

Dear Bajaj Finserv Customer Support Team, I am writing to formally express my dissatisfaction and concern regarding my inability to access my loan account while residing abroad. Despite several attempts to log in from my current location, I have consistently faced issues that have prevented me from managing my financial transactions and monitoring my account status effectively. This lack of access is particularly concerning as it hinders my ability to make timely decisions and fulfill my financial obligations promptly. It is crucial for me to have reliable and uninterrupted access to my account, irrespective of my geographical location. I request your immediate assistance to resolve this matter. Please provide a clear explanation for these access issues and suggest a viable solution at your earliest convenience. Additionally, I would appreciate any temporary measures I might take to manage my account until a permanent fix is implemented. Thank you for your attention to this urgent matter. I look forward to your prompt response and a resolution to these ongoing access difficulties. Sincerely, Jiju John

Developer Response ,

Hi Jiju, Unfortunately, we do not currently offer services outside of India. We appreciate your understanding. Thank You- Mithun

munish29 ,

Bad customer support

I'm really upset with this app and their terrible customer support. Whenever I try to get help, it always shows a frustrating message that says, “ An error has occurred. We will be up and running shortly." This has been going on for at least a month now, and they haven't fixed it or explained anything. What's even worse is that they added an insurance policy to my account along with flexi loan without asking me first. They never told me about it, and they sneaked in some extra charges that they didn't mention. It feels like they're trying to trick me, and I don't appreciate that at all. They're not being honest and they don't seem to care about making their customers happy. When something goes wrong, I expect them to help me quickly and make things right, but they don’t care about their customers I really don't recommend this app to anyone unless you want to deal with constant problems and no support. I regret wasting my time and money. This app's customer support and business practices have left me feeling very disappointed. I can't give them more than one star.

Developer Response ,

Hi, This is definitely not the experience we want you to have. Visit us on Bajaj Finserv App -> My Account -> Help & Support -> Raise a Request. Mention the ref ID EX070423-08
. Thank you. - Shashank

App Privacy

The developer, BajajFinserv, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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