Instarem: Send & spend abroad

Name: Instarem: Send & spend abroad
Rating: 4.4 (510 reviews)
Author: Instarem India Private Limited

Money transfer & amaze card

Free

510 Ratings
Ages

4+
Years
Category

Finance
Developer

Instarem India Private Limited
Language

EN
English
Size

318
MB

SEND MONEY ABROAD EASILY AT GREAT EXCHANGE RATES | FAST & SECURE MONEY TRANSFER Join over 1 million customers who trust Instarem for fast, secure, and low-cost international money transfers. Founded in 2014 and part of fintech unicorn Nium, Instarem makes sending money overseas simple, affordable, and reliable. Whether you're supporting your family, paying international vendors, or sending money back home, Instarem is the best app for international money transfers. With competitive foreign exchange rates, low fees, and instant remittance, your cross-border payments are always in good hands. — TRY US WITH A SPECIAL FIRST-TIME OFFER — Enjoy an exclusive welcome offer on your first money transfer—whether it’s zero fees, better rates, or both. Sign up to see what’s waiting for you. — WHY CHOOSE INSTAREM? — • Fast & secure money transfers - Send money globally in minutes, with bank-grade security and real-time tracking. • Low-cost remittance -Get better-than-bank foreign exchange rates and low, transparent fees—no hidden charges. • Trusted global remittance app -Licensed and regulated in 11 jurisdictions for safe, reliable remittance. — TOP FEATURES OF THE INSTAREM MONEY TRANSFER APP — • Send money internationally to over 60 countries • Currency conversion rates with real-time FX rate checker • Rate alerts to track your preferred exchange rate • Rewards program that gives you rewards on every transfer, referral, and sign-up—redeemable for discounts or air miles • amaze card: multi-currency travel card with no annual or FX fees. Use with Apple Pay or Google Pay. Earn miles, and enjoy exclusive travel perks — SAFE & TRANSPARENT REMITTANCE — • Regulated in 11 jurisdictions • No hidden fees—just clear, upfront pricing unlike banks or traditional remittance services — SEND FROM — SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR — SEND TO — INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more — FLEXIBLE WAYS TO PAY AND RECEIVE MONEY — Choose from a wide range of payment and payout options tailored to your convenience. • Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer • Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet. **Note-methods vary by country. — AWARD-WINNING SERVICE — • Best Value International Money Transfer Provider – Mozo Experts Choice (Australia, 2021 & 2020) • Blockchain Innovator Award – Swell by Ripple (2019) • Excellence in Payments – Fintech Australia (2018) — GET STARTED IN 3 EASY STEPS — 1. Download the Instarem app – it’s free 2. Sign up with your email or Google account 3. Verify your details and start sending money abroad — NEED HELP? — Chat with us 24/7 via the Help Center in the app or visit International Money Transfer | Send Money Abroad | Instarem USA Stay connected: Facebook: www.facebook.com/GetInstarem/ Instagram: www.instagram.com/instarem/ LinkedIn: www.linkedin.com/company/instarem/ Twitter: www.twitter.com/getinstarem/

Ratings & Reviews

4.4

out of 5

510 Ratings

Immediate fund transfer in 1-2 min funds can be seen in our bank. Very convenient.
18/07/2022

MR.Valli
Funds got to receiving bank just within 1-2 min of our money transfer to Instarem.Very easy process.Gives a very reasonable time frame (36 hrs) to be able to send money to Instarem so that gives the rate fixed.There is a charge (like 30 points less to IBR) when converting SGD to INR, wished it can be a bit lower though I used some points and coupon so that saved that bit bit may not be always available like that!Overall good and reliable.
Immediate fund transfer in 1-2 min funds can be seen in our bank. Very convenient.
18/07/2022

MR.Valli

Funds got to receiving bank just within 1-2 min of our money transfer to Instarem.Very easy process.Gives a very reasonable time frame (36 hrs) to be able to send money to Instarem so that gives the rate fixed.There is a charge (like 30 points less to IBR) when converting SGD to INR, wished it can be a bit lower though I used some points and coupon so that saved that bit bit may not be always available like that!Overall good and reliable.
Horrible customer support and grievance handling
10/02/2020

Gaming vision
The team at InstaReM seems to be extremely incompetent. I tried transferring money to Australia from India, the money was transferred within 24 hours of initiating the transaction from my end. InstaReM still went ahead and cancelled my transaction. This was done on Feb 1st and it’s 10th today. Despite giving them all the proofs and statement etc, they have eaten up my money, not transferred it to the beneficiary and have not returned it to me either. They have stopped responding to me emails, their customer care number is always not reachable. They are so dumb, they’ve written me an email stating that I need to initiate the transfer again and not transfer any funds and give them the reference number. I feel it’s a joke to even say this to someone. I am completely cheated, they are fraud. They have not replied to 3 of my last emails sent to them. I wish I could attach a screenshot here. They are cheats.

