Fast digital money for everyday Expenses Use and Pay, anytime and anywhere.
Fatakpay Digital P. Ltd (Fatakpay) is renowned for our award-winning platform that simplifies credit and financial product access for salaried and self-employed, accessible anytime
Services Provided*
1. Personal Loans upto ₹2Lacs
2. Employee Financial wellness: Earned Wage advance offerings to corporate employees
3. Access to Digital Gold and silver investments
4. Access to Mutual funds
5. Insurance offerings
6. BBPS facility
7. Access to job portal
8. Credit score and credit report
9. Rewards and Offers
*Subject to terms and conditions
1. Instant Personal Loan App for Salaried & Self-Employed Professionals Apply for personal loans starting from ₹5000 - ₹2 lakhs & get quick approvals!
Both for salaried/self-employed, Fatakpay will find perfect product offering and lending partner for your financial needs. (Loan will be approved and disbursed by Fatakpay lending partners - Fatakpay is a Loan Service Provider only)
Why Choose FatakPay?
- Personal EMI Loans: from ₹1,000 to ₹2Lac.
- Interest Rates: P.a - 12% to 42%.
- Tenure: 3 -36 months.
- 100% digital process & 10 min disbursal
- Rewards: Monthly cashback and savings on purchases through our merchant partnerships.
Loan Types Offered:
- Short-term Loan: ₹1,000 to ₹25,000 Tenure 3-12Months.
- Personal Loan for Salaried: ₹25,000 to ₹2,00,000 Tenure 6-36 months.
Loan Illustration
• Loan: ₹20,000 for 12 months
• Interest: 20% p.a
• Processing Fee: ₹500(2.5%)+GST ₹90
• Total Interest: ₹2,232
• EMI: ₹1,853
• APR: 24.89%
• Amount Disbursed: ₹19,410
• Total Repayment: ₹22,232
• Total Loan Cost: ₹2,822 (Interest+Processing Fees+GST)
Our Lending Partners:
• FDPL Finance P Ltd.
2. Employee Financial wellness: Earned Wage Advances offerings to partner corporate employees.
3. Digital Gold/Silver: Invest in 24K pure gold and silver stored securely with our partner Niwish (Digi Smart Assets P.Ltd)
4. Mutual funds: Invest in mutual funds (partner Assetplus (Valueplus Technology P.Ltd))
5. Insurance offering: Personal accident insurance offerings in partnership with ICICI Lombard.
6. BBPS for utility bills payments powered by Axis Bank.
7. Access to job portal (partner-Billion Career Private Ltd).
8. Credit score: Get credit score/report by Credit bureau partners(Crif/Equifax)
9. Various rewards/offers from nation-wide merchants.
Commitment to Financial Wellness:
FatakPay adopts a human-first approach, ensuring customer safety and data protection. Our processes are seamless, and collections are empathetic and RBI-compliant.
Ethical Practices:
We use only registered landline numbers for promotional and collection activities. No private/personal mobile nos, and no foreign numbers allowed.
• All payments are made through our App, no transactions to personal accounts.
• All calls are monitored & recorded; agents never use threats or abusive language.
• Our App does not access your contacts/other private data.
App permissions required from customer:
• Coarse Location - We use your approx current location(while using App) to access loan eligibility to speedup KYC process for application.
• Read Device Info - We collect device and phone details, model,OS,unique identifiers, network info to prevent fraud and safeguard your data.
• Camera & Media Access - To scan, capture and collect selfie (for fraud prevention) and necessary KYC documents, enabling us to fill in relevant fields.
Data Protection & Privacy:
FatakPay is ISO 27001:2013 certified, ensuring encrypted data at rest and in transit. Customer data is securely stored in India with restricted access. Users can request data deletion.
Learn More:
• Privacy Policy: https://fatakpay.com/privacy-policy
• Terms & Conditions: https://fatakpay.com/terms-condition
• Email: help@fatakpay.com
• Call: +91 9987178747 / +91 9240271272
• Address: Office No. 23, 2nd Floor Der Deutsche Parkz, Subhash Nagar Road, Near Nahur (W) Station, Bhandup West, Mumbai, Maharashtra, India, 400078.
I would like to express my sincere appreciation for the excellent support provided by Oma Borana from the FatakPay customer support team. She was extremely helpful and efficient in assisting me with the processing of my loan. Her communication was clear, timely, and professional throughout the entire process. Oma made what could have been a stressful situation feel smooth and hassle-free. I truly appreciate her dedication and customer-first approach. Thank you, Oma, for your outstanding support!
Developer Response
We appreciate your feedback, Anonymousaman! We aim to provide a 5-star experience and will work on the areas you've highlighted. We kindly ask you to reconsider and rate us 5 stars -Team FatakPay.
Use this and make life easier
Mishaaall
I had an amazing experience using the FatakPay app. When I needed a loan urgently, Fatakay came to the rescue! The entire process was super quick and hassle-free - I got my loan approved and disbursed within just a few minutes. The app is very user-friendly, the documentation is minimal, and there's complete transparency at every step.The best part is how simple and secure everything felt. No hidden charges, no endless paperwork - just fast support when you need it the most. I highly recommend FatakPay to anyone looking for a reliable, instant loan service. Great job to the team behind this amazing app@@
Developer Response
Thank you for the 5-star rating!😊 We're thrilled to hear you’re satisfied with our service. -Team FatakPay.
Incredible Experience with FatakPay
Mithun_K
I had an amazing experience using the FatakPay app. When I needed a loan urgently, FatakPay came to the rescue! The entire process was super quick and hassle-free — I got my loan approved and disbursed within just a few minutes. The app is very user-friendly, the documentation is minimal, and there’s complete transparency at every step.The best part is how simple and secure everything felt. No hidden charges, no endless paperwork — just fast support when you need it the most. I highly recommend FatakPay to anyone looking for a reliable, instant loan service. Great job to the team behind this amazing app!
Developer Response
Thank you for the 5-star rating, Mithun!😊 We're thrilled to hear you’re satisfied with our service. -Team FatakPay.
Unauthorised Auto-Pay Without Active Loan — Requesting Refund
Sai karthik22
I’m really disappointed with my recent experience using the FatakPay app. The app automatically deducted money from my account even though I currently have no active loans with them. This is very concerning because there was no prior notification or approval for the auto-debit.I have already contacted customer support and requested a refund of the deducted amount. I hope the team resolves this issue quickly and ensures such errors don’t happen again. It’s important for a financial app to maintain transparency and accuracy in transactions.Until this is resolved, I’d advise others to check their linked accounts regularly and be cautious about enabling auto-pay options on the app.
Developer Response
Sorry to hear this, Sai To resolve faster please send us your details along with your registered number or loan ID at reviews@fatakpay.com . Our team will get back to you shortly. – Team FatakPay.
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Version 2.10
The developer, FatakPay Digital Private Limited., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
FatakPay Digital Private Limited
Size
107 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0.0 or later and a Mac with Apple M1 chip or later.