Paytm: Secure UPI Payments 4+

BHIM UPI, Recharge & Pay Bills

Paytm Mobile Solutions

Designed for iPhone

    • Free

iPhone Screenshots

Description

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is one stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband etc.) easily.

Your Paytm app is working and will keep working as usual beyond Feb 29th, 2024

Q: Can I continue to use Paytm to do recharges and pay my bills?
A: Yes, absolutely! You can continue using Paytm App for all your bill payments and recharges, like always. Rest assured, Paytm continues to support a wide range of payment options for your convenience.

Q: Can I continue to avail all other services on Paytm App (e.g. Movie ticket bookings, financial services & more)?
A: All other services on Paytm App are unaffected, you can continue to use them on Paytm as usual, now and beyond Feb 29th, 2024.

Q: Can I continue to use UPI on the Paytm app?
A: Absolutely! You can continue using UPI services on your Paytm App without any interruption. You can make QR code payment across stores, online payments and send money.

Q: Will Paytm QR work as before?
A: Paytm QR is exactly the same as before. Please continue using Paytm QR to accept fast, secure, and safe payments without any worries. All Paytm devices and services are operating as usual.

Know the right facts and details here - https://paytm.com/important-updates

Safe, Reliable and Superfast UPI Payments
● Enter mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using Unified Payment Interface (UPI).
● Set your UPI PIN, which is a 4 or 6 digit number. It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 200, no PIN required.

Get Instant Pre-approved Personal Loans
● Loan amount starting from 10K to 2.5 lac
● Repay loan within 3-60 months
● Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
● Loan Processing fee: 0- 6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://personalfinance.adityabirlacapital.com/pages/individual/platform_partners.aspx
● Clix Capital Services Pvt. Ltd: www.clix.capital/our-partners/paytm/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Use Postpaid Loan for all your everyday spends
● Postpaid Loan is a Spend Credit facility offered by Paytm’s NBFC partners in the form of small on-demand loans. It can be used to make online/offline purchases: groceries, fuel, shopping, restaurants, etc. Get instant credit of up to 60,000 and repay by 7th of next month.
● Credit Limit: 1,000 to 60,000
● Bill generation: 1st of every month
● Last date for repayment: 7th of the month
● Convenience fee: 0% to 3% plus GST

Eg:
A user has a credit limit of 10,000 with 1% convenience charge. If the user spends Rs. 5,000 in Jan, then on 1st Feb a bill for Rs.5,059 (spends + 1% convenience fee + GST) will be generated.

Our Lending partners:
● Aditya Birla Finance Ltd
● SMFG India Credit Company Ltd (Formerly Fullerton India Credit Company Ltd.)

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services

What’s New

Version 10.39.1

- Are you ready for an exciting app glow up? Your homepage now has a new look.
- Get your QR code directly from Scan & Pay page. More power at your fingertips!

Ratings and Reviews

4.7 out of 5
2.6M Ratings

2.6M Ratings

karanjeet s ,

This app is trash don’t download this app

I booked bus ticket on 20th December 9:AM via Paytm. Bus was cancelled at that time. i got a call from bus service and he said that this bus was cancelled we will provide other bus. and i said that ok at that time. But when i'm reached at arrival point that bus was trash. and i said that i'm not going on this bus because that was not good at all. then he said that you have not any other option you have to go on this bus otherwise i'm not gonna refund your amount and he said that in very rude way he said go to me in very abusing language. then i just go out from that bus and booked new ticket for another bus. Then i complaints on paytm regarding this paytm said that they will work on it will get back to you in 10 working days. Now i just called on paytm he said that person refuse to refund my amount. please help me. it's not about the money! it's about he said that just go i'm not going to refund you in very offensive language. And paytm says that we can’t help you in this Don’t download this app this this trash

Shubham 'the Hun ,

Frequent Updates

This hassle of updating the app every other day or probably twice in every week is really tiring , it’s convenient if you have WiFi but when you are in any public place or for that matter the majority of Internet users in this country depend on Mobile Data rather than WiFi and the increasing size of the application and sometimes due to high usage of data in a particular area/location, network server tends to be slow and results in consumption of extended duration of time thus , hassle . I know some points made here are beyond your control such as network providers and stuff , but you being one of the major payment gateway in India and having a renowned presence in market should design the app according to its users within this land mass , make it quicker and smoother .
The other day it was late night , my phone was gonna die and when I had to use paytm as I didn’t have any cash then , it consumed hell lotta time,eventually my battery flushed out helplessly I had to look for atm .

PS - Get rid of unnecessary options as Paytm mall within the app and some other less demanded features. Segregate the features and design various apps accordingly, now that people are aware that paytm has so many features they can install your various applications as per their need which would save time and resources as DATA but keep compatible user interface. I hope this feedback would be appreciated and you could make some adjustments accordingly .

NirmaniSingh ,

Fraudulent charges on postpaid

I have been using paytm for years now and the customer support was always bad. Once or twice I had payment related issues where my refund was not credited on time and everytime I had to lodge a complaint with consumer helpline to actually get help from paytm. Customer support wouldn’t reply to your query with direct answers, for example you ask why have I been charged xx amount, they would reply either with the policy details or tell you that yy amount is already refunded. Totally irrelevant answers. Plus there is no number that you can call to put your point across clearly. And oh my god the response time! They say that they would respond in 2-4 hrs but it never happens.
Recently a random charge has been levied on my paytm postpaid and it doesn’t say why. I had cleared my dues on time, paid the convenience fee and still there was an unnamed charge I had to pay. It’s been 3 days since I contacted paytm about it and so far they have told me that convenience fee + GST % is charged on postpaid which was not my concern. Then after I explained the problem again in clearer words, they again responded that an amount xx has been charged as convenience fee. I don’t want to know the convenience fee. I already know what convenience fee is. It’s not even about the money. It’s about the trust I have had on paytm for years. Now I would think twice before using paytm.

App Privacy

The developer, Paytm Mobile Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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