Developer Response
Hi Gaming Vision. Please accept our sincere apology for the trouble caused. We do understand your frustration as such issue should not have occurred in the first place. As we are not able to see your contact information here, and if you cannot get in touch with us via email or call, kindly initiate a chat on or website and an agent will be able to assist you.
Horrible customer support and grievance handling
10/02/2020

Gaming vision

The team at InstaReM seems to be extremely incompetent. I tried transferring money to Australia from India, the money was transferred within 24 hours of initiating the transaction from my end. InstaReM still went ahead and cancelled my transaction. This was done on Feb 1st and it’s 10th today. Despite giving them all the proofs and statement etc, they have eaten up my money, not transferred it to the beneficiary and have not returned it to me either. They have stopped responding to me emails, their customer care number is always not reachable. They are so dumb, they’ve written me an email stating that I need to initiate the transfer again and not transfer any funds and give them the reference number. I feel it’s a joke to even say this to someone. I am completely cheated, they are fraud. They have not replied to 3 of my last emails sent to them. I wish I could attach a screenshot here. They are cheats.
Developer Response 11/02/2020
Hi Gaming Vision. Please accept our sincere apology for the trouble caused. We do understand your frustration as such issue should not have occurred in the first place. As we are not able to see your contact information here, and if you cannot get in touch with us via email or call, kindly initiate a chat on or website and an agent will be able to assist you.
Opaque procedure. Not reliable
06/03/2020

Ashish718827
I transferred my education fee on 4th march. When I transferred them the amount the money Euro was at 81. I transferred them 7200euros worth of Inr. 2 days later on 6th march they refunded my money citing their “internal policy” which they can’t reveal. Apparently they remember this policy after 2 days of payment. Euro jumped from 81 to 84 on 6th feb. Now there are only two reasons why they cancelled my transactions : case 1 : they bought euros on the first day and then profitted whopping 21k INR by returning me the money at older rates. Case 2 : they didn’t bought Euros at that time and now it will cost them extra to do the same transaction.Either case they are “not reliable”. I advise you to stick with western Union or your banks. Their customer support is like you are talking to robot citing “undisclosed internal policy” to carry out whatever they want. I am never going to use it. And I advise you too to not use it. Have a nice day.

Developer Response
Hi Ashish, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority.
Opaque procedure. Not reliable
06/03/2020

Ashish718827

I transferred my education fee on 4th march. When I transferred them the amount the money Euro was at 81. I transferred them 7200euros worth of Inr. 2 days later on 6th march they refunded my money citing their “internal policy” which they can’t reveal. Apparently they remember this policy after 2 days of payment. Euro jumped from 81 to 84 on 6th feb. Now there are only two reasons why they cancelled my transactions : case 1 : they bought euros on the first day and then profitted whopping 21k INR by returning me the money at older rates. Case 2 : they didn’t bought Euros at that time and now it will cost them extra to do the same transaction.Either case they are “not reliable”. I advise you to stick with western Union or your banks. Their customer support is like you are talking to robot citing “undisclosed internal policy” to carry out whatever they want. I am never going to use it. And I advise you too to not use it. Have a nice day.
Developer Response 09/03/2020
Hi Ashish, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority.
Quick transfer
19/07/2022

PMInsta
Super impressed with the transfer functionality. It happened at a lightening speed and before I could close the bank app for making the payment - there was receipt credited in the recipient account. I will request the Instarem team to look at the processing charges and try to either reduce the charges or remove it - understand that it will come at the cost of exchange rate which they offer - but am sure they can look at it - other wise mighty impressed…
Quick transfer
19/07/2022

PMInsta

Super impressed with the transfer functionality. It happened at a lightening speed and before I could close the bank app for making the payment - there was receipt credited in the recipient account. I will request the Instarem team to look at the processing charges and try to either reduce the charges or remove it - understand that it will come at the cost of exchange rate which they offer - but am sure they can look at it - other wise mighty impressed…

Smarter, simpler payments are here with 3 new upgrades. You can now: • Send money faster using Apple Pay on your iOS device. No card details or app-switching required. • Top up your amaze wallet via Apple Pay. It’s quick, secure and private. • Top up via your linked bank account, fast and fee-free without leaving your app.

Version 3.17.9

08/12/2025

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Instarem: Send & spend abroad

Money transfer & amaze card

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What’s New

Version 3.17.9

App Privacy

Data Linked to You

Data Not Linked to You

Accessibility

Supported Features

Larger Text

Dark Interface

Information

Supports

Wallet

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