Invest in 5000+ Direct Mutual Funds with zero commission, and now US Stocks. Earn more on idle money with Surplus and track all your investments in one place.
Invest in 5000+ Direct Mutual Funds with zero commission, and now US Stocks. Earn more on idle money with Surplus and invest in FDs without lock-in.
Kuvera by CRED is a Direct Mutual Funds and SIP investment app and mutual fund tracker, now with US Stocks. Invest, monitor, and manage all your investments in one place.
INVEST IN 5000+ DIRECT MUTUAL FUNDS
- Start a SIP or invest lump sum in 5000+ direct mutual fund plans from all AMCs - SBI Mutual Fund, ICICI Prudential, HDFC Mutual Funds, Nippon India Mutual Fund, Kotak MF, Quant, Aditya Birla Sun Life, Axis Mutual Fund, Mirae Asset, Motilal Oswal Mutual Funds & more
- Equity, Debt, Hybrid, Index Funds, Balanced Funds, Fund of Funds
- Pay zero commission. Invest directly with AMCs, in your name
- Switch from regular to direct mutual fund plans for free - earn up to 1.5% higher returns
- Your mutual fund central - one mutual fund tracker for every AMC, every SIP, and every fund you hold
INVEST IN US STOCKS
Own a slice of the world's biggest companies like Apple, Google, Microsoft, Amazon and more. Invest in US stocks and ETFs, right alongside your mutual funds.
SURPLUS - YOUR IDLE MONEY EARNS MORE
Cash sitting idle earns little. Surplus moves it into liquid mutual funds so it earns more while you decide what to do next.
- Instant redemption up to ₹4 lakhs per day
- SEBI caps instant redemption per fund at ₹50,000 or 90% of invested amount, whichever is lower
UNDERSTAND HOW YOU INVEST - NOT JUST WHAT
- Discipline - Track your consistency in entries, exits, and SIP behaviour
- Allocation - Monitor concentration across asset classes and sectors
- Performance - Compare your returns against custom benchmarks
SAVE TAX. PLAN SMARTER.
- Save tax with ELSS mutual funds under Section 80C
- Save up to ₹10,000 in LTCG taxes every FY with Tax Harvesting
- Save 35% over 20 years by investing in direct mutual funds vs regular plans
INVEST IN GOLD MUTUAL FUNDS
- Invest in digital gold mutual funds safely and seamlessly
- Diversify your portfolio with gold as an asset class
COMPARE & RESEARCH FUNDS
- Compare funds against Nifty 50, Nifty Next 50, Nifty MidCap 100, Nifty SmallCap 100
- Most bought, most sold & most watchlisted mutual funds and SIPs
- Full capital gains and ELSS transaction reports
PORTFOLIO & GOAL PLANNING
- Set financial goals - home, retirement, child's education
- Family account - manage investments for spouse and parents under one login
- Import all external investments via CAS (Consolidated Account Statement)
IN SAFE HANDS
Your mutual fund units are held directly with AMCs in your name
- 128-bit bank-grade encryption
- ISO/IEC 27001:2013 certified
- SEBI Registered Investment Advisor - INA200005166
Need help? Write to us at help@kuvera.in
MUTUAL FUNDS DISCLOSURE
AREVUK Advisory Services Pvt Ltd | SEBI Registration No. INA200005166
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance or assurance of returns.
US STOCKS DISCLOSURE
US Stocks on Kuvera are offered by Spenny Fintech Private Limited, a broker dealer registered with IFSCA (Reg. No. CMI2026BDK1083), operating from IFSC, GIFT City.
I am using this app from last few days (though I haven’t started investing) and looking what it offers. They offer some of the good features. But what i feel is user interface can still be improved. Below are some examples.- When we click menu and do scroll, scrollbar is shown in right side and it’s going up or down according you scroll but menu content does not.- Add bank page does not have back button or close button. I have to close the app from back ground or click on kuvera logo to come back to home page (which is not good)- You are refreshing content on many pages and i feel going back to previous screen is not handled well like other iOS apps. Can you please check all your pages for close and back button? And giving functionality of back (like sliding finger from left screen edge !) so that we don’t have to go to menu to dashboard every time to come out of current screen. You’re just making user to start all over again everytime. Looks like app is not app and webview only !I am using latest kuvera app on my iPhone 5s (iOS 12.4.4)
The New Update Removes What I Liked
Royalfalcon7
I have been on Kuvera for about 7-8 years now and I used to love Kuvera because it cleanly showed only the mutual fund investments I made through the app—simple, focused, and perfect for tracking my direct SIPs and transactions without clutter. The latest update changes this by forcing aggregation of all mutual fund investments from every platform (Zerodha, Groww, etc.), which I really don’t like.This “all-in-one view” adds unwanted noise. I already check other apps for my external holdings—why complicate Kuvera by mixing them in? Now, my portfolio view is bloated with investments I didn’t make through Kuvera, making it harder to quickly see what matters: my direct investments on this platform.My request is straightforward: bring back two separate views. One for “All Investments” (if you want aggregation), and one for “Kuvera-only” (my preferred default). Without this toggle, the app feels less useful to me.Until they fix this, I’d recommend Kuvera only if you want full aggregation. If you, like me, prefer tracking solely your Kuvera investments, you might be disappointed.
Developer Response
Hi, Thanks for sticking with us as we grow. We appreciate your feedback and are rolling out regular updates. So keep an eye out for what’s next.For better assistance, we request you to raise your query at help@kuvera.in
Disappointing Update - Lost a Key Feature and Simplicity
NiravOza1234
The new update has removed a core feature that many users relied on — managing family accounts under a single login. Since the update, which now seems heavily focused on showcasing CRED, this functionality appears to be gone, and there’s no clear way to access or manage family members’ accounts from one login anymore.This change takes away a major convenience that made the app simple and practical to use. It’s disappointing to see an update reduce usability instead of improving it. If this isn’t addressed soon, many users may have to consider switching to other apps that offer a more straightforward and user-friendly experience.A clear example of how one update can negatively impact the simplicity and value of an otherwise useful app.
All the best features have been removed in the new app
FortyFourDucks
The older version of the app was so much better. It had really useful features like Tax Harvesting, tracking EPF, updating offline gold investments within the portfolio for an easy overview of all investments both online and offline, etc. All of these features were extremely useful and, perhaps, the only reason I used Kuvera instead of other apps like Groww. Sadly, all of these features have now been removed and Kuvera has gone from being the best app to perhaps the worst in terms of functionality. Cred has taken an amazing product and destroyed it completely. Nobody cares about the fancy design aesthetics of these apps. Customers want an app that delivers value – this is something Cred and Kunal have struggled to understand forever. Goodbye, Kuvera. After nearly a decade on Kuvera, I am now reluctantly switching to another app.
Introducing US Stocks on Kuvera by CRED
US Stocks:
- Invest in US stocks and ETFs
- Own a slice of Apple, Google, Microsoft, Amazon and more
Custody:
- Mutual fund units remain held with AMCs, in your name
Support:
- help@kuvera.in
Disclaimer:
- Investments are subject to market risks
- Read all documents carefully before investing
- US Stocks are offered by Spenny Fintech Private Limited (IFSCA Reg. No. CMI2026BDK1083), an Introducing Broker to Alpaca Securities India IFSC Private Limited.
Version 3.0.1
The developer, Dreamplug, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
