CASHe is your one-stop solution for all things money, where you can borrow, invest, and insure, all under one app. Here, you can avail instant personal loans of up to ₹4,00,000, get a credit line of up to ₹2,00,000, and opt for the Buy Now Pay Later (BNPL) credit facility to shop for your favourite products online. You can also invest and grow your money with P2P loans, digital gold, SIPs, and fixed deposits (FD).
With CASHe, investing, borrowing, and insuring is now an easy and hassle-free experience. So, download the CASHe app now.
Features of CASHe- Bharat ka Money App:
• Quick personal loans ranging from ₹1,000 - ₹4,00,000
• PeNo guarantors/collaterals
• 100% paperless
• Flexible repayment period
• 0 foreclosure charges
• Instant disbursal of the instant loan amount to your bank account
• Repay the loan through various payment methods
• Enjoy online shopping at no cost EMI with an instant credit line
• Invest in 13Karat’s high-return P2P lending options
• Invest in digital gold, mutual funds, and FDs with Sqrrl
• Instant Personal Loan
Get an instant personal loan from the CASHe easy loan app to take care of your needs! Choose from various types of quick personal loans like car loans, home renovation loans, education loans, marriage loans, etc. with a tenure ranging from 3 months to 1.5 years.
• CASHe Credit Line
Apply for a credit line on the CASHe app with minimal documentation and instant approval for a tenure of 1 year, and avail short-term loans for your emergency and shopping needs.
• Buy Now Pay Later with CASHe
Get 0%* interest instant online shopping loans on the CASHe app. You can avail these BNPL loans to make purchases on leading online platforms and repay them later with easy EMIs.
• Earn a Passive Income with 13Karat’s P2P Investments
Invest in 13Karat’s Peer-to-Peer (P2P) loans and earn high returns of up to 13%. P2P investments are a secure alternative to traditional fixed-income investment options and generate industry-leading returns.
• Let Your Money Grow with Sqrrl
Invest your hard-earned money in various investment options like digital gold, mutual funds (lumpsum and SIP), and FDs. You can also start investing your small savings with Sqrrl’s round-up investment option- Sqrrl Away.
Personal Loan Eligibility:
• Salaried professionals above 21 years of age.
• Minimum net monthly salary => ₹15,000.
• Salary must be credited through direct bank transfer only.
• Valid documents- PAN card, identity and address proofs, 3-month bank statement showing salary credit
Personal Loan Interest Rate, Tenures, and Fees
• Annual Percentage Rate (APR) – 30.42% to 44.52%
• Repayment Tenure: 3 to 18 months
• Processing fee: 5.5% - 6.5%*
Sample Loan Calculation
Loan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%) Loan duration: 3 Months Total personal loan interest = ₹2,250 Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947 Total deductibles (PF + GST): ₹1947 In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹1947 = ₹28,053 Total repayable amount (Loan amount + interest): ₹32,250 Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750
(Note: PF and GST are deducted upfront during the loan disbursal.)
• Bhanix Finance and Investment Ltd.
• Vivriti Capital Private Ltd.
• Northern Arc Capital Ltd.
Data Security via Secure Loan Application
CASHe is committed to promoting best practices in digital lending and adheres to RBI’s Fair Practice Code. All CASHe transactions are secured via 128-bit SSL encryption.
Over 40 million Indians have stepped up their financial game with CASHe. Join them and download the CASHe- Bharat ka Money App now to take care of all your money needs!
Reach out to us at firstname.lastname@example.org.
Bharat Ka Money App
Fresh UI: Enjoy a sleek and modern interface for a more visually appealing and intuitive experience.
Enhanced UX: Seamless navigation and improved interaction with the app.
Quick Onboarding: Streamlined onboarding process to get you started in no time.
Revamped Helpdesk: Better support with answers to your questions and timely assistance.
Discovery Tab: Explore personalised product recommendations and a wide range of offerings from CASHe in one place.
Ratings and Reviews
Best app for low credit score people
One thing I must say people who are suffering financially and have a low credit score with good salary they can try this app to upgrade their credit score this app is good for quick resolution with money two things which needs to be resolved is customer support and increase in credit line they work on 50% of the credit line on basis of salary the person who paid the amount on time and in advance must be considered as good client in future and little bit increase in credit line to be provided to them rest everything is good keep the account balance ok let them do auto debit and your credit score will be recovered soon
Double payment Done but still they are not updating
Double payment has been done but they are not updating and saying payment has not been done and made my account defaulter. After paying on time also they are not updating it, customer care people are harassing unnecessary all day asking screenshot and after sharing with them all the screenshot then also they are not updating. I have mailed them also twice and they asked me bank statement that also I have shared but still no response from there side nor they have updated my payment details. Total 5 emi’s I have paid but they have only updated 3 emi’s. Daily basis customer care executive calling me in calls and as well as in whatsapp. Regularly I am telling them payment has been done , sharing them screenshots and bank statement also but they are not updating and harassing me by calling me. Very bad service. Please who so ever is seeing my review don’t take loan from them rather take it from bank at least bank people help us in a very quick manner and resolve our issue. They are customer care executive are very bad in behaviour, don’t know English also only talking in Hindi and in a very bad way , I had an bad experience since 1 month . Please all fellow people don’t take loan from them take from bank
From being the best to the worst
As it goes without saying, whenever there is something new in the market, there’s always key factors that are honoured such as value for product, customer service etc. but as you progress and start gaining popularity you tend to overlook quite a lot of things and you’re no longer the same company. In my case, I’ve been a customer since probably the inception and I’ve looked forward to cashe for many of my needs and I was glad I chose you. However, of late there’s no proper response for why your application is rejected and your folks from customer service just use robotic responses just to maintain so called service levels. I really don’t understand how an application can be rejected when nothing in the profile has changed nor any major changes w.r.t to SLQ as well. This is the 2nd time this happened and I previously referred and suggested your app to many who were in need. But now with my experience, I’ve personally told whoever I referred not to continue with cashe. Not that it’ll make any difference to the company with just a handful uninstalling the app, but customer experience does matter in the end. Goodbye cashe and thanks for helping in need and thanks for teaching me not to rely too heavily. UNINSTALLED
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
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