Enjoy Life, Debt Free.

Join the movement to save smart and spend smarter with Multipl.
Save for your future big-ticket spends - get right investments, spend less, and earn exciting rewards for saving. Plan Now, Buy Later with Multipl and get up to 5x more value for your money.

-> How to get started on the Multipl app?

Sign up with your exclusive invite code

Set up profile within minutes - one time KYC, e-mandate facility for automatic savings

Start with a goal - set a goal amount, purpose and duration - save towards that goal with automated SIP

Increase the value of your savings - get up to 5x more value by getting returns and saving more money through brands

Unlock milestones, levels, challenges and earn amazing rewards

-> Goal Based Saving for your future spends as well as wealth creation

Multipl enables you to balance your short term spendings with long term savings. No more compromising on the lifestyle you want.
You can create a goal for:

One-time expenses or savings - travel, home improvement, furnishing, gadgets, jewellery, bike, wedding

Annually Recurring spends - insurance, children’s education, anniversary, festivals

Long term and wealth savings - retirement, tax savings, emergency fund, wealth corpus

-> Get Risk-Adjusted Returns: Invest In Personalised, Commission-Free, Direct Mutual Funds

With Multipl, investing in mutual funds is made easy, fast & secured.
Get unbiased, direct mutual funds, commission-free and brokerage-free investment allocation which is personalized to your profile and goals.
Invest in direct mutual funds via SIP or lump sum at zero commission for free. If you are already an investor, switch your regular investment plans to direct mutual fund plans & earn extra returns.

Multipl Wealth Management is a SEBI Registered Investment Advisory

SEBI Registration Number: INA200014681

Note: Investments are subject to market risks. We do not guarantee any returns and shall not be responsible for any loss in investor’s capital.

-> Get Best Brand Savings From Your Favourite Brands

Being a Multipl app member, you get best savings and exclusive offers on travel, jewellery, electric scooters, bike, home furnishing, child’s online education, career courses, smartphones, appliances, TV, laptops, mattresses, home interiors, and many more lifestyle categories.

Some of our trusted brand partners are Yatra, Candere by Kalyan Jewellers, Pepperfry, Ather Energy, Vedantu, Livspace, Wakefit, Bluestone, Flo Mattress, Jigsaw, StayQrious, OnTrack, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Beyonder Travels, Voyaah, and more.

-> Stay Motivated to Save Positively with Exciting Rewards

Every time you start a goal and complete saving milestones for that goal, you earn Mbits (Multipl coin currency) and rewards
Stay on track with your goals, pay your saving SIPs, and level up to earn more rewards

-> Multipl app is safe & secure

Complete control - Track all goals and funds performance within the app. Stop, Redeem & Withdraw your savings anytime with one-click

Bank Grade level security - A high level of encryption standard is used for all transactions which makes Multipl as safe as a bank

No data sharing - we are 100% compliant with SEBI and do not share your data with anyone without consent. We do not sell your data to anyone.

-> Join the Multipl Movement

It’s time to move on from saving in bank savings account, Recurring Deposits (RD) and Fixed Deposits (FD). Avoid credit cards and EMI schemes to pay for your big-ticket spends. No more Buy Now, Pay Later.
Now switch to Plan Now, Buy Later with Multipl and enjoy more savings, more, offers, and more rewards.

Multipl is a one-stop personal finance app to plan your lifestyle, save for you high value future spends and financial goals, and spend smartly.
Enjoy Life, Debt-Free!


For any help or query, write to us on

What’s New

Version 1.13.2

UI tweaks and Bug fixes

Ratings and Reviews

4.8 out of 5
18 Ratings

18 Ratings

koopoppo ,

Never thought investment would be so easy.

Its been a month since i created my first goal and i never thought it would be so easy thanks to multipl team. The customer experience is A1 since DAY1 would recommend people to create their 1st goal with the MULTIPL team👏👏

Developer Response ,

Dear Koopoppo,

Thank you for your kind words. We look forward to you achieving your goals through Multipl. Keep enjoying life, debt free.

Team Multipl

rajat26sharma ,

Live life debt free

Using this app from last couple of months. Just loved it! Just a small suggestion, add some good brands so that we can create goals for them also…

Developer Response ,

Dear Rajat,

Thank you for your kind words. Our team is continuously working on partnering up with more brands, to get you the best offers. There are some amazing new brand goals about to be added in a few weeks time. We’ll keep you posted about them.

In the meantime, do check out the rewards. We’ve added several new exciting rewards in the last week itself 🙂

We look forward to you achieving your goals through Multipl.

Keep enjoying life, debt free.

Team Multipl

Kevin pk lucky ,

Very Unique app

Apps looks stunning and very helpful to achieve goals. Helps in saving money from unwanted expenses.

Developer Response ,

Dear Kevin,

Thank you for your kind words. We look forward to you achieving your goals through Multipl. Keep enjoying life, debt free.

Team Multipl

App Privacy

The developer, Multipl Wealth Management Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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