Fibe Instant Personal Loan App 4+
Instant Cash Loan| Credit Line
Social Worth Technologies Private Limited
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Fibe is an instant personal loan app that offers personal loan to salaried individuals for up to ₹5 lacs at low interest rate. Quick disbursal with minimum paperwork
Do you need quick cash? Then, Fibe Instant Personal Loan App is the ultimate solution. With Fibe, you can get instant cash loan and have the money transferred to your account in just two minutes.
Key Features of Fibe Personal Loan App:
• Instant Loan Amounts: Get instant loans ranging from ₹5,000 to ₹5 lacs, tailored to your needs.
• Personal Loan Tenure: Choose a tenure that suits your convenience, ranging from 3 to 36 months.
• 100% Digital Process: Enjoy our credit line loan app fully digital application process, which eliminates long queues and saves your precious time.
• Minimal Documentation: All you need is your PAN, Aadhaar card, and salary account bank statement.
• No Collateral Required: Get an instant cash loan without being worried about securing collateral.
• No Pre-closure Charges: Pay off your loan early without any additional fees.
Why Choose Fibe?
With over ₹20,000+ crores worth of instant loans disbursed and 6 million+ loans approved, Fibe is a name you can rely on. Join our 21 lacs+ satisfied customers who have experienced the convenience of Fibe's Personal Loan App.
Example on how Personal loans from Fibe work
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST): ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%
Personal Loan Eligibility Criteria
• Salaried Individuals
• Above 21 years
• Minimum take-home salary per month ₹15K
How do you apply for an instant personal loan on Fibe?
Applying for an instant cash loan is easy on the Fibe-Instant personal loan app. Follow these steps:
1. Download the Fibe instant personal loan app and log in.
2. Fill in your basic details and upload the required documents.
3. Choose your desired instant loan amount and tenure.
4. Get the money transferred to your account in just 2 minutes.
Instant Cash Loan Fees and Charges
Interest Rate: Starting at 2% per month
Processing Fee: Up to 3% of the loan amount
Bounce Charges: ₹500
APR (Annual Percentage Rate): Ranges from 16.75% to a maximum of 36%(This may vary subject to Tenure)
Late Payment Charges: ₹500 or 3% of the loan amount, whichever is higher, based on the overdue amount
Stamp Duty: 0.1% of the loan amount
Mandate Rejection Charges: ₹250 + GST
Pre-closure Charges: ₹0
At Fibe, we believe in transparency. All fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our instant personal loan app.
About Fibe (EarlySalary)
Fibe App is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit.
Our Partner NBFCs
• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
• Cholamandalam Investment & Finance Company Limited (CIFCL)
How to contact Fibe:
Telephone: 020-67639797
Email: care@fibe.in
What’s New
Version 11.21
Experience a smooth journey from download to approval in just 8 questions with our newly enhanced app.
- Latest update includes a cutting-edge Credit Score Analyser, ensuring you're always in the know about your credit health and offering personalised tips for improvement
- Engage effortlessly with our user-friendly conversational UI, now enriched with new engaging features like games, stores and many more
- Benefit from faster loan application processes, boasting instant approval for your convenience
- Enjoy a fresh, modernised look and feel, making your financial journey both efficient and visually appealing
Ratings and Reviews
Can’t trust on notifications
I was a very old costumer of early salary and now which is fibe. I have taken a multiple loans on Fibe and paid multiple EMI’S mean while I got a notification as close the loan and eligible to apply and can avail full amount. I have paid almost 70k in a single shot to close the loan and reapply for some other commitments. When I have freshly applied loan it was showing not eligible. And when contacted to customer care they were telling it’s system generated and can’t do anything. I have paid my whole salary with expectation that I can avail new loan with more amount but they have cheated to get the whole amount in single shot and made not eligible. Was managing with very difficulty bcz I have other commitments also for which I don’t have money. Over all I just want say to Fibe don’t send msg and notifications that pay remaining amount of loan and avail full amount and don’t pay with emotions with the customers.
Poor customer experience
I have an active loan and due to medical reasons i would not able to make the payment on time. For which as discussed with them i have sent the medical records as well. Eventhough i have given PTP date - which is on 15th of feb i used to get multiple calls - i.e one hour once and each person asking the same question why the payment got delayed. When i question them that eventhough i have committed to pay, they calling continuously and they insist to attend ever call and answer the question as i have not paid the amount on time. I really wonder once i confirmed the ptp date over email and on multiple calls - i wonder they continue to call customers and annoying them even down during medical conditions. Financial exception are happen to everyone. As indicated i have made the payment as per PTP date but i wish to bring to a notice that the executive who calling clients are rude and not following fair practices of NBFCS. One of the worst behaviour i faced ever. They also used to call my reference contacts which is against fair collection practices. Their way of handling customers is worsen than local money lenders. If they continue to be like this - their reputation will be soon at risk.
Loan Inquiry
Hello Team,
I am very old customer of EarlySalary since 2019 which is FIBE now. I have paid my payments on time for many years, apart from two miss payments in 2024 for just 10 days due medical and personal reason I could not apply again. Recently in month of Oct I paid the whole outstanding in 1 shot and cleared the loan. Later after few days could not apply for fresh loan, not sure why?. When I spoke to your team they created a new account for me and ask to apply a fresh loan but still it didn’t work out.
I started with 20k limit to 2 lakhs and paid on time. Just for two miss or delayed payments I am not getting loan now. Also want to bring you your notice as, my CIBIL score is 662 as per RBI approved TRANSUNION report which 90% of bank or NBFC check. Not sure why in FIBE it show as 590 which is huge difference.
My only request is to get me a loan looking at my bonding and repayment history with EARLYSALARY OR FIBE. I used to make payments before the due date. Kindly look into it and do the needful.
Thankyou
Sharath
App Privacy
The developer, Social Worth Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Identifiers
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Social Worth Technologies Private Limited
- Size
- 133.7 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Social Worth Technologies Pvt. Ltd.
- Price
- Free