Jupiter Money is India's most-loved financial wellness app, trusted by more than 30 Lakh Indians.
Earn ₹50,000+ every year with a lifetime free credit card
→ Get the Edge+ CSB Bank RuPay Credit Card, exclusively on Jupiter
→ Lifetime free credit card with no annual fee
→ 10% cashback on shopping brands like Amazon, Myntra, Flipkart and more
→ 5% cashback on travel brands like MakeMyTrip, Yatra, and more
→ 1% cashback on all other UPI and credit card spends
→ Scan any QR & pay with this UPI credit card
→ Get up to ₹7,00,000 credit limit
Already have a RuPay Credit Card? Link it on Jupiter for up to 2% assured cashback!
Earn 1% Rewards on your spends* with UPI payments & Debit Card
→ Fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ Your money is insured up to Rs. 5 Lakh by DICGC
Always stay in control of your money
→ Track all bank accounts in 1 place
→ Set a monthly Budget to reduce overspending
→ Get regular bill reminders to improve your credit score
Upgrade to the most rewarding corporate Salary Account online:
→ Earn up to 1% cashback on spends*
→ Get Mini Loans up to Rs. 50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges
Mutual Funds on Jupiter: The smarter way to invest online!
→ Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
→ Invest once, or auto-invest daily, weekly, or monthly
→ Start small with No-Penalty SIPs starting at just ₹100
24K 99.99% Purest Digital Gold on Jupiter
→ Buy & sell anytime
→ Invest once, or auto-save daily, weekly, or monthly
Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform.
→ Get a Mini Loan up to Rs. 50,000
→ Get a Personal Loan up to Rs. 5 Lakh
→ Track your Loans and never miss an EMI payment
Lending partners:
Amica Finance Pvt Ltd (AFPL)
Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India)
> The minimum period for Personal Loan repayment is 3 months. The maximum period for Personal Loan repayment is 36 months.
Annual Interest rate (monthly reducing rate): 15-30%
Maximum APR on Personal Loan: Up to 65.91%
The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.
> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877
For queries & support: support@jupiter.money
Permissions used by Jupiter:
Location: Detect suspicious UPI activity (required by NPCI)
Contacts: Select people to pay via UPI
Camera: Scan QR codes and verify identity
Phone: Verify your SIM and link its number to Jupiter
Send/read SMS: Register UPI and track financial transactions and bills
Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC.
The Edge+ CSB Bank Credit Card is issued by CSB Bank, a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. Cashback depends on spend patterns, category-wise rates, and merchant eligibility. Users can earn ₹50,000+ annually. 1% cashback on 'Others' is uncapped. Fees and charges may apply. UPI via RuPay is subject to NPCI guidelines and merchant acceptance.
Jupiter Money / Jupiter Edge is wholly owned and operated by Amica Financial Technologies Private Limited. It has no affiliation, partnership, or connection whatsoever with Jupiter Capital Private Limited, Bangalore or any of its associated entities.
A Truly Fantastic App – Exactly What I Envisioned!
Manjunath Neelmath
I’ve been using the Jupiter UPI application for the past two and a half years, and I can confidently say that it has exceeded all my expectations. From the moment I started using it, I fell in love with its intuitive design and remarkable features.One of the best aspects of the app is how effortlessly it allows me to manage my investments. Whether it’s tracking my portfolio or checking my savings and current accounts, everything is just a click away. The user interface is sleek, modern, and simply delightful – it makes managing my finances a pleasurable experience.Another feature that stands out is how easy it is to keep track of my expenses. I can see exactly when and where I’ve spent money, with a clear breakdown of each transaction. It’s perfect for anyone who wants to stay on top of their spending habits and budget more effectively.The customer support is outstanding too! Whenever I’ve had questions or needed assistance, they’ve always been quick and helpful, which really enhances the overall experience. The CSB credit card feature is also a game-changer, especially with the jewels earned on every transaction – it’s a rewarding experience in more ways than one.In short, this app is everything I ever imagined a financial management app to be. It’s user-friendly, feature-packed, and incredibly reliable. Jupiter UPI has truly set the bar high, and I couldn’t be more satisfied!This review highlights the app’s strengths and reflects your genuine appreciation, making it informative and relatable to others.
Developer Response
Hello Manjunath, we’re over the moon with your 5-star review! We’re dedicated to making sure every customer has a fantastic experience with us, and it’s wonderful to know we hit the mark.
