KreditBee: Personal Loan App 4+

Instant Online Loan Approval

Finnovation Tech Solutions Private Limited

    • Free

iPhone Screenshots


Need an urgent loan? KreditBee is the best online loan app that gives you money in the bank within 10 minutes.

With KreditBee, get funds anytime, anywhere.

As an instant personal loan app trusted by over 50 million users across the country, we offer an instant personal loan online from Rs. 1,000/- to Rs. 3,00,000/ with an interest rate ranging from 0% to 29.95% and for tenures from 62 days to 24 months.

With no paperwork and low processing fees, avail easy and quick loans online and get instant credit directly into your bank account within 10 minutes.

~ KreditBee offers online loans between ₹1,000 to ₹3,00,000.
~ Loan interest rates range between 0% to 29.95% each year.
~ Loan tenures range between 62 days to 24 months.

Why Choose KreditBee?

● Fast Loan Approval and Quick Disbursal: With a 100% online process, get fast approval and quick loan disbursal.

● Loan for All Purposes and Needs: Low-interest loans to fulfil all types of credit needs, including covering emergency expenses, consolidating debt, travel, shopping and much more.

● Flexible Interest Rates and Tenures: Online personal loans with interest rates from 0% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 62 days to 24 months for repayment of the loan.

● Transparency and Security: We only work with RBI-certified NBFCs/banks guaranteed to be transparent, safe and secure.

Our Loan Offerings

► Flexi Personal Loan - We offer personal loans ranging from ₹1,000 to ₹50,000 with short reimbursement tenures of 2-10 months in case you need urgent funds. Documentation required for this loan consists of just a PAN card and proof of address.

► Personal Loan for Salaried - Personal Loan for Salaried offers funds between ₹10,000 to ₹3,00,000 with flexible disbursement tenure ranging from 3 to 24 months. You need a PAN card, address proof and salary proof, to avail the loan.

► Personal Loan for Self-Employed - Personal Loan for Self-Employed ranges between ₹5,000 to ₹1,50,000 with flexible repayment terms from 3 to 12 months. The documentation required to avail this loan consists of a PAN card and proof of address and income.

► Purchase Loan – Offline shopping made easy with easy purchase loan facility, for an amount upto ₹1,50,000. Shop offline at any of our checkout financing merchant partners (2 Lakh+ Mswipe POS). Repay the amount in easy EMIs without any processing fees and flat interest rate of 18%. You need a PAN card and address proof to avail a Purchase Loan.

Top Features
- Simple EMIs: Payback in 2-24 months at your leisure.
- 100% Online: The application process is completely paperless.
- Complete Transparency: There are no hidden costs.
- Languages: Available in both Hindi and English.

Personal Loan for Salaried Individuals (Example)
■ Loan Amount: Rs. 50,000
■ Tenure: 12 months
■ Rate of Interest: 20% per annum
■ Processing Fee: Rs. 1,250 (2.5%)
■ Onboarding Fee for New Customers: Rs. 200
■ GST on Onboarding and Processing Fee: Rs. 261
■ Total Interest: Rs. 5,581
■ EMI: Rs. 4,632
■ APR: 22.9%
■ Amount Disbursed: Rs. 48,289
■ Total Repayment Amount: Rs. 55,581

a. Must be an Indian national
b. Must be over the age of 21
c. Must have a steady source of income on a monthly basis

Steps to avail a loan
1. Install KreditBee app
2. Sign up with your mobile number
3. Fill in basic information and check your eligibility
4. Upload KYC documents and get your profile verified
6. Provide your bank details
7. Choose your loan amount and tenure
8. Get loan disbursed directly into your bank account

Call: 08044292200

Let’s Connect!

Download the instant personal loan app now to get an instant personal loan online!

What’s New

Version 1.1.4

Enhanced navigation between pages
Updated few services to latest versions
Under the hood fixes

Ratings and Reviews

4.4 out of 5
11K Ratings

11K Ratings

albiheart ,

Goons app

Think million times before taking a loan through this app. The loan recovering agents will start bugging you even if you skip the repayment date by a day and not just male agents but female as well. Even if you agree to pay the late fees, they will keep on threatening you. They will threaten you by calling and by saying stuff like I will keep on calling you until ans unless you don’t pay the loan. Yes I was said this by a female agent.
She was so arrogant and she said insisted that until and unless you don’t pay the loan I won’t let you hang up the call. They will call you day and night.

Worst loan app ever.
P.S you can’t write a negative review until and unless u give 5 stars

NS776 ,

Goons and Liars

I have a loan as well as a prepaid kreditbee card, which I have paid timely and in full, respectively. However, the prepaid card, even though I was charged for it, did not work 90% of the time and not only was it inconvenient, embarrassing but I also felt cheated. I called and emailed kreditbee support but all I got were copy paste replies and the last reply was nothing short of a threat informing me that my CIBIL can be affected and I can face problems applying for a loan in the future! I could not believe it and sent a email to their so-called nodal officer and guess who replied to it? Kreditbee support!! They have zero customer service or grievance redressal and it doesn’t matter to them what problems the customer is facing and don’t even get me started with repayments. They will start bombarding you with calls, texts and WhatsApp messages 3 days before the due date! Not just one or two messages but literally 30-40 messages/calls a day. Now, I noticed that they removed the prepaid card from my account, which they have charged me for!

In the foregoing, I can not in good conscience recommend ANYONE to avail services from these goons and bullies. I don’t know if they will fix the issues or if make my life more difficult for this review but I will NOT backdown till they refund my money or reinstate my card!!

Developer Response ,

Dear Customer, we regret the inconvenience caused. Please help us with your contact details so that we can look into it and resolve the issues at the earliest.

Team KreditBee

Krishna Rao CA ,

Beware. They will torture you

Beware of Kreditbee. They will torture you. They will ruin your credit. I took a loan of 15,000 INR from them and paid it off In time. Despite paying it off on time, they reported to CIBIL that it is 89 days overdue. I filed a dispute with CIBIL. CIBIL informed that only lender can correct it. I contacted Kreditbee. They never reply to emails. They do not give a straight answer over the phone. I followed up more than 50 times. Finally they replied that they will look into it but they never really did. After following up for another 8 months and complaining about their practices to the banking institutions with which Kreditbee partners, finally they agreed that the loan is paid off and they said they will send a request to CIBIL and other credit reporting agencies to make corrections. They asked me to wait 10-15 days for these changes to reflect on the credit report. It has been 14 months since their email. The account is still show that it is under dispute. Never trust these people. They will screw up your credit report forever. They are the worst kind of loan sharks. Beware. Stay away. I took time and detailed my experience. Hope this will stop people from taking loans from this unethical company.

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

App Privacy

The developer, Finnovation Tech Solutions Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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