Brilliant App but Worst KYC experience
Chess engine
Gist: The Jupier app is great, but the Fedral Bank KYC process is frustratingly slow, inefficient, and handled by unhelpful Fedral Bank agents who blindly follow rules without offering solutions. Despite multiple attempts, technical issues, long wait times, and unnecessary disconnections made the process a absolute nightmare and waste of time. Opinion: KYC should be smooth and hassle-free, but this was anything but. After wasting so much time on a holiday, I finally gave up and decided to accept whatever restrictions the Federal Bank imposes. Full Experience: The waiting time was misleading—though the queue showed only three people, I kept waiting endlessly even when I was next. When I finally connected, the first agent claimed she couldn’t hear me, leading to multiple disconnections. Another agent asked me to use Bluetooth headphones, which didn’t help, and even suggested I find someone else’s phone to redo the process. How is that a solution? The agents were robotic, lacked basic courtesy, and blindly followed the process without any attempt to help. There was no option to select ‘Graphic Designer’ in the app, so I had to choose ‘Marketing & Sales.’ During video KYC, the agent questioned my profession, and when I explained, she disconnected without even trying to resolve the issue. After multiple failed attempts, I finally gave up. The entire process was extremely frustrating, time-consuming, and unnecessarily complicated.
Developer Response
Hello, we’re very sorry to hear that you had a disappointing experience. Please reach out to us at: https://docs.google.com/forms/d/1wF-iMqEHAm09GUq-dO4dTGF41j_dcpPrynB3lYV1mOU/viewform?edit_requested=true. We value your feedback and hope to restore your confidence in our services.Thank you.
Scamming people under disguise of “policies”
Hannan Afzal
I Made an account on the app gave my adhaar and pan details and before Landing on the dashboard it made me transfer 5000 and also gave me an option to pay 245 for a physical debit card. After all the payments were done, it prompted me to complete my vKYC. On clicking the link it showed, cant complete the process as I am outside India which was not true. Raised a ticket of this issue and got this reply “we cant process your request because of some policy that even I dont have info about”. I escalated the matter then got a call where they explained that federal bank does not operate in my location and they got my location when I tried to join vKYC call which is a very lame excuse as they already had my aafhaar and pan info. I asked them to close my account and refund the amount that I have paid for the debit card but their excuse was they can only initiate a refund through jars which is a feature that I can access only after I complete my vKYC. They had my adhaar my pan and they claim they didnt know my location before joining the link. This is absolutely disgusting service from Jupiter’s end. Probably the worst neo bank service I have used.
Developer Response
Hello Hannan! We regret any inconvenience this may have cause. We're in the process of expanding our serviceable location on a wider scale. Once your location becomes accessible, you'll be notified. Thank you for your understanding.
3 stars just to get attention to the review
Haider98
Okay I love the app, it’s great, helps me keep track of my spends. I gave three stars hoping to catch attention to this - please make widgets! Especially ones to directly go to payment from screen (tried ios shortcuts, it’s buggy and usually only opens the app but not the scanner) and a few more such as showing balance in widgets. That would be very helpful to keep track of money and help spend less. No app does this and it’d be great to know balance at all times (at least of the linked federal bank) so that I can be conscious of the spends and pair this with a “days remaining to salary” that’d be amazing. Few more suggestions - please don’t bombard the app with random notifications, especially advertisements like investing in gold when I open the app for payments. This is a big annoyance to the level that I may use another app for upi.
Developer Response
Hello Haider, thank you for your 3-star rating. We value your feedback and are committed to providing an even better experience in the future.We’re really glad to hear you love the app and appreciate your detailed suggestions. To help us explore them further, kindly share them via this form: https://forms.gle/bxgLthWg97Minz3u8We're always working to make the app better for you.
You know that feeling when something finally clicks into place?
When a door opens smoothly, a payment goes through on the first try, a question gets answered instantly.
This week, we made a bunch of invisible fixes so those moments happen more often.
The kind of stuff that doesn't grab headlines but makes your day just work a little better.
Update the app and feel the difference.
Version 3.2.67
The developer, Amica Financial Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
AMICA FINANCIAL TECHNOLOGIES PRIVATE LIMITED
Size
153.7 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
18+
18+
This